Nebraska Farm Bureau News
NOVEMBER 16, 2011
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MEMBER BENEFITS Nebraska Farm Bureau Family Saves $30,000 in Taxes! Art and Sherry Moeller, Nebraska Farm Bureau members from rural Grand Island have saved over $30,000 in taxes using a Nebraska Farm Bureau member benefit. A little over 6 years ago Art was reviewing his Member Benefits and read about a little-known tax code that permits small businesses to deduct all their medical expenses. He had no idea how all this would work for him, but reading that he could save $4,000 or more per year in taxes definitely caught his attention.
Art and Sherry Moeller
Sherry Moeller Can’t Believe How Easy It Is! “This is one of the best and easiest ways to save tax dollars that I have ever seen,” explained Sherry. “I think the reason most farmers and small business owners do not enroll in this service is because they think it will be too complicated and there’s too much work involved. In reality, it only takes me a few hours a year to complete the necessary requirements.”
105 Concepts
We take the STING out of your taxes!
Art and Sherry go on to say, “We just don’t understand why EVERY member of Nebraska Farm Bureau isn’t taking advantage of this member benefit. Why would anyone want Uncle Sam to run off with their hard earned money?”
Art states, “I just made one phone call to 105 Concepts and within one minute I found out that I qualified for the plan. It’s one of the best phone calls I have ever made.”
So, Art and Sherry, what would you say to every Nebraska Farm Bureau member if you had the chance? “We highly recommend this service to all Nebraska Farm Bureau members. After all, it’s your hard-earned money to keep!” Call 1-866-752-6105 to see if you qualify for this plan.
105 Concepts: a FB Member Benefit That Saves Qualifying Members Millions
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Several years ago, Nebraska Farm Bureau take long to see if you qualify,” Berry said. partnered with 105 Concepts to help qualiImagine being able to deduct 100 percent fied Farm Bureau members obtain savings of your health insurance premiums, including from a Health Reimbursement Arrange- long-term care insurance, and eye glasses, ment or HRA, which allows them to deduct dental work, prescription drugs, chiropracthe full cost of tic care, routine their health inphysicals, hearsurance premiing aids, hospital I personally um and deduct charges…the list used this 100 percent goes on and on. of all out-of105 Concepts service when I pocket unreimhas worked well farmed near bursed medical for both Art expenses. 105 Moeller, a Hall Farnam and saved Concepts allows County Farm thousands of dollars in qualified Farm Bureau memtaxes. This is real tax savings Bureau member who farms bers to see tax near Grand Isthat you can put back into savings in excess land, and Jerry your own pockets. of $4,000 per Kuhlmann, a year by using this self-employed — ROGER BERRY, Farm service. Bureau Farm Bureau vice president/member services sales associate. “Health care reform has left For Moeller, 105 so many unanswered questions and right Concepts has saved him more than $30,000 now some farmers and ranchers are be- over the past six years. ing forced to gamble with their financial fu‘AMAZING TO WORK WITH’ ture – and their health – by dropping their “105 Concepts was amazing to work health insurance coverage because of the with. They helped me to better underhigh cost,” Roger Berry, Farm Bureau vice stand how their service works and my acpresident/memcountant is also ber services, said very happy with Nov. 2. the savings and “105 Con We have had service. I would cepts does not recommend this plan sell health insurfarmers make for three years ance, but it can the call and find offer a great serand saved almost out more about vice you can take the program,” $15,000 in taxes. advantage of and Moeller said. save thousands For Kuhlmann, — JERRY KUHLMAN, 105 Concepts of tax dollars self-employed Farm Bureau sales associate to help offset has really saved high health care him money. “We costs,” he said. have had this plan for three years and saved MEMBERS HAVE SAVED MILLIONS almost $15,000 in taxes. That is my money To date, more than 1,000 members have legally to keep. Not only did I take advancollectively saved millions of dollars in taxes tage of this service, but I recommend it to my by taking advantage of the 105 Concepts Farm Bureau clients,” Kuhlmann said. program. If you would like to know more about “I personally used this service when I how you can save thousands of dollars in farmed near Farnam and saved thousands taxes, please call 105 Concepts toll-free at of dollars in taxes. I know firsthand how this 866/752-6105 and ask for Jeff or Mike. They works and encourage each Farm Bureau can tell you right away if you qualify and give member to call 105 Concepts to see if you you an estimate of your tax savings. “Please qualify. This is real tax savings that you can take a moment and make that call. It will be put back into your own pockets. It doesn’t well worth your time,” Berry said. T:9”
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$500 private oFFer From Gm. For Farm Bureau memBers. 1
Farm Bureau members can get a $5001 private offer toward the purchase or lease of most new GM vehicles, including the Chevrolet Silverado 3500HD. Visit fbcountry.com for more T:4”
details. And through the GM Business Choice Program,2 business owners receive even more when purchasing or leasing an eligible Chevrolet or GMC van or truck for business use. Visit gmbusinesschoice.com for details. CHeVrolet SilVerADo 3500HD | 2011 CHeVrolet SilVerADo 3500HD
Place your Farm Bureau logo here.
Place your Dealer logo here.
1 offer valid toward the purchase of new 2011 and 2012 Buick, Chevrolet and GMC models, excluding the Chevrolet Volt. Not available with some other offers. Not valid on prior purchases. Program subject to change without notice. See dealer for complete details. Customer must take delivery by 04/01/2014. Must be a member of a participating state Farm Bureau for at least 60 days prior to date of delivery to be eligible. Not available in all states. Member must provide a valid membership verification certificate prior to vehicle purchase or lease. 2 to qualify, vehicles must be used in the day-to-day operation of the business and not solely for transportation purposes. Must provide proof of business. this program may not be compatible with other offers or incentive programs. Consult your local GMC dealer or visit gmbusinesschoice.com for program compatibility and other restrictions. take delivery by 09/30/2012. Farm Bureau and the American Farm Bureau Federation® are registered service marks owned by the American Farm Bureau Federation, and are used herein (or by GM) under license. ©2011 General Motors llC