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READS Spring clean your financial house with these new books From new ideas for getting out of debt to insuring your investments are on-point, this list has something for everyone in every stage of their financial lives Compiled by J. Carmen Kofoed, INN Editor
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or better or for worse, April is the time when everyone takes a look at their personal finances. Make sure you’re on the right track with these new books:
nations of these rules), but Kotlikoff, Moeller, and Solman explain Social Security benefits in an easy to understand and user-friendly style. What you don’t know can seriously hurt you: wrong decisions about which Social Security benefits to apply for cost some individual retirees tens of thousands of dollars in lost income every year. Many personal finance books briefly address Social Security, but none offers the thorough, authoritative, yet conversational analysis found here. You’ve paid all your working life for these benefits. Now, get what’s yours. Published by Simon and Schuster; available in hardcover, Kindle, Audible and MP3 formats.
The Debt Escape Plan: How to Free Yourself From Credit Card Balances, Boost Your Credit Score, and Live Debt-Free Paperback
Get What’s Yours: The Secrets to Maxing Out Your Social Security
By Laurence J. Kotlikoff, Philip Moeller and Paul Solman Learn the secrets to maximizing your Social Security benefits and earn up to thousands of dollars more each year with expert advice that you can’t get anywhere else. Want to know how to navigate the forbidding maze of Social Security and emerge with the highest possible benefits? You could try reading all 2,728 rules of the Social Security system (and the thousands of expla-
By Beverly Harzog If you’re in credit-card debt and you’re tired of being told that all you need to do is give up your daily latte-and cut up all your credit cards--this is the book for you. Former credit junkie Beverly Harzog racked up thousands of dollars in credit-card debt during a decade of overspending. When she decided she wanted to break free from debt, she found that conventional advice about personal finance didn’t work for her. So, Beverly created her own unique debt escape plan and succeeded in paying off more than $20,000 in credit card debt in two years. In The Debt Escape Plan, you’ll find easy-to-follow advice, often laced with a touch of Southern humor, to help you conquer—and stay out of— credit-card debt. Published by Career Press; available in Kindle and paperback formats.
18 Inside Northern Nevada | APRIL 2015
#MoneyChat THE BOOK: How to Get Out of Debt, Successfully Manage Your Money and Create Financial Security
By Dorethia Conner Kelly This how-to handbook fills the gap between the financial information we all need and how we really live our financial lives. Written simply and with a sense of humor, author and financial coach Dorethia Conner Kelly explains financial terminology and complex financial concepts in easy-to-understand language. #MoneyChat THE BOOK teaches you: How to not just create a budget but prioritize one How to create an emergency fund when there’s no money left over How to save toward college in under 10 years Why you should invest and where to begin The best place to put your savings If you’ve ever read a personal finance book and nothing changed in your financial life, it’s because the application of everything you were reading about was missing. Published by Felicity Media Group, LLC; available in Kindle format.
Go Roth!: Your Guide to the Roth IRA and Other Roth Accounts Paperback
By Kaye A. Thomas This book (2015 edition) makes it easy to learn how you can get the most from Roth accounts, including Roth IRAs and Roth accounts in 401k and other employer plans. In plain language it covers: Choices. Deciding whether a Roth account is best for you. Building wealth. Using contributions and conversions to build your account. Managing the account. A sound investment approach for long-term growth without excessive risk. Distributions. How to withdraw money from your Roth account without paying tax or penalties. Included are discussions of both basic and advanced strategies, and a chapter on troubleshooting that lays out different ways to recover from problems. Go Roth! is complete and authoritative, but written in a friendly, informal style that makes it a pleasure to read. Reflects legal developments through Jan. 15, 2015. Published by Fairmark Press, Inc. Available in both Amazon Kindle and paperback formats. F