PUBLIC NOTICES tually incurred and trustee’s and attorney’s fees) other than such portion of the principal as would not then be due had no default occurred. Tender of these sums shall effect a cure of the defaults stated above (if all nonmonetary defaults are also cured) and shall result in Trustee’s termination of the foreclosure and cancellation of the foreclosure sale. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by the reference. You may also access sale status at www.Northwesttrustee.com or USA-Foreclosure.com. (TS# 7069.25824) 1002.245298-File No. NOTICE OF TRUSTEE’S SALE Reference is hereby made to that certain trust indenture/deed of trust (“Deed of Trust”) dated 10/25/04, recorded as Instrument No. 200430650 Bk-742, Pg -663, mortgage records of Missoula County, Montana in which Michael V. McGee and Karen L. McGee, husband and wife was Grantor, Wells Fargo Bank, N.A. was Beneficiary and First American Title Company was Trustee. The Deed of Trust encumbers real property (“Property”) located in Missoula County, Montana, more particularly described as follows: Lot 48 of Skyview Addition No 1, a platted subdivision in Missoula County, Montana, according to the official recorded Plat thereof. Beneficiary has declared the Grantor in default of the terms of the Deed of Trust and the promissory note (“Note”) secured by the Deed of Trust because of Grantor’s failure timely to pay all monthly installments of principal, interest and, if applicable, escrow reserves for taxes and/or insurance as required by the Note and Deed of Trust. According to the Beneficiary, the obligation evidenced by the Note (“Loan”) is now due for the 11/01/12 installment payment and all monthly installment payments due thereafter. As of March 22, 2013, the amount necessary to fully satisfy the Loan was $122,300.08. This amount includes the outstanding principal balance of $116,935.42, plus accrued interest, accrued late charges, accrued escrow installments for insurance and/or taxes (if any) and advances for the protection of beneficiary’s security interest (if any). Because of the defaults stated above, Beneficiary has elected to sell the Property to satisfy the Loan and has instructed Successor Trustee to commence sale proceedings. Successor Trustee will sell the Property at public auction on the front steps of the Missoula County Courthouse, 200 West Broadway, Missoula, MT 59802, City of Missoula on August 1, 2013 at 11:00 AM, Mountain Time. The sale is a public sale and any person, including Beneficiary and excepting only Successor Trustee, may bid at the sale. The bid price must be paid immediately upon the close of bidding at the sale location in cash or cash equivalents (valid money orders, certified checks or cashier’s checks). The conveyance will be made by trustee’s deed without any representation or warranty, express or implied, as the sale is made strictly on an as-is, where-is basis. Grantor, successor in interest to Grantor or any other person having an interest in the Property may, at any time prior to the trustee’s sale, pay to Beneficiary the entire amount then due on the Loan (including foreclosure costs and expenses actually incurred and trustee’s and attorney’s fees) other than such portion of the principal as would not then be due had no default occurred. Tender of these sums shall effect a cure of the defaults stated above (if all nonmonetary defaults are also cured) and shall result in Trustee’s termination of the foreclosure and cancellation of the foreclosure sale. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by the reference. You may also access sale status at www.Northwesttrustee.com or USA-Foreclosure.com. (TS# 7023.105144) 1002.245755-File No. NOTICE OF TRUSTEE’S SALE Reference is hereby made to that certain trust indenture/deed of trust (“Deed of Trust”) dated 10/22/10, recorded as Instrument No. 2010020992 Bk. 868 of Micro Records Pg. 285, mortgage records of Missoula County, Montana in which Joyann Powell and Guy Powell, wife and husband was Grantor, Mortgage Electronic Registration Systems, Inc. solely as nominee for Network Funding, L.P. was Beneficiary and First American Title Co. of Montana, Inc. was Trustee. First American Title Insurance Company has succeeded First American Title Co. of Montana, Inc. as Successor Trustee. The Deed of Trust encumbers real property (“Property”) located in Missoula County, Montana, more particularly described as follows: Lots 4, 5, and the East one-half of Lot 6, in Block 52 of Car Line Addition, a Platted Subdivision in Missoula County, Montana, according to the official recorded Plat thereof. Recording Reference: Book 548 of Micro Records at Page 593 By written instrument recorded as Instrument No. 201211716 Bk. 895 of Micro Records, Pg. 1393, beneficial interest in the Deed of Trust was assigned to Wells Fargo Bank, N.A.. Beneficiary has declared the Grantor in default of the terms of the Deed of Trust and the promissory note (“Note”) secured by the Deed of Trust because of Grantor’s failure timely to pay all monthly installments of principal, interest and, if applicable, escrow re-
serves for taxes and/or insurance as required by the Note and Deed of Trust. According to the Beneficiary, the obligation evidenced by the Note (“Loan”) is now due for the 11/01/12 installment payment and all monthly installment payments due thereafter. As of March 22, 2013, the amount necessary to fully satisfy the Loan was $203,202.39. This amount includes the outstanding principal balance of $194,838.14, plus accrued interest, accrued late charges, accrued escrow installments for insurance and/or taxes (if any) and advances for the protection of beneficiary’s security interest (if any). Because of the defaults stated above, Beneficiary has elected to sell the Property to satisfy the Loan and has instructed Successor Trustee to commence sale proceedings. Successor Trustee will sell the Property at public auction on the front steps of the Missoula County Courthouse, 200 West Broadway, Missoula, MT 59802, City of Missoula on August 1, 2013 at 11:00 AM, Mountain Time. The sale is a public sale and any person, including Beneficiary and excepting only Successor Trustee, may bid at the sale. The bid price must be paid immediately upon the close of bidding at the sale location in cash or cash equivalents (valid money orders, certified checks or cashier’s checks). The conveyance will be made by trustee’s deed without any representation or warranty, express or implied, as the sale is made strictly on an as-is, where-is basis. Grantor, successor in interest to Grantor or any other person having an interest in the Property may, at any time prior to the trustee’s sale, pay to Beneficiary the entire amount then due on the Loan (including foreclosure costs and expenses actually incurred and trustee’s and attorney’s fees) other than such portion of the principal as would not then be due had no default occurred. Tender of these sums shall effect a cure of the defaults stated above (if all nonmonetary defaults are also cured) and shall result in Trustee’s termination of the foreclosure and cancellation of the foreclosure sale. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by the reference. You may also access sale status at www.Northwesttrustee.com or USA-Foreclosure.com. (TS# 7023.105059) 1002.245897-File No. NOTICE OF TRUSTEE’S SALE Reference is hereby made to that certain trust indenture/deed of trust (“Deed of Trust”) dated 01/11/07, recorded as Instrument No. 200701747, Bk 790, Pg 1285, and Modified February 24, 2011 as Instrument No. 201103461, Bk 874, Pg 476, mortgage records of Missoula County, Montana in which Randie M. Pringle was Grantor, Wells Fargo Bank, N.A. was Beneficiary and Alliance Title and Escrow Corp was Trustee. First American Title Insurance Company has succeeded Alliance Title and Escrow Corp as Successor Trustee. The Deed of Trust encumbers real property (“Property”) located in Missoula County, Montana, more particularly described as follows: A tract of land located in the SE1/4 of Section 7, Township 15 North, Range 22 West, P.M.M., Missoula County, Montana, being more particularly described as Tract D of Certificate of Survey No. 1816. Beneficiary has declared the Grantor in default of the terms of the Deed of Trust and the promissory note (“Note”) secured by the Deed of Trust because of Grantor’s failure timely to pay all monthly installments of principal, interest and, if applicable, escrow reserves for taxes and/or insurance as required by the Note and Deed of Trust. According to the Beneficiary, the obligation evidenced by the Note (“Loan”) is now due for the 02/01/11 installment payment and all monthly installment payments due thereafter. As of March 21, 2013, the amount necessary to fully satisfy the Loan was $401,667.05. This amount includes the outstanding principal balance of $381,526.84, plus accrued interest, accrued late charges, accrued escrow installments for insurance and/or taxes (if any) and advances for the protection of beneficiary’s security interest (if any). Because of the defaults stated above, Beneficiary has elected to sell the Property to satisfy the Loan and has instructed Successor Trustee to commence sale proceedings. Successor Trustee will sell the Property at public auction on the front steps of the Missoula County Courthouse, 200 West Broadway, Missoula, MT 59802, City of Missoula on August 1, 2013 at 11:00 AM, Mountain Time. The sale is a public sale and any person, including Beneficiary and excepting only Successor Trustee, may bid at the sale. The bid price must be paid immediately upon the close of bidding at the sale location in cash or cash equivalents (valid money orders, certified checks or cashier’s checks). The conveyance will be made by trustee’s deed without any representation or warranty, express or implied, as the sale is made strictly on an as-is, where-is basis. Grantor, successor in interest to Grantor or any other person having an interest in the Property may, at any time prior to the trustee’s sale, pay to Beneficiary the entire amount then due on the Loan (including foreclosure costs and expenses actually incurred and trustee’s and attorney’s fees) other than such portion of the principal as would not then be due had no default occurred. Tender of these sums shall effect a cure of the defaults stated above (if all non-
monetary defaults are also cured) and shall result in Trustee’s termination of the foreclosure and cancellation of the foreclosure sale. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by the reference. You may also access sale status at www.Northwesttrustee.com or USA-Foreclosure.com. (TS# 7023.93790) 1002.236945-File No. NOTICE OF TRUSTEE’S SALE Reference is hereby made to that certain trust indenture/deed of trust (“Deed of Trust”) dated 01/26/07, recorded as Instrument No. 200702634, Book 791, Page 655, mortgage records of Missoula County, Montana in which Mark W. Knight and Laura A. Knight, husband and wife was Grantor, Mortgage Electronic Registration Systems, Inc., solely as nominee for Home123 Corporation was Beneficiary and First American Title Insurance Company was Trustee. The Deed of Trust encumbers real property (“Property”) located in Missoula County, Montana, more particularly described as follows: Lot 55-B of Snider Addition, a platted subdivision in Missoula County, Montana, according to the official recorded plat thereof. By written instrument recorded as Instrument No. 200807848, Bk. 816, Pg. 1024, beneficial interest in the Deed of Trust was assigned to HSBC Bank USA, National Association as Trustee for Deutsche Alt-A Securities Mortgage Loan Trust, Series 2007-AR3. Beneficiary has declared the Grantor in default of the terms of the Deed of Trust and the promissory note (“Note”) secured by the Deed of Trust because of Grantor’s failure timely to pay all monthly installments of principal, interest and, if applicable, escrow reserves for taxes and/or insurance as required by the Note and Deed of Trust. According to the Beneficiary, the obligation evidenced by the Note (“Loan”) is now due for the 01/01/08 installment payment and all monthly installment payments due thereafter. As of March 21, 2013, the amount necessary to fully satisfy the Loan was $950,938.77. This amount includes the outstanding principal balance of $599,322.54, plus accrued interest, accrued late charges, accrued escrow installments for insurance and/or taxes (if any) and advances for the protection of beneficiary’s security interest (if any). Because of the defaults stated above, Beneficiary has elected to sell the Property to satisfy the Loan and has instructed Successor Trustee to commence sale proceedings. Successor Trustee will sell the Property at public auction on the front steps of the Missoula County Courthouse, 200 West Broadway, Missoula, MT 59802, City of Missoula on August 1, 2013 at 11:00 AM, Mountain Time. The sale is a public sale and any person, including Beneficiary and excepting only Successor Trustee, may bid at the sale. The bid price must be paid immediately upon the close of bidding at the sale location in cash or cash equivalents (valid money orders, certified checks or cashier’s checks). The conveyance will be made by trustee’s deed without any representation or warranty, express or implied, as the sale is made strictly on an as-is, where-is basis. Grantor, successor in interest to Grantor or any other person having an interest in the Property may, at any time prior to the trustee’s sale, pay to Beneficiary the entire amount then due on the Loan (including foreclosure costs and expenses actually incurred and trustee’s and attorney’s fees) other than such portion of the principal as would not then be due had no default occurred. Tender of these sums shall effect a cure of the defaults stated above (if all nonmonetary defaults are also cured) and shall result in Trustee’s termination of the foreclosure and cancellation of the foreclosure sale. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by the reference. You may also access sale status at www.Northwesttrustee.com or USA-Foreclosure.com. (TS# 7777.26264) 1002.97599-File No. NOTICE OF TRUSTEE’S SALE Reference is hereby made to that certain trust indenture/deed of trust (“Deed of Trust”) dated 11/30/06, recorded as Instrument No. 200631097, Bk. 788, Pg. 366, mortgage records of Missoula County, Montana in which Matthew M. Miller and Rebecca L. Miller was Grantor, Wells Fargo Bank, N.A. was Beneficiary and Alliance Title and Escrow was Trustee. First American Title Insurance Company has succeeded Alliance Title and Escrow as Successor Trustee. The Deed of Trust encumbers real property (“Property”) located in Missoula County, Montana, more particularly described as follows: Lot 1 of Kalberg Estates, a platted subdivision in Missoula County, Montana, according to the official recorded plat thereof. By written instrument recorded as Instrument No. 201200002, beneficial interest in the Deed of Trust was assigned to U.S. Bank National Association, as Trustee for Structured Asset Securities Corporation Mortgage Loan Trust 2007-WF1. Beneficiary has declared the Grantor in default of the terms of the Deed of Trust and the promissory note (“Note”) secured by the Deed of Trust because of Grantor’s failure timely to pay all monthly installments of principal, interest and, if applicable, escrow reserves for taxes and/or
[C8] Missoula Independent • May 9 – May 16, 2013
insurance as required by the Note and Deed of Trust. According to the Beneficiary, the obligation evidenced by the Note (“Loan”) is now due for the 04/01/08 installment payment and all monthly installment payments due thereafter. As of March 17, 2013, the amount necessary to fully satisfy the Loan was $571,416.16. This amount includes the outstanding principal balance of $365,584.06, plus accrued interest, accrued late charges, accrued escrow installments for insurance and/or taxes (if any) and advances for the protection of beneficiary’s security interest (if any). Because of the defaults stated above, Beneficiary has elected to sell the Property to satisfy the Loan and has instructed Successor Trustee to commence sale proceedings. Successor Trustee will sell the Property at public auction on the front steps of the Missoula County Courthouse, 200 West Broadway, Missoula, MT 59802, City of Missoula on July 29, 2013 at 11:00 AM, Mountain Time. The sale is a public sale and any person, including Beneficiary and excepting only Successor Trustee, may bid at the sale. The bid price must be paid immediately upon the close of bidding at the sale location in cash or cash equivalents (valid money orders, certified checks or cashier’s checks). The conveyance will be made by trustee’s deed without any representation or warranty, express or implied, as the sale is made strictly on an as-is, where-is basis. Grantor, successor in interest to Grantor or any other person having an interest in the Property may, at any time prior to the trustee’s sale, pay to Beneficiary the entire amount then due on the Loan (including foreclosure costs and expenses actually incurred and trustee’s and attorney’s fees) other than such portion of the principal as would not then be due had no default occurred. Tender of these sums shall effect a cure of the defaults stated above (if all nonmonetary defaults are also cured) and shall result in Trustee’s termination of the foreclosure and cancellation of the foreclosure sale. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by the reference. You may also access sale status at www.Northwesttrustee.com or USA-Foreclosure.com. (TS# 7023.17612) 1002.99556-File No. NOTICE OF TRUSTEE’S SALE TO BE SOLD FOR CASH AT TRUSTEE’S SALE on July 1, 2013, at 11:00 o’clock A.M. at the Main Entrance of the First American Title Company of Montana located at 1006 West Sussex, Missoula, MT 59801, the following described real property situated in Missoula County, Montana: LOT 1 OF LINCOLNWOOD ADDITION NO. 7, A PLATTED SUBDIVISION IN MISSOULA COUNTY, MONTANA, ACCORDING TO THE OFFICIAL RECORDED PLAT THEREOF. APN: 2200-11-2-10-13-0000 John K. Donald and Adrianne B. Donald, as Grantor(s), conveyed said real property to First American Title Insurance Co of Montana, as Trustee, to secure an obligation owed to Mortgage Electronic Registration Systems, Inc., as Beneficiary, by Deed of Trust dated August 13, 2009 and Recorded August 28, 2009 under Document No. 200921272 in Book 846, on Page 717. The beneficial interest is currently held by Federal National Mortgage Association. First American Title Company of Montana, Inc., is the Successor Trustee pursuant to a Substitution of Trustee recorded in the office of the Clerk and Recorder of Missoula County, Montana. The beneficiary has declared a default in the terms of said Deed of Trust by failing to make the monthly payments due in the amount of $1,076.41, beginning October 1, 2012, and each month subsequent, which monthly installments would have been applied on the principal and interest due on said obligation and other charges against the property or loan. The total amount due on this obligation as of February 8, 2013 is $193,725.92 principal, interest at the rate of 4.88% now totaling $4,116.18, escrow advances of $532.28, suspense balance of $-602.19 and other fees and expenses advanced of $1,424.00, plus accruing interest at the rate of $25.90 per diem, late charges, and other costs and fees that may be advanced. The Beneficiary anticipates and may disburse such amounts as may be required to preserve and protect the property and for real property taxes that may become due or delinquent, unless such amounts of taxes are paid by the Grantors. If such amounts are paid by the Beneficiary, the amounts or taxes will be added to the obligations secured by the Deed of Trust. Other expenses to be charged against the proceeds of this sale include the Trustee’s fees and attorney’s fees, costs and expenses of the sale and late charges, if any. Beneficiary has elected, and has directed the Trustee to sell the above described property to satisfy the obligation. The sale is a public sale and any person, including the beneficiary, excepting only the Trustee, may bid at the sale. The bid price must be paid immediately upon the close of bidding in cash or cash equivalents (valid money orders, certified checks or cashier’s checks). The conveyance will be made by Trustee’s Deed without any representation or warranty, including warranty of Title, express or implied, as the sale is made strictly on an as-is, where-is basis, without limitation, the sale is being made subject to
all existing conditions, if any, of lead paint, mold or other environmental or health hazards. The sale purchaser shall be entitled to possession of the property on the 10th day following the sale. The grantor, successor in interest to the grantor or any other person having an interest in the property, at any time prior to the trustee’s sale, may pay to the beneficiary or the successor in interest to the beneficiary the entire amount then due under the deed of trust and the obligation secured thereby (including costs and expenses actually incurred and attorney’s fees) other than such portion of the principal as would not then be due had no default occurred and thereby cure the default The scheduled Trustee’s Sale may be postponed by public proclamation up to 15 days for any reason, and in the event of a bankruptcy filing, the sale may be postponed by the trustee for up to 120 days by public proclamation at least every 30 days. THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Dated: February 20, 2013 /s/ Shandale Gordon Assistant Secretary, First American Title Company of Montana, Inc. Successor Trustee Title Financial Specialty Services P.O. Box 339 Blackfoot ID 83221 STATE OF Idaho ))ss. County of Bingham ) On this 20th day of February, 2013, before me, a notary public in and for said County and State, personally appeared Shandale Gordon, know to me to be the Assistant Secretary of First American Title Company of Montana, Inc., Successor Trustee, known to me to be the person whose name is subscribed to the foregoing instrument and acknowledged to me that he executed the same. /s/ Dalia Martinez Notary Public Bingham County, Idaho Commission expires: 2/18/2014 Seterus Vs. Donald 42008.238 Published on 5/9, 5/16 and 5/23/2013 NOTICE OF TRUSTEE’S SALE TO BE SOLD FOR CASH AT TRUSTEE’S SALE on July 1, 2013, at 11:00 o’clock A.M. at the Main Entrance of the First American Title Company of Montana located at 1006 West Sussex, Missoula, MT 59801, the following described real property situated in Missoula County, Montana: Lot 35 of Shelby Addition, a platted subdivision in Missoula County, Montana, according to the official recorded plat thereof Benjamin D. Krantz and Jenna K. Krantz, as Grantor(s), conveyed said real property to Charles J Peterson, as Trustee, to secure an obligation owed to Mortgage Electronic Registration Systems Inc, as Beneficiary, by Deed of Trust dated April 6, 2007 and recorded April 11, 2007 in Book 795, Page 152 as Document No. 200708457. The beneficial interest is currently held by PHH Mortgage Corporation aka PHH Mortgage Services. First American Title Company of Montana, Inc., is the Successor Trustee pursuant to a Substitution of Trustee recorded in the office of the Clerk and Recorder of Missoula County, Montana. The beneficiary has declared a default in the terms of said Deed of Trust by failing to make the monthly payments due in the amount of $778.96, beginning October 1, 2012 and each month subsequent, which monthly installments would have been applied on the principal and interest due on said obligation and other charges against the property or loan. The total amount due on this obligation as of January 22, 2013 is $155,792.51 principal, interest at the rate of 6.000% now totaling $3,653.65, late charges in the amount of $155.76, escrow advances of $3.70, and other fees and expenses advanced of $53.25, plus accruing interest at the rate of $25.61 per diem, late charges, and other costs and fees that may be advanced. The Beneficiary anticipates and may disburse such amounts as may be required to preserve and protect the property and for real property taxes that may become due or delinquent, unless such amounts of taxes are paid by the Grantors. If such amount are paid by the Beneficiary, the amounts or taxes will be added to the obligations secured by the Deed of Trust. Other expenses to be charged against the proceeds of this sale include the Trustee’s fees and attorney’s fees, costs and expenses of the sale and late charges, if any. Beneficiary has elected, and has directed the Trustee to sell the above described property to satisfy the obligation. The sale is a public sale and any person, including the beneficiary, excepting only the Trustee, may bid at the sale. The bid price must be paid immediately upon the close of bidding in cash or cash equivalents (valid money orders, certified checks or cashier’s checks). The conveyance will be made by Trustee’s Deed without any representation or warranty, including warranty of Title, express or implied, as the sale is made strictly on an as-is, whereis basis, without limitation, the sale is being made subject to all existing conditions, if any, of lead paint, mold or other environmental or health hazards. The sale purchaser shall be entitled to possession of the property on the 10th day following the sale. The grantor, successor in interest to the grantor or any other person having an interest in the property, at any time prior to the trustee’s sale, may pay to the beneficiary or the successor in interest to the beneficiary the entire amount then due under the deed of trust and the obligation secured thereby (including costs and expenses
actually incurred and attorney’s fees) other than such portion of the principal as would not then be due had no default occurred and thereby cure the default. The scheduled Trustee’s Sale may be postponed by public proclamation up to 15 days for any reason, and in the event of a bankruptcy filing, the sale may be postponed by the trustee for up to 120 days by public proclamation at least every 30 days. THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Dated: February 20, 2013 /s/ Shandale Gordon Assistant Secretary, First American Title Company of Montana, Inc. Successor Trustee Title Financial Specialty Services P.O. Box 339 Blackfoot ID 83221 STATE OF Idaho ))ss. County of Bingham ) On this 20th day of February, 2013, before me, a notary public in and for said County and State, personally appeared Shandale Gordon, know to me to be the Assistant Secretary of First American Title Company of Montana, Inc., Successor Trustee, known to me to be the person whose name is subscribed to the foregoing instrument and acknowledged to me that he executed the same. /s/ Dalia Martinez Notary Public Bingham County, Idaho Commission expires: 2/18/2014 Phh Vs. Krantz 41392.943 Published on 5/9, 5/16 and 5/23/2013 NOTICE OF TRUSTEE’S SALE TO BE SOLD FOR CASH AT TRUSTEE’S SALE on June 17, 2013, at 11:00 o’clock A.M. at the Main Entrance of the First American Title Company of Montana located at 1006 West Sussex, Missoula, MT 59801, the following described real property situated in Missoula County, Montana: LOT 2 IN BLOCK 1 OF GARY HOMESITES, A PLATTED SUBDIVISION IN MISSOULA COUNTY, MONTANA, ACCORDING TO THE OFFICIAL RECORDED PLAT THEREOF. Don O. Holst, as Grantor(s), conveyed said real property to First American Title Company, as Trustee, to secure an obligation owed to Mortgage Electronic Registration Systems, Inc., as Beneficiary, by Deed of Trust dated September 8, 2004 and recorded September 13, 2004 in book 739, page 1148, under document number 200426170. The beneficial interest is currently held by Federal National Mortgage Association. First American Title Company of Montana, Inc., is the Successor Trustee pursuant to a Substitution of Trustee recorded in the office of the Clerk and Recorder of Missoula County, Montana. The beneficiary has declared a default in the terms of said Deed of Trust by failing to make the monthly payments due in the amount of $1,027.91, beginning September 1, 2012, and each month subsequent, which monthly installments would have been applied on the principal and interest due on said obligation and other charges against the property or loan. The total amount due on this obligation as of February 15, 2013 is $194,724.10 principal, interest at the rate of 3.25% now totaling $3,325.87, escrow advances of $1,163.46, suspense balance of $180.37 and other fees and expenses advanced of $1,289.00, plus accruing interest at the rate of $17.34 per diem, late charges, and other costs and fees that may be advanced. The Beneficiary anticipates and may disburse such amounts as may be required to preserve and protect the property and for real property taxes that may become due or delinquent, unless such amounts of taxes are paid by the Grantors. If such amounts are paid by the Beneficiary, the amounts or taxes will be added to the obligations secured by the Deed of Trust. Other expenses to be charged against the proceeds of this sale include the Trustee’s fees and attorney’s fees, costs and expenses of the sale and late charges, if any. Beneficiary has elected, and has directed the Trustee to sell the above described property to satisfy the obligation. The sale is a public sale and any person, including the beneficiary, excepting only the Trustee, may bid at the sale. The bid price must be paid immediately upon the close of bidding in cash or cash equivalents (valid money orders, certified checks or cashier’s checks). The conveyance will be made by Trustee’s Deed without any representation or warranty, including warranty of Title, express or implied, as the sale is made strictly on an as-is, where-is basis, without limitation, the sale is being made subject to all existing conditions, if any, of lead paint, mold or other environmental or health hazards. The sale purchaser shall be entitled to possession of the property on the 10th day following the sale. The grantor, successor in interest to the grantor or any other person having an interest in the property, at any time prior to the trustee’s sale, may pay to the beneficiary or the successor in interest to the beneficiary the entire amount then due under the deed of trust and the obligation secured thereby (including costs and expenses actually incurred and attorney’s fees) other than such portion of the principal as would not then be due had no default occurred and thereby cure the default. The scheduled Trustee’s Sale may be postponed by public proclamation up to 15 days for any reason, and in the event of a bankruptcy filing, the sale may be postponed by the trustee for up to 120 days by public proclamation at least every 30 days. THIS IS AN ATTEMPT TO COLLECT A DEBT.
ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Dated: February 7, 2013 Dalia Martinez Assistant Secretary, First American Title Company of Montana, Inc. Successor Trustee Title Financial Specialty Services P.O. Box 339 Blackfoot ID 83221 STATE OF Idaho ))ss. County of Bingham) On this 7th day of February, 2013, before me, a notary public in and for said County and State, personally appeared Dalia Martinez, know to me to be the Assistant Secretary of First American Title Company of Montana, Inc., Successor Trustee, known to me to be the person whose name is subscribed to the foregoing instrument and acknowledged to me that he executed the same. Lisa J Tornabene Notary Public Bingham County, Idaho Commission expires: Nov. 6, 2018 Seterus Vs. Holst 42008.226 Published on 4/25, 5/2 and 5/9/2013 NOTICE OF TRUSTEE’S SALE TO BE SOLD FOR CASH AT TRUSTEE’S SALE on June 21, 2013, at 11:00 o’clock A.M. at the Main door of the First American Title Company located at 1006 West Sussex, Missoula, MT 59801, the following described real property situated in Missoula County, Montana: Lot 16 and the West One-Half of lot 17 in block 3 of residence addition, a platted subdivision in the city of Missoula, Missoula County, Montana, according to the official recorded plat thereof Rebekah A Dubois, as Grantor(s), conveyed said real property to First American Title Company of Montana, Inc. A Montana Corporation, as Trustee, to secure an obligation owed to Mortgage Electronic Registration Systems, Inc, as Beneficiary, by Deed of Trust dated July 12, 2012 recorded July 16, 2012 under Document No 201213099, Book 896, Page: 1376. The beneficial interest is currently held by Guild Mortgage Company. First American Title Company of Montana, Inc., is the Successor Trustee pursuant to a Substitution of Trustee recorded in the office of the Clerk and Recorder of Missoula County, Montana. The beneficiary has declared a default in the terms of said Deed of Trust by failing to make the monthly payments due in the amount of $1,524.38, beginning September 1, 2012 and each month subsequent, which monthly installments would have been applied on the principal and interest due on said obligation and other charges against the property or loan. The total amount due on this obligation as of March 1, 2013 is $230,648.45 principal, interest at the rate of 3.5% now totaling $4,020.14, late charges in the amount of $182.94, and other fees and expenses advanced of $1,616.38, plus accruing interest at the rate of $22.12 per diem, late charges, and other costs and fees that may be advanced. The Beneficiary anticipates and may disburse such amounts as may be required to preserve and protect the property and for real property taxes that may become due or delinquent, unless such amounts of taxes are paid by the Grantors. If such amounts are paid by the Beneficiary, the amounts or taxes will be added to the obligations secured by the Deed of Trust. Other expenses to be charged against the proceeds of this sale include the Trustee’s fees and attorney’s fees, costs and expenses of the sale and late charges, if any. Beneficiary has elected, and has directed the Trustee to sell the above described property to satisfy the obligation. The sale is a public sale and any person, including the beneficiary, excepting only the Trustee, may bid at the sale. The bid price must be paid immediately upon the close of bidding in cash or cash equivalents (valid money orders, certified checks or cashier’s checks). The conveyance will be made by Trustee’s Deed without any representation or warranty, including warranty of Title, express or implied, as the sale is made strictly on an as-is, where-is basis, without limitation, the sale is being made subject to all existing conditions, if any, of lead paint, mold or other environmental or health hazards. The sale purchaser shall be entitled to possession of the property on the 10th day following the sale. The grantor, successor in interest to the grantor or any other person having an interest in the property, at any time prior to the trustee’s sale, may pay to the beneficiary or the successor in interest to the beneficiary the entire amount then due under the deed of trust and the obligation secured thereby (including costs and expenses actually incurred and attorney’s fees) other than such portion of the principal as would not then be due had no default occurred and thereby cure the default. The scheduled Trustee’s Sale may be postponed by public proclamation up to 15 days for any reason, and in the event of a bankruptcy filing, the sale may be postponed by the trustee for up to 120 days by public proclamation at least every 30 days. THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Dated: February 15, 2013 Shandale Gordon Assistant Secretary, First American Title Company of Montana, Inc. Successor Trustee Title Financial Specialty Services P.O. Box 339 Blackfoot ID 83221 STATE OF Idaho))ss. County of Bingham) On this 15th day of February, 2013, before me, a notary public in and for said County and State, personally appeared Shandale Gordon, know to me to be the Assistant Secretary of