Sample Book

Page 1

Edition 1

Considerations to Make Before Choosing an Interior Designer Financial Practices To Deal With Stock Market Volatility

215-852-1456 | BELVISOPHILLY.com belvisophilly @ gmail.com


The World’s Most Respected Brand is Real Estate’s Market Leader Fox and Roach, the dominant real estate company and a force in the region since 1886, and Berkshire Hathaway, the world’s most respected brand,* are now together to help make dreams come true for home buyers and home sellers.

Your Dreams are My Priority Betsy Cohen, REALTOR® 610-247-0134 Mobile 610-649-4500 Office Betsy.cohen@foxroach.com © 2015 BHH Affiliates, LLC. An independently operated subsidiary of HomeServices of America, Inc., a Berkshire Hathaway affiliate, and a franchisee of BHH Affiliates, LLC. Berkshire Hathaway HomeServices and the Berkshire Hathaway HomeServices symbol are registered service marks of HomeServices of America, Inc. ® Equal Housing Opportunity. Information not verified or guaranteed. If your home is currently listed with a Broker, this is not intended as a solicitation.


In This Issue Considerations to Make Before Choosing an Interior Designer

PGA Schedule

LPGA Schedule

ATP Schedule

Financial Practices To Deal With Stock Market Volatility

Tips for Planning a Luxury Wedding

4 8 10 12 14 16


Considerations to Make Before Choosing an Interior Designer by Oindrila Das It is a good idea to hire an interior designer when designing or remodelling your house or office. There is a lot associated with the designing/remodelling of a house/office and it can be downright stressful if you lack the basic skills of interior designing. In that case, hiring a professional will prove to be fruitful. However, in order to get the desired results, you would need to hire a designer who is competent enough to handle the responsibility. If this is the first time you are in need of an interior designer, it is only natural for you to be confused about what factors to consider when choosing a particular designer. Here are some guidelines that would help you get started: Choosing an interior designer is more of a personal affair. No matter if you are designing your work space or house, it is an area where you would be spending a good deal of your time. That is why you need to make this space comfortable, functional, and aesthetically appealing. Since this is your space, it needs to reflect your personality, style and aspirations. Only a talented interior designer can help you achieve that goal, and that is who you need to find. Below are some considerations that you must make when choosing a designer.

Experience: Experience is one of the fundamental factors that you must consider when selecting a designer. Experience does not only mean

4



how much time the designer has in the industry. There are various factors that determine the experience of a designer, and those factors do not necessarily include the number of years. Before making your decision, it is important that you make sure the designer has experience in the field of interior designing that you are working with. For example, if you want to design your work space, you would need to hire a designer who is experienced in designing offices. Hiring someone who designs homes may not give you satisfactory results. In some states, interior designers need to have licensing in order to be able to work professionally. You need to do your research and get to know whether there are such laws in your state. If your state requires professional interior designers to have license, you need to choose someone who has proper licensing.

Portfolio: Experience is not the only factor that you should consider when choosing the designer. You must focus on what the designer has accomplished during the years he/she spent in the industry. The only way you can find out about the designer's achievements is from their portfolio. See if the kind of work they do matches with what you want. You may also ask to visit one of the sites that the designer is currently working on. These are two of the common factors that you must consider when choosing interior designers from Kolkata. Depending on your specific requirements, there may be other associated factors that

6


you need to learn about. Designing a house or office space would be one of the important undertakings of your life. It would also be one of the most expensive ones. That is why you must take your decision carefully.

About the Author Oindrila Das is a renowned Interior Designer. He has written a number of articles on decorating homes, interior decorations and interior architects.


2015 PGA Schedule Date

Tournament

MAR 19 - 22

Arnold Palmer Invitational presented by MasterCard Bay Hill Club & Lodge, Orlando, FL Valero Texas Open JW Marriott TPC San Antonio, San Antonio, TX Shell Houston Open GC of Houston, Humble, TX

MAR 26 - 29

APR 2 - 5 APR 9 - 12

Masters Tournament Augusta National GC, Augusta, GA

APR 16 - 19

RBC Heritage Harbour Town GL, Hilton Head, SC

APR 23 - 26

Zurich Classic of New Orleans TPC Louisiana, Avondale, LA

APR 29 - MAY 3 World Golf Championships-Cadillac Match Play TPC Harding Park, San Francisco, CA MAY 7 - 10 Sony Open in Hawaii Waialae CC | Honolulu, Hawaii MAY 14 - 17

Wells Fargo Championship Quail Hollow Club, Charlotte, NC

MAY 21 - 24

Crowne Plaza Invitational at Colonial Colonial CC, Ft. Worth, TX

MAY 28 - 31

AT&T Byron Nelson Championship TPC Four Seasons Resort, Irving, TX


2015 PGA Schedule Date

Tournament

JUN 4 - 7

Memorial Tournament presented by Nationwide Muirfield Village GC, Dublin, OH

JUN 11 - 14

FedEx St. Jude Classic TPC Southwind, Memphis, TN

JUN 18 - 21

U.S. Open Chambers Bay GC, University Place, WA

JUN 25 - 28

Travelers Championship TPC River Highlands, Cromwell, CT

JUN 29 - 30

CVS Caremark Charity Classic Rhode Island CC, Barrington, RI

JUL 2 - 5

The Greenbrier Classic The Old White TPC White Sulphur Springs, WV

JUL 9 - 12

John Deere Classic TPC Deere Run, Silvis, IL

JUL 16 - 19

Barbasol Championship RTJ Trail (Grand National) Auburn/Opelika, AL

JUL 16 - 19

The Open Championship St. Andrews GC (Old Course), Fife, SCO

JUL 23 - 26

RBC Canadian Open Glen Abbey GC, Oakville,Ontario, Can


2015 LPGA Schedule Date

Tournament

MAR 19-22

JTBC Founders Cup, Phoenix, Arizona

MAR 26-29

Kia Classic, Carlsbad, CA

APR 2-5

ANA Inspiration, Rancho Mirage, CA

APR 15-18

LOTTE Championship, Ko Olina, Oahu, HI

APR 23-26

Swinging Skirts LPGA Classic, San Francisco, CA

APR 30-MAY 3

Volunteers of America North Texas Shootout Irving, TX

MAY 14-17

Kingsmill Championship, Williamsburg, VA

MAY 29-31

ShopRite LPGA Classic Presented by Acer Galloway, NJ

JUN 4-7

Manulife LPGA Classic Cambridge, Ontario, Canada

JUN 11-14

KPMG Women’s PGA Championship Westchester, NY

JUN 26-28

Walmart NW Arkansas Championship Presented by P&G, Rogers, AR

JUL 9-12

U.S. Women’s Open Conducted by the USGA Lancaster, PA

JUL 16-19

Marathon Classic presented by Owens Corning and O-I Sylvania, OH


2015 LPGA Schedule Date

Tournament

JUL 23-26

Meijer LPGA Classic presented by Kraft Grand Rapids, MI

JUL 30-AUG 2

RICOH Women’s British Open Turnberry, Scotland

AUG 13-16

Cambia Portland Classic, Portland, OR

AUG 20-23

Canadian Pacific Women’s Open Vancouver, Canada

AUG 27-30

Yokohama Tire LPGA Classic

SEP 10-13

The Evian Championship Evian-les-Bains, France

SEP 17-20

The Solheim Cup

OCT 1-4

Reignwood Pine Valley LPGA Classic Nankou, Beijing, China

OCT 8-11

Sime Darby LPGA Malaysia Kuala Lumpur, Malaysia

OCT 15-18

LPGA KEB · HanaBank Championship Incheon, South Korea

OCT 22-25

Blue Bay LPGA, Hainan Island, China

OCT 29-NOV 1

Fubon LPGA Taiwan Championship Presented by Taiwan Mobile, Taipei, Taiwan


2015 ATP Schedule Date

Tournament

MAR 25

Miami Open, presented by Itau Miami, U.S.A.

APR 6

Grand Prix Hassan II Casablanca, Morocco

APR 6

Fayez Sarofim & Co. U.S. Men’s Clay Court Championship Houston, U.S.A.

APR 12

Monte-Carlo Rolex Masters Monte-Carlo, Monaco

APR 20

Barcelona Open Banc Sabadell Barcelona, Spain

APR 27

BMW Open by FWU AG Munich, Germany

APR 27

Millennium Estoril Open Estoril, Portugal

APR 27

TEB BNP Paribas Istanbul Open Istanbul, Turkey

MAY 5

Mutua Madrid Open Madrid, Spain

MAY 10

Internazionali BNL d’Italia Rome, Italy

MAY 17

Open de Nice Côte d’Azur Nice, France


2015 ATP Schedule Date

Tournament

MAY 17

Geneva Open Geneva, Switzerland

MAY 24

Roland Garros Paris, France

JUN 8

Topshelf Open‘s Hertogenbosch, The Netherlands

JUN 8

MercedesCup Stuttgart, Germany

JUN 15

Gerry Weber Open Halle, Germany

JUN 15

Aegon Championships London, Great Britain

JUN 21

Aegon Open Nottingham Nottingham, Great Britain

JUN 29

Wimbledon Wimbledon, Great Britain

JUL 13

Hall of Fame Tennis Championships Newport, U.S.A.

JUL 17

Davis Cup Quarter-finals Davis Cup

JUL 20

SkiStar Swedish Open Båstad, Sweden


Financial Practices To Deal With Stock Market Volatility By: Christina Benson The recent downturn of financial markets and companies around the world has made many people worried about their economic growth and security. This insecurity is followed by an active realization about wealth-building through secondary means like trading, investing and organized speculations. Since some years, customers have witnessed certain financial bubbles which blasted numerous financial companies and their clients and share-holders, and this has led traders to explore various ways to gain financial prowess. It is always advisable for traders, in order to better deal with their personal finances in the midst of economic instabilities, due to a volatile stock options market, to follow certain safety policies and financial habits, which would provide long term benefits irrespective of the stock options market conditions. To start with, know the correct investment process and do not go with the flow or with the opinions of other investors. It may happen that the market is going down and low and other traders are finding it difficult to invest, but that should not hold you back from investing in case you are clear about your goals and your unfailing trading strategy. Investing in safer trades will only add to your portfolio and would help you reap the gains during favorable times. The next thing that you should do as a trader is to analyze your capacity to tolerate the maximum amount of risk. Although time decay of options trading determines the risk factor of any particular stock, it also depends upon

14


your personal choice or risk avoiding and risk bearing tendencies and tactics. In order to weigh your ability to bear risk, it is important to judge your asset allocation skills and the outcome of the same. If you still loose sleep over a 7% loss, you need to revise your allocation of asset and trading style and strategy. A trader is supposed to deal with the market and the price movements with a calm mind, without reacting to each and every news and views he comes to know from various sources. Hence, it is advisable to filter tendency to gather all information from every possible sources.. Many traders ignore their job to give maximum attention to the trading activities. Well, it is still advised that a trader should pay attention to his job, as the unpredictability of the trading world is enormous, and can anytime bring upon a financial situation which can lead to utter financial insecurity.

15



N S  

Celebrating 10 Years!  C R N S, PA  .. ~ ..


Tips for Planning a Luxury Wedding By: Miguel Rosillo

18


If you are going to have a big wedding, then you will need about ten months dd to a year before you actually have dd dd the ceremony and d d d reception. That may seem like a long time, but is necessary to get everything lined up. Here are the first few steps you should take when planning the perfect wedding.

d

Of course, the first thing to do when you have gotten engaged is to tell everyone you care about! Call up your close friends and family, and consider putting an engagement announcement in the newspaper. You can send out a mass e-mail, make a Facebook post, or even go the traditional route by mailing your announcements. Once you have made your big announcement, you can start thinking about the tone and theme of your wedding. Do you want to invite everyone you know or keep it small? Do you want to have a religious ceremony or would you rather keep it secular? Are you planning a strictly formal affair or does a casual ceremony sound more up your alley? These are just a few of the questions that you and your fiancĂŠe should be talking about. Remember to be willing to compromise, but only after making your case. This is also a good time to think about a possible theme for your wedding, as well as wedding colors. It might seem a little early to think about who you are going to invite, but the size of your wedding will determine what size venue you need and how much you are going to end up spending. Once you have your guest list, you can start figuring out how much this wedding is going to cost you. Talk to both sets of parents and see if they are willing to pitch in. If they plan on paying for just part of the wedding, find out what the split will be. When you have a number picked out, stick to it. Newlyweds fight about money more than anything else, and you don t want to start off in debt.

19


At the beginning, you are going to want to be a little bit flexible with your wedding date. When you start calling venues and booking vendors, you might find that a key element is missing or unavailable. Once you start contacting these people and places, you will be able to solidify your date. Now is the time to start looking for venues for the ceremony and the reception. Talk to people you know who have gotten married recently and see if they have any advice. Also, if you aren t planning on getting married in a church, you might consider getting married at the same place you plan on having your reception. This saves everybody a whole lot of running around and will give you more time to enjoy your day.Remember to book your location as early as possible. Wait too long and it might be all booked up. Whether you plan on having a religious ceremony or not, you are still going to need someone to legally marry you. There are many different options out there for both religious and secular officiants. If you are having trouble finding someone to fit your needs, feel free to ask the people who work at your selected wedding venue. They will have dealt with many different officiants and should be able to help you out. Just like with your venue, vendors fill up fast. More than one ceremony on the same day won t mess up a florist s schedule too much, but you want to make sure the caterer and the DJ are all lined up. Booking your photographer is also important, but that can be done about six months before the wedding. Most photographers don t need to be booked much further in advance than that. Of course these are just the first steps. There is much more to come, but this is a great way to get started in planning the wedding of your dreams!

20


Elegance0Artistry

Onsite

Hair0&0Makeup Eleganceartistry.com 267-614-5540 sayhello@eleganceartistry.com

21



Issuu converts static files into: digital portfolios, online yearbooks, online catalogs, digital photo albums and more. Sign up and create your flipbook.