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Mathematics & Statistics Wiley Bayesian Biostatistics Series in Probabilit y and Statistics LOSS MODELS FRO M DATA TO D EC I S I O N S Fourth Edition EMMANUEL LESAFFRE and ANDREW LAWSON STATISTICS IN PRACTICE STUART A. KLUGMAN • HARRY H. PANJER • GORDON E. WILLMOT Visit us online to access free sample chapters, the latest journals, and more! U.S. 877.762.2974 | Canada 800.567.4797 UK 0800 243407 | Germany/Switzerland/Austria +49 6201 606400 | Europe/ROW +44 1243 843294

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