Consumer Mortgage Information Program
Rate
Pts.
Dwn
LIP
Farmers & Merchants Bank 10 - Year Fixed 15 - Year Fixed 30 - Year Fixed 30 - Year FHA
3.125% 3.50% 4.50% 4.00%
0 0 0 0
APR
Mo. Pmt. Program
20% 20% 20% 3.5%
30 30 30 30
Florida State University Credit Union 4.375% 3.50% 3.375% 3.50%
0 0 0 0
3.410% $1,465.79 30 YR. Fixed 3.611% $1,072.33 20 YR. Fixed 4.565% $760.03 15 YR Fixed 5.555%* $728.66**
Dwn
LIP
20% 20% 20% 20%
850-224-4960 40 40 40 40
APR
Mo. Pmt. Program
Rate
Pts.
Dwn
LIP
800-468-3993 Hancock Bank
4.625% 0 4.50% 0 3.825% 0
20 20 20
30 30 30
4.743% $771.21 30 YR. Fixed 4.661% $948.98 15 YR. Fixed 3.825% $1,081.56 FHA 30 Yr. Fixed VA 30 Yr. Fixed RD 30 Yr. Fixed
Payments based on $150,000 loan amount. Rates subject to change. Call for current rates. Purchases and refinances of Primary Residences, Investment Properties, Home Equity Lines of Credit & Construction Perm Loans are available. Visit www.sunshinesavingsbank.com to apply or call 800-468-3993. Select option 1 for our mortgage hotline. www.sunshinesavingsbank.com
APR
Mo. Pmt.
850-325-3152 4.50% 3.50% 4.125% 4.25% 4.25%
0 0 0 0 0
5% 5% 3.5% 0% 0%
30 30 30 30 60
4.939% $760.03 4.003% $1,072.33 5.198% $732.37 4.744% $737.91 4.913% $737.91
Please note: Rate quotes based on qualified borrowers having a credit score of 740 or better. Let your neighborhood professionals guide your mortgage transaction from beginning to end. We have numerous programs to meet your diverse financial needs. www.HancockBankMortgage.com
• Updated Weekly •
4.535% $748.93 3.772% $1,072.32 3.772% $1,474.52 5.378% $673.57 Information for this chart is compiled by the Tallahassee Democrat and is valid as of the publication date of for first this issue and is subject to change without notice. Estimated monthly payment calculated using a mortgage 60-months amount of $150,000 and the list APR for loans starting the Sunday of publication. Contact lender directly for then adjusts additional programs and fees, terms and conditions of the loans. NOTE: LIP=Lock-in period, Down=% of
Rates Quoted Above Include a 1% Origination Fee. Rates are subject to credit scores, loan to value and purpose of the loan. Call for your personal quote today! FSUCU is an equal housing lender. www.fsucu.org
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Pts.
850-297-2015 Sunshine Savings Bank
***Hometown Banking since 1906*** It’s a great time to purchase or refinance with your local community bank, where our customers are like family. Please call Christie Heald at 850-297-2015 for a customized rate quote, or visit our Mortgage Department’s webpage at www.FMBBANK.com for more information and to see what additional programs are available! No hidden fees. No application fee. *MIP Included, **MIP Excluded You are in good hands with FMB; *Rates advertised are for home purchases only*
30 YR Fixed 15 YR Fixed 10 YR Fixed 5 YR Adjustable Rate
Rate
$500 OFF CLOSING COSTS Mention this AD at application. Some conditions apply.
down payment. APR= Annual Percentage Rate.
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IF YOU’RE LOOKING FOR A FEW MORE ADVANTAGES, ENVISION ALSO OFFERS:
• Great Rates G • A Federally Insured Financial Institution ion • Lower Closing Costs • Loans For Every Lifestyle L • Local Servicing L • Special Teacher Promotions APPLY ONLINE AT A
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Call Ashlea Hutchison To Get Started Today At 942.9234 NMLS #710733
TALLAHASSEE DEMOCRAT » SUNDAY, AUGUST 4, 2013 » 3