Jorge Higinio Maldonado Luis Tejerina Inter-American Development Bank Social Protection and Health Division TECHNICAL NOTES No.IDB-TN-197 December 2010 Jorge Higinio Maldonado Luis Tejerina Inter-American Development Bank 2010 Inter-American Development Bank 1300 New York Ave, NW 20577, USA scl-sph@iadb.org Investing in large scale financial inclusion: Jorge Higinio Maldonado 2 y Luis Tejerina 3 1 2