THE SAN MATEO COUNTY ASSOCIATION OF REALTORS® www.samcar.org The San Mateo County Association of REALTORS® (SAMCAR), a real estate trade organization with over 3,000 members, is organized to ensure professionalism, protect property rights, and promote the ownership of real property in San Mateo County. SAMCAR members subscribe to the highest standards and ethical practices of real estate professionals, and that’s why we are proud to be a part of the effort to educate consumers about homeownership. Where will our children live? The answer is here…and this booklet will help consumers find the right resources to realize that dream of homeownership.
THE SAN MATEO COUNTY ASSOCIATION OF REALTORS® FOUNDATION www.samcar.org/foundation The San Mateo County Association of REALTORS® Foundation was created to benefit housing-related causes throughout San Mateo County. The SAMCAR Foundation is a separate 501(c)3 Public Benefit Corporation, funded through the generous contributions of its REALTOR® and Affiliate members, and friends. The mission of the Foundation is to assist individuals within our community in enhancing their quality of life through financial programs, education, and housing-related initiatives and activities. Since its inception, the SAMCAR Foundation has focused its charitable efforts towards benefiting organizations and programs that strive to make San Mateo County a more livable, affordable and thriving community. Through its work, the SAMCAR Foundation has made significant financial contributions that have enabled many of our San Mateo County citizens to finance a down payment on their first home, make their mortgage payments, and receive the education needed to make a sound investment in their financial stability and future through homeownership.
BUYING YOUR FIRST HOME
MYTHS & FACTS ABOUT FIRST-TIME HOME BUYING IN THIS BOOKLET...
Myths & Facts ................................................. 2
Questions & Answers .................................. 8
Fear Factors ................................................... 10
Resources for Home Buyers .................... 12
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