For Active and Retired Federal Employees
RETIREMENT LIFE
NOVEMBER 2012, Volume 88, Number 11
LEGISLATIVE REPORT 8 12
2012 NARFE Presidential Candidate Questionnaire
14 16
Federal Pay Freeze Extended
17 18 20
Lame-Duck Session’s Productivity Tied to Results of Elections
Registration Opens for 2013 NARFE Legislative Training Conference
COLUMNS 6 Message From the National President
NARFE Legislation Tracker
22 Managing Money 24 Live Well 26 Civil Service Career
Civics 101: Feedback for Accountability
53 Report From the
Training Conference Registration Form
Coach Regions
COVER STORY 36
Cover design by Jim Richards
Weighing Health Care Options. In the second part of our Open Season series, we report on premium rates and other changes in federal health insurance plans for 2013.
SPECIAL SECTION 54 2012 NARFE National Convention
NARFE Resources
DEPARTMENTS 28 53 62 66
Questions & Answers NARFE News
NARFE-PAC Coupon . . . . . . . .19 MembershipApplication . . . . . .51 DuesWithholding Application . .52 Alzheimer’s Coupon . . . . . . . . .62 NARFE Member Perks . . . . . . .64
Out & About For the Record: TSP Investments, COLA Chart ‘Like’ us on Facebook (NARFE National Headquarters)
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