AN40
A 40REA THURSDAY, FEBRUARY 21, 2013
THE
MIKE OTTEN
REAL ESTATE
“Your Proven Real Estate Expert!” Call Today!
Budgeting
604-597-1664
Can you afford your dream home?
022113
Northstar
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NEWSPAPER.COM
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Whether your dream home is a Victorian character home in the city, a sleek condo with 360-degree views, or a sprawling rancher in the suburbs, figuring out how much house you can afford is critical before making any decisions. “A helpful place to start is by figuring out your gross debt service (GDS) ratio,” recommends Ron
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Abraham, president of the Ontario Real Estate Association. Gross debt service ratio is a calculation of the total maximum housing payment that you can afford, including your mortgage, property taxes, heating and cooling costs, and condo fees. Figure out your GDS ratio to find out how much house you can afford:
• Add up your gross monthly income and multiply by 32 per cent. This figure is the maximum monthly housing payment that you can afford. It should never exceed 32 per cent of your gross monthly income. • You must also factor in one-time costs and insurance. These include a see › page 41
2000 REALTY Rare south facing yard with lots of parking on a corner lot in excellent area of Cloverdale. Well kept and updated basement home with lots of potential. Updates include new bathroom, new carpets, new lino and fresh paint. Brand new sundeck out to large fenced corner lot. New H.W. Tank. Hurry priced to sell!
Redone from top to bottom with brand-new carpets, countertops, stainless steel appliances, blinds and paint. Ready to move in. Quite back side of building within walking distance to sky train and shopping. Secure building! Hurry!
Collette Burke
Todd Murdoch
Brent Short
Brent Short
1015 KING GEORGE BV - $579,000
4918 207B ST - $249,900
14238 103A AVE - $449,900
9471 159A ST - $825,000
Brenda Lee
1/2 DUPLEX
Detached 3 level home on a compact strata lot near Morgan Creek Golf Course. 3 bedrooms and a den up. 2 bedrooms and a rec room in the finished basement. granite counters, maple kitchen, stainless appliances. Priced to sell at $642,000.
C l e a n 2 b d r m r a n c h e r, l a m i n a t e throughout, freshly painted, over 1100 sq ft, large backyard, minutes to golf adn parks. Great Value!
Nicely renovated 3 bed (2up and 1 Dn) home. Gleaming H/W floors, updated kitchen with stainless appliances, designer colors and 3 year old roof. Level 66 by 120 ltot on quiet street.
Totally remodeled 4 bedroom split level home on a full half acre lot with 2 road frontages. $100,000 spent on recent renovations, this home shows like new. The top lot will have a back slope allowing for a perfect walk out basement.
Ken Cowie
Robie Sim
Dan Husty
215 14960 102A - $339,900
11391 - 7TH AVE - $499,900
#303 16469 64 AVE - $354,900
EXCELLENT LOCATION
Bright 2 level townhome, minutes to the Dyke, 3 bdrm, 2 1/2 bath, new kitchen, updated laminate flooring on main, large fenced backyard, complete with paving stones. Reduced!!
Ken Cowie
Dan Husty
8140 158 ST - $584,900
16373 15TH AVE - $455,000
20572 43 AVE - $484,900
33 8560 156 ST - $119,900
RENOVATED
Spence Gatzke 604-817-3248
Beautifully renovated double-wide in great park-"West Villa Estates" close to 156 St. & Fraser Hwy. Good shopping, restaurants & transportation close by. Very quiet location that has 3 bedrooms, separate family room, 2 full bathrooms incl. huge soaker tub in enste. Vaulted ceilings, new maple hardwood flooring, new roof in 2010. Mirrored closet doors, newer appliances, huge deck with workshop and garden shed in back. Large, private, west facing backyard. Owner has taken very good care of this mobile.
CUSTOM BUILT
SOUTH SURREY RANCHER
Stunning top floor 2 bedroom plus den condo. 9 foot ceilings in most of the unit. Double high ceilings in the living room. This place shows like a Street of Dreams Showhome. 1326 sq. ft. of luxury living. Real hardwood floors, granite counters, stainless appliances, crown moldings, 2 parking stalls, large storage locker. Priced to sell!
SHOP
Open and spacious floor plan features vaulted ceilings, 2 skylights, a remodelled fireplace, a beautiful large country kitchen with island, eating area and tons of cupboards. An open wide staircase leads to 3 oversized bedrooms, master suite with 4 piece ensuite and walk in closet. New hot water tank, a/c heat pump, freshly painted inside and out. A pleasure to view all in a excellent Fleetwood location close to schools, shopping and transportation. * PREC - Personal Real Estate Corporation
Sitting on a fully fenced 7500 sq.ft. lot is this large 3 bedroom rancher. Lane access at backyard. Home offers: New roof, windows, furnace & hotwater tank. 460 Sq. Ft Wired Workshop in back yard. Well maintained home, Close to Shopping, Transit, Schools & U.S. Border.
LANGLEY 3 bdrm rancher, south facing 10,000 sq ft lot with 17 x 40 detached, 220 wiring & washroom.
Thomas McConnell
Don Zachary
Dean Lovberg
Daryl Miller
David Herman & Collette Burke
ST. ANDREWS
STEVESTEN VILLAGE
2 bed, 2 bath corner unit in the Max. 1150 sq ft open floor plan, spacious kitchen with granite counter tops, close to Guildford Mall. Only 4 years old!
Robie Sim
Dan Husty
SUBDIVIDABLE HALF ACRE
LISJUS TE T D
Nice clean 3 bedroom rancher, 2 full bathrooms ( master ensuite ) Driveway & front of house facing the LANE off 10th Ave, Lots of upgrades in recent years including roof, furnace, paint, crown mouldings & 2" blinds, Engineered hardwood in kit, eating area, family room & hallway. Large deck & patio, lots of privacy & easy access to highway close to all amentities please allow time to show call.
7900 SQ FT LOT
LANGLEY
CAMBRIA'S BEST BUY
Gloria Custodio
WOW!
Over 1600 sq ft, 3 bdrm, 3 bath on nearly 6000 sq ft south exposed lot. The yard is such a surprise!!! Approx 165 ft deep, very private & lovingly lancscaped. Corner gas fireplace in living room, updated furnace, thermo windows make the home efficient. Great room sizes, master with ensuite spa, single garage. No strata maintenance fees, no bylaws, only shared building insurance, don't miss this beauty!
#14-15288 36 AVE - $642,000
Ken Cowie 604-351-5611
SOUTH FACING YARD
#303 9830 WHALLEY BV - $168,800
Immacutely maintained townhouse in Fleetwood, 2 ensuites, 2 large bedrooms, double garage.
3 BDRM RANCHER Cheryl Brown 604-671-2264
BETTER THAN A TOWNHOME
17098 60 AVE - $459,900
Dan Husty 604-916-1500
Jeff Husty 604-760-2010
Brenda Lee 604-328-7722
Dean Lovberg 604-671-2030
Tom McConnell
022113
AV T ON HE DA LE
2 STOREY END UNIT
SA OPE T N 24
21212 DEWDNEY TRUNK ROAD - $350,000
#110 15501 89A AVE - $349,900
604-583-2000 • TOLL FREE 1-888-296-8060 • WWW.RE/MAX-2000-SURREY-BC.COM