10 Fall Home & Garden
Sunday, September 22, 2013
Weathering Hurricane Season:
INSURE YOUR HOME NOW
H
urricane season has arrived and it is time to take steps to financially insure your home against flooding.
The National Oceanic and Atmospheric Administration is predicting an extremely active season with a 70 percent likelihood of 13 to 20 named storms, of which 7 to 11 could become hurricanes, including 3 to 6 major hurricanes. You don’t have to live right on the coast to face significant loss from hurricanes and tropical storms. Hurricanes can produce severe flooding on the coast and inland. Some of the most damaging and dangerous floods occur when the remnants of a hurricane or tropical storm system travel inland, producing above average rainfall hundreds of miles from the coast. Preparing before the storm is critical. Homeowners insurance does not usually cover flood damage – only flood insurance can ensure your financial protection against the devastating effects of flooding. Also, there typically is a 30-day waiting period before flood insurance goes into effect. If you wait for the storm to form, it will probably be too late. Photos by Jill Connor/ Westerly Sun
“If we didn’t have flood insurance, I would be homeless,” says
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