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Suburban Life • Reporter/Met Friday, December 14, 2012
CLASSIFIEDS
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THE GAUGE Your Weekly Mortgage News & Updates Mortgage Rates Calm, Near Record Lows MCLEAN, Va., Dec. 6, 2012 /PRNewswire/ -- Freddie Mac (OTC: FMCC) today released the results of its Primary Mortgage Market Survey® (PMMS®), showing fixed mortgage rates little changed and remaining near their record lows helping to keep homebuyer affordability high and attractive to those looking to refinance. News Facts 30-year fixed-rate mortgage (FRM) averaged 3.34 percent with an average 0.7 point for the week ending December 6, 2012, up from last week when it averaged 3.32 percent. Last year at this time, the 30-year FRM averaged 3.99 percent. 15-year FRM this week averaged 2.67 percent with an average 0.6 point, up from last week when it averaged 2.64 percent. A year ago at this time, the 15-year FRM averaged 3.27 percent. 5-year Treasury-indexed hybrid adjustable-rate mortgage (ARM) averaged 2.69 percent this week with an average 0.6 point, down from last week when it averaged 2.72 percent. A year ago, the 5-year ARM averaged 2.93 percent.
1-year Treasury-indexed ARM averaged 2.55 percent this week with an average 0.4 point, down from last week when it averaged 2.56. At this time last year, the 1-year ARM averaged 2.80 percent. Average commitment rates should be reported along with average fees and points to reflect the total upfront cost of obtaining the mortgage. Visit the following links for Regional and National Mortgage Rate Details and Definitions. Borrowers may still pay closing costs which are not included in the survey. Quotes Attributed to Frank Nothaft, vice president and chief economist, Freddie Mac. “Mortgage rates were little changed and near record lows this week amid indicators of stronger economic growth and signs of tame inflation. Third quarter real GDP growth was revised from an initial report of 2.0 percent to 2.7 percent, nearly matching the market consensus forecast. Meanwhile, the 12-month growth rate of the core price index of consumer expenditures remained at 1.7 percent in October which is on the low
end of the Federal Reserve’s projection range for this year. “The housing market is aiding in this recovery. For instance, fixed residential investment added positive growth over the past six consecutive quarters and in the third quarter alone contributed 0.3 percentage points to real GDP growth. In addition, residential construction spending was up 3 percent between September and October. And, pending home sales saw a 5.2 percent increase in October to its highest reading since March 2007.” Get the latest information from Freddie Mac’s Office of the Chief Economist on Twitter:@FreddieMac Freddie Mac was established by Congress in 1970 to provide liquidity, stability and affordability to the nation’s residential mortgage markets. Freddie Mac supports communities across the nation by providing mortgage capital to lenders. Today Freddie Mac is making home possible for one in four homebuyers and is one of the largest sources of financing for multifamily housing.
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IN THE CIRCUIT COURT OF THE 18TH JUDICIAL CIRCUIT DUPAGE COUNTY, WHEATON, ILLINOIS THE BANK OF NEW YORK MELLON F/K/A THE BANK OF NEW YORK, AS TRUSTEE ) FOR THE CERTIFICATE HOLDERS CWMBS, INC., CHL MORTGAGE PASS-THROUGH ) TRUST 2006-HYB1 MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2006-HYB1 ) PLAINTIFF, )10 -vs)CH JULIA GIEDRIENE; MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC.; THE )2453 KNOLLS CONDOMINIUM ASSOCIATION; DEFENDANTS ) NOTICE OF SHERIFF’S SALE Public Notice is hereby given that pursuant to a Judgment entered in the above entitled matter on September 24, 2012; John E. Zaruba, Sheriff, 501 N. County Farm Rd., Wheaton, IL 60187, will on January 10, 2013 at 10:00 AM, at DuPage County Sheriff’s Office, sell to the highest bidder for cash (ten percent (10%) at the time of sale and the balance within twenty-four (24) hours), the following described premises situated in Dupage County, Illinois. Said sale shall be subject to general taxes, special assessments or special taxes levied against said real estate and any prior liens or 1st Mortgages. The subject property is offered for sale without any representation as to quality or quantity of title or recourse to Plaintiff. Upon the sale being held and the purchaser tendering said bid in cash or certified funds, a receipt of Sale will be issued and/or a Certificate of Sale as required, which will entitle the purchaser to a deed upon confirmation of said sale by the Court. Said property is legally described as follows: Commonly known as 6171 Knoll Lane Court, Unit 204, Willowbrook, IL 60527 Permanent Index No.: 09-14-303-470 Improvements: Residential Structure UNKNOWN, Units UNKNOWN, Bedrooms UNKNOWN, Garage UNKNOWN Bathrooms UNKNOWN, Other UNKNOWN The property will NOT be open for inspection prior to the sale. The judgment amount was $123,281.85. Prospective purchasers are admonished to check the court file and title records to verify this information. Christopher A. Cieniawa, Fisher and Shapiro, LLC, Attorneys for Plaintiff 2121 Waukegan Road, Suite 301, Bannockburn, IL 60015. Attorney No: 6187452 THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. PLEASE BE ADVISED THAT IF YOUR PERSONAL LIABILITY FOR THIS DEBT HAS BEEN EXTINGUISHED BY A DISCHARGE IN BANKRUPTCY OR BY AN ORDER GRANTING IN REM RELIEF FROM STAY, THIS NOTICE IS PROVIDED SOLELY TO FORECLOSE THE MORTGAGE REMAINING ON YOUR PROPERTY AND IS NOT AN ATTEMPT TO COLLECT THE DISCHARGED PERSONAL OBLIGATION. I491242 December 14, 21, 28, 2012 Suburban Life Media 4365 WIL
IN THE CIRCUIT COURT OF THE 18TH JUDICIAL CIRCUIT DUPAGE COUNTY, WHEATON, ILLINOIS BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS ) SERVICING, LP F/K/A COUNTRYWIDE HOME LOANS SERVICING LP, PLAINTIFF, )10 -vs)CH LAURA I. AYALA A/K/A LAURA AYALA; BROOKDALE AT DARIEN CONDOMINIUM )2337 ASSOCIATION; UNKNOWN OWNERS AND NON-RECORD CLAIMANTS, DEFENDANTS ) NOTICE OF SHERIFF’S SALE Public Notice is hereby given that pursuant to a Judgment entered in the above entitled matter on September 24, 2012; John E. Zaruba, Sheriff, 501 N. County Farm Rd., Wheaton, IL 60187, will on January 10, 2013 at 10:00 AM, at DuPage County Sheriff’s Office, sell to the highest bidder for cash (ten percent (10%) at the time of sale and the balance within twenty-four (24) hours), the following described premises situated in Dupage County, Illinois. Said sale shall be subject to general taxes, special assessments or special taxes levied against said real estate and any prior liens or 1st Mortgages. The subject property is offered for sale without any representation as to quality or quantity of title or recourse to Plaintiff. Upon the sale being held and the purchaser tendering said bid in cash or certified funds, a receipt of Sale will be issued and/or a Certificate of Sale as required, which will entitle the purchaser to a deed upon confirmation of said sale by the Court. Said property is legally described as follows: Commonly known as 7422 Brookdale Drive, Unit 113, Darien, IL 60561 Permanent Index No.: 09-27-208-013 Improvements: Residential Structure UNKNOWN, Units UNKNOWN, Bedrooms UNKNOWN, Garage UNKNOWN Bathrooms UNKNOWN, Other UNKNOWN The property will NOT be open for inspection prior to the sale. The judgment amount was $129,383.45. Prospective purchasers are admonished to check the court file and title records to verify this information. For Bid Amount contact: Sale Clerk, Fisher and Shapiro, LLC 2121 Waukegan Road, Suite 301, Bannockburn, IL 60015 (847) 291-1717 THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. PLEASE BE ADVISED THAT IF YOUR PERSONAL LIABILITY FOR THIS DEBT HAS BEEN EXTINGUISHED BY A DISCHARGE IN BANKRUPTCY OR BY AN ORDER GRANTING IN REM RELIEF FROM STAY, THIS NOTICE IS PROVIDED SOLELY TO FORECLOSE THE MORTGAGE REMAINING ON YOUR PROPERTY AND IS NOT AN ATTEMPT TO COLLECT THE DISCHARGED PERSONAL OBLIGATION. I490158 December 7, 14, 21, 2012 Suburban Life Media 4313 DAR