Affordable Care Act... from page 28
Advantage plans may offer financial savings. “There are also options for assistance with Medicare premiums for seniors who are eligible for both Medicare and Medicaid, called dual eligible,” Perikly says. “Medicare Advantage plans designed for seniors who are dual eligible offer assistance with costs, coordination of health care benefits, as well as extra benefits not offered by traditional Medicare, such as dental and vision.”
Seniors who are not eligible for Medicare may be eligible for financial assistance for health insurance through Medicaid or through the Health Insurance Marketplace. As part of ACA, seniors on Medicare will be able to take advantage of certain preventive services, such as mammograms and colonoscopies, without paying the Part B coinsurance or deductible, Bierly says. “The coverage that is part of the Medicaid expansion will meet the
essential health benefits as they are offered in the Marketplace,” she says, adding that seniors who are on Medicaid will probably find that more services are covered with the ACA. This includes mammograms and colonoscopies, she says, which previously required people to pay a copay. Yearly wellness exams will also be free. In addition, Perikly is aware that many seniors are concerned about fraudulent activity. To help safeguard
and protect themselves from fraud, she says seniors should remember the following: • It’s against the law for someone who knows that a person has Medicare to sell him or her a Health Insurance Marketplace plan. • Do not share a Medicare number or other personal information with anyone who knocks on the door or contacts someone uninvited to sell him or her a health plan. For Help Understanding There are a lot of trusted resources where seniors can get reliable information about the ACA. For example:
MAJOR MEDICAL BREAKTHROUGH in Joint Health
Centers for Medicare and Medicaid: www.CMS.gov
Two separate clinical studies show shocking results for joint health
Health Insurance Marketplace: www.HealthCare.gov
Lisa found herself unable to get out of her chair after reading the morning paper. The pain was so intense in the morning in her hips and knees. This had become commonplace for Lisa. She thought she had to live with it the rest of her life.
Kaiser Family Foundation: www.kff.org
Time and time again she had been turned away by the medical community. “There is nothing we can do for you.” “Your only option is joint replacement surgery. And even that is NOT guaranteed.”
Lisa’s luck was about to change...
Did weakness in joint and muscle stiffness decrease? 90% of patients registered a decrease in weakness and stiffness. Was there an increase in your mobility and physical activity? 77% of patients registered improvement. Of those, the average increase of physical activity was 26%.
She met Dr. A. Bart Flick, Orthopedic Surgeon, of M.D. Mountain Medical Specialties, Clayton, Georgia. Mountain Medical Specialties is one of the country’s most prestigious arthritis clinics.
“We simply don’t see results like these in our profession. For people to take this natural approach and get these kinds of results is astonishing,” explained Dr. Flick.
Patients come from all over the world to seek treatment because of its reputation of constantly searching for new and better ways of fighting this crippling disease. Dr. Flick is a highly regarded health professional who has published numerous medical papers and research studies.
In addition to Dr. Flick’s study, Dr. Robert Bingham, M.D. with the Desert Arthritis Medical Clinic, a world-renowned orthopedic and arthritis treatment medical establishment conducted another study.
Dr. Flick had agreed to conduct a double-blind study, without remuneration, for a joint nutrient product that had been researched for 23 years. Fifty-three patients were studied. They were placed on a mineral-based, joint nutrient for a period of 90 days. The end-results were shocking!
THE PAITIENTS WERE ASKED FOUR QUESTIONS: Did the patient receive some benefit from the nutrient? 100% of patients registered a favorable response and improvement. Did the pain decrease? 100% of patients taking the nutrient registered a decrease in pain.
The results from his study matched that of his colleague’s with 86% of all patients registering improvement. “I believe that if all my patients would stay on this joint health product, they would ALL report improvement,” said Dr. Bingham. Lisa’s results were amazing. Pain intensity going from 90% down to 0%! Pain duration going from 100% to 10%. Range of motion going from 10% to 75%. “I cried and cried when I got my life back. I had given up. I am so grateful I discovered this amazing product,” said Lisa.
To learn more about this joint health product or the manufacturer, visit MarineMinerals.com or call 1-800-955-7772.
Subsidy Calculator: kff.org/interactive/subsidycalculator/ Stop Medicare Fraud: www.StopMedicareFraud.gov Senior Medicare Patrol— Empowering Seniors to Prevent Healthcare Fraud: www.SMPresource.org In addition, Rose Law Group is offering a new suite of services to protect the elderly from scams and to help seniors and their families navigate their way through the bureaucratic, legal, health and logistical challenges that can become overwhelming for seniors and their families. Called The Golden Years Concierge Service, it will include assistance with proper planning for health care, Medicare and Medicaid. For more information: (480) 505-3936 or www.RoseLawGroup.com,
Independent Studies conducted by: Dr. Robert Bingham, Orthopedic Surgeon, M.D. Desert Arthritis Medical Clinic, Desert Hot Springs, California Dr. A. Bart Flick, Orthopedic Surgeon, M.D. Mountain Medical Specialties, Clayton, Georgia.
page 30 : : Lovin’ Life After 50 : : October 2013
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