InUnison fall 2013

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Holiday Parade Schedule Little Chute December 2 6:30 p.m. Kaukauna December 3 6:00 p.m. Wrightstown December 7 Noon Kids’ party to follow at the Wrightstown American Legion

Congratulations!

Kaukauna Farmer’s Market Fall Fest

Moola Summer Party

upcoming events

Moola’s Christmas Party December 5 Join Moola and fellow Kids’ Club members at the Kaukauna Community Center from 6:00 - 7:30 p.m. Visit with Santa, decorate cookies, get your face painted and make a Christmas craft!

11th Annual Fox Cities Money Conference Saturday, November 2 8:30 a.m. - 3:30 p.m. Fox Valley Technical College You must register by October 25 to receive discounted pricing. For more information, please call Asset Builders at 866-304-6896 or go online to assetbuilders.org

▲ Lily Kari tries her hand at mini golf at this years Moola Summer Party which took place at Badger Sport Park.

Unison was happy to sponsor the bounce house at The Downtown Kaukauna Farmer’s Market Annual Fall Fest again this year.

Steven Vanderloop is the winner of our iPad2 giveaway. He won by signing up to receive InUnison electronically,

Smart Holiday Shopping T Planning and Contro You say it every year after the holidays: “Next year I’m going to spend less money.” It’s easy to get carried away. It can be just as easy to stay financially fit, even during the busiest shopping season of the year. The Credit Union National Association, the trade association for credit unions, and the Consumer Federation of America, Washington, D.C., suggest these holiday spending tips: 1. Budget your spending and set goals: Start with a realistic idea of how much you can spend on holiday gifts, food, travel, and so on. Add it up and really give serious thought to what you can afford. Think about where you might cut back and stick to your budget. 2. Make a list: Shop from a list to avoid impulse purchases that could leave you snowed under in debt at the end of the season. 3. Comparison shop: Take the time to find the best deal. Fight the urge to get your shopping over with as quickly as possible, and, for the procrastinator: Don’t wait until the last minute! 4. Trim your interest payments: If you must pay with a credit card instead of using cash, use a card with a low-interest rate, like Unison’s Visa® Platinum or Visa® Platinum with Rewards card. 5. Save, Save, Save: Open a Christmas Savings account at Unison and save for the holidays throughout the year. Dividends are compounded and credited to your account monthly at

the same rate as a Share Savings account, with no minimum required. Make deposits of any amount at any time or set up automatic transfers to the account each month for hasslefree contributions. The balance of your account, plus dividends, is available for withdrawal whenever you decide to do your holiday shopping. 6. Uh oh, I went over my budget: Just in case Rudolph runs away with your Christmas budget and your spending gets a little too jolly, we are here for you! Unison can help you consolidate your debt with a low interest unsecured loan. Sign up to make biweekly payments and pay your debt off even sooner! The bottom line is, treat your Christmas spending as you would any other expense you have by putting money aside for it on a monthly basis. Have a budget and stick to it.

Fun F


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