November 2012

Page 39

Nothing Scary Here.

A Bountiful Index Annuity 12.00% * Bonus Paid Over 3 Years

8.50%

Commission Ages 0-75

• 7.00% Income Rider (Annual rider fee only .50%) Roll-Up for 20 Years! • Full Account Value at Death - No Annuitization Required • 10.00% Withdrawal Available after Year 1

Call for your sales kit today 1.800.327.1460 Withdrawals before age 59 1/2 may result in a 10% IRS penalty tax. Withdrawals do not participate in index growth. Surrender of the contract may be subject to surrender charge and market value adjustment. Product and rider not available in all states. Contract may vary by state. MarketTwelve Bonus Index fixed index annuity is issued on contract form Series ET-MPP-2000(02-05) with Riders ET-AVBR(06-09) and ET-IMVA(07-09). Group Certificates issues on Form Series ET-MPP-2000C(01-07) with Riders ET-AVBRC(06-09) and ET-IMVAC(07-09). Income rider provisions and availability may vary by state. Rider issued on Form Series ICC11-ETIBR-B(11-11) or ET-IBR(06-08). Contract issued by EquiTrust Life Insurance Company, West Des Moines, IA. For Producer Use Only AC12-ET-M12-1094

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November 2012 » InsuranceNewsNet Magazine


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