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C¥y≥ tNw_¿ Hm^v sImtagvkv & C≥U-kv{Sn, sIm®n tlmkv]n-‰m-en‰n taJ-e-bn¬
_nkn-\kv tIc-f-Øn\v
apØq‰v ]m∏-®≥ {Kq∏n\v
Bfl-hocyw ]I¿∂v
h≥ \nt£] ]≤Xn
]mc-º-cy-Øns‚ Xe-sb-Spt∏msS hmWnPy hyh-km-b taJ-e°v IcpØv ]I-cp-I-bmWv sF.kn.-kn.sF [\w \yqkv _yqtdm
Hcp \q‰m-≠n-tesd tIc-f-Øns‚ hmWnPy hyh-kmb taJ-e°v Bfl-hocyw ]I¿∂p-sIm≠v {]h¿Øn-°p∂ sIm®n-bnse C¥y≥ tNw_¿ Hm^v sImtagvkv C≥Ukv{Sokv C¥y-bn-se-Xs∂ G‰hpw ]mc-º-cy-ap≈ hmWnPy hyh-kmb tZiob {]ÿm-\-ß-fn-sem-∂m-Wv. Imem-Im-e-ß-fn¬ kwL-S-\-bpsS t\XrXzw hln® IcpØpw {]mK¬`y- h p- a p≈ Ht´sd hy‡n- I - f psS A¿∏- W - t _m- [ - t ØmsSbp≈ {]h¿Ø\w hgn kzmX-{¥ym\-¥c C¥y-bpsS hnIk\ kz]v\ß - ƒ km£m¬°-cn-°m≥ Cu tNw_-dn\v KWy-amb kw`m-h-\-Iƒ \¬Im-\m-bn. s^U-td-j≥ Hm^v C¥y≥ tNw_¿ Hm^v sImtagv k v C≥U- k v { Sn- b nse G‰hpw BZysØ AwK- a mWv Cu tNw_¿. 10 A^n-en-tb-‰Uv satºgvkv Dƒ∏sS samØw 450 AwK-ßf- mWv Ct∏mƒ tNw_-dn-ep-≈X - .v kp{]-[m\ taJe-If- m-b Ipcp-ap-fI - ,v ae-©c- ° - ,v tXbn-e, d_¿, `£y-[m-\y߃, Ib¿ shfn-s®Æ, lm¿Uvshb¿, k¿hokv skIv‰¿ F∂n-hsb {]Xn-\n-[o-Ic- n-°p-∂h - c- mWv Cu AwK-߃. _nkn\kv kaq-lØ - n-\p-th≠n Atß-b‰w {Inbm-flI-ambpw ^e-hØ - mbpw {]h¿Øn-°p-∂t- Xm-sSm∏w hnZym`ym-khpw, BXp-ci - p-{iqjbpw Dƒ∏sS \nc-h[n kmaq-lytk-h\ {]h¿Ø-\ß - f - nepw tNw_¿ hym]r-X-am-Wv.
sIm®n≥ tImsf-Pv, a´m-t©cn hpa≥ B≥Uv Nn¬{U≥kv tlmkv]n-‰-ense Nn¬{U≥kv hm¿Uv, Iqh-∏mSsØ Nn¬{U≥kv ]m¿°v, Fd-Wm-Ipfw P\-d¬ tlmkv ]n-‰-ense tIm_mƒ´v bqWn‰v F∂nh ÿm]n-°p-∂-Xn\mbn tNw_¿ \n¿Wm-b-I-amb ]¶v hln-®n-´p-≠v. CXpIq-SmsX hnZym-`ym-k, tkh\ kwL-S\ - I - ƒ°v KWy-amb tXmXn¬ kmº- Ø nI klm- b hpw tNw_¿ \¬In-s°m-≠n-cn-°p-∂p. tNw_dns‚ kmaq-ly-{]-Xn-_-≤-X-bpsS ASp-ØIm-esØ G‰hpw henb DZm-l-c-W-amWv imco-cnI am\-knI sshI-ey-ap≈ Ip´nIƒ°mbn Bcw- ` n®v ‘DISHA’ F∂ {]ÿm\w. tNw_-dns‚ Ct∏m-gsØ {]kn-U‚ v sIm®n- b nse tXbn- e - h ym- ] m- c - c w- K Øv i‡-amb km∂n-[y-ap≈ A\n¬ Ipam¿ F≥.-{]-`p-hmWv. hnI-k-\-Øns‚ h≥ IpXn-∏n-emb sIm®n-bnse Sqdnkw hyh-kmb km[y-XI - ƒ ]c-am-h[n apX-se-Sp-°m≥ tNw_¿ {]Xn-\n-[o-I-cn-°p∂ _nkn-\kv kaq-l-Øn\v F√m ]n≥Xp-Wbpw klm-bhpw A\n¬ Ipam¿ {]`phns‚ t\XrXzw hmKvZm\w sNøp-∂p. Pkv_o¿ knwKv Nuf-bmWv tNw_-dns‚ sshkv {]kn-U‚ v.
"kwcw-`-ß-sfbpw tcmKw _m[n°mw' ""_nkn-\-kn-s\bpw
Pe-tZm-j-]\n apX¬ Im≥k¿ hsc GX-kp-Jhpw _m[n-°m-dp-≠v. ]e-t∏mgpw tcmKØn\v bYm-ka- bw NnIn¬k \S-ØmØXmWv amc-Ia- mb Ah-ÿ-bn-te°v _nkn-\-kns\ sIms≠-Øn-°p-∂-Xv. tcmKn°v Bip-]-{Xnbpw tUmIv‰dpw F{X-I≠v Bh-iyamtWm A{Xbpw Bh-iy-amWv _nkn\kn\pw''. IqØm´p-Ip-fsØ km‰vtIm amt\-Pvsa‚ v I¨kƒ´≥kn-bpsS UbdIv‰dpw {]apJ _nkn-\kv I¨kƒ´‚p-amb hn.F.G- e n- b mkv ] d- b p- ∂ p. 1996 apX¬ _nkn- \ kv I¨kƒ´≥kn taJ- e - b n¬ {]h¿Øn- ® p- h - c p- ∂ ÿm]\w sNdpXpw hep-Xp-amb A\-h[n _nkn-\kv ÿm]-\-߃°pw kwcw-`-I¿°pw am¿K-\n¿tZ-i-ßfpw {]iv\ ]cn-lm-c-ßfpw ]cn-io-e-\-ßfpw \¬Ip∂p-≠v.imkv{Xo-b-amb ]W-hn-\n-tbmK amt\-Pvsa‚ns‚ (Cash
management)
A`m-hhpw ]W-Zp¿hy-bhpw Aim-kv{Xo-bamb BkvXn-˛-_m-[yX amt\-Pvsa‚pw (ALM) BWv ]e _nkn-\kpIfpw ]cm-P-b-s∏Sp-∂-Xns‚ {][m\ Imc-Wß-fmbn ^n\m≥kv taJ-e-bn¬{i-≤- tI-{μo-I-cn-°p∂ Gen-bmkv Nq≠n-°m-Wn-°p-∂Xv. s]cp-ºm-hq¿ Pb`mcXv kvIqƒ Hm^v amt\-Pva‚ v ÃUo-knse Fw._n.F hn`mKw ^n\m≥kv s{]m^-k-¿ IqSn- b m- W n- t ±lw. tI{μ Kh¨sa‚ns‚ ssat{Im, kvtamƒ, aoUnbw F‚¿ss{]-kkv hn`mKØns‚ AwKoImc-ap≈ I¨kƒ´‚p-am-Wv. F‚¿{]W¿jn∏v sUh-e]vsa‚ v C≥Ãn-‰yq´v Hm^v C¥y-bpsS AwKo-Im-ca- p≈ amt\-Pvsa‚ v I¨kƒ´‚mb Ct±lw 11 h¿j-ambn Hmƒ C¥y amt\-Pvsa‚ v Atkm-kn-tb-js‚ saº¿ IqSn-bm-Wv. hnh-c-߃°v: 9447329152
ap
Øq‰v ]m∏-®≥ {Kq∏v hnhn[ taJ-eI-fn¬ hn]p-eo-I-cW ]≤-Xn-Iƒ°mbn Hcp-ßp-∂p. tlmkv]n‰m-en‰n taJ-eb - n¬ 750 tImSn cq]-bpsS \nt£-]w \S-Øm\mWv {Kq∏ns‚ ]≤Xn. ]pXnb tlm´¬ irwJ-e, k¿hokv A∏m¿´vsa‚p-Iƒ, dntkm¿´p-Iƒ, \ne-hn-ep≈ ]≤-Xn-I-fpsS hn]p-eo-I-cWw Ch-bv°m-bmWv \nt£-]w. 2011-HmsS Xncp-h-\-¥-]p-cØv {_m≥UUv k¿hokv A∏m¿´vsa‚p-Iƒ Bcw-`n-°pw. Cu cwKsØ {]ap-J-cmb HmIvhpUp-ambn CXn-\mbn {Kq∏v Icm¿ H∏p-sh-®n-´p-≠v. sIm-®n-bnse Im°-\mSv XpS-ßp∂ NXp¿\-£{X tlm´¬ amt\Pv sNøp-∂-Xn-\mbn XmPv {Kq∏p-ambpw Icmdn¬ G¿s∏-´n-´p-≠v. 130 apdn-I-fp≈ tlm´¬ C≥t^m]m¿°n\v kao-]a- m-bmWv ÿm]n-°p-∂Xv. tIc-f˛- X - a- n-gv\mSv AXn¿Øn-bn¬ Nn‰m¿ Umw dnk¿thm-b¿ {]tZ-iØv Hcp CtIm Sqdnkw dntkm¿´v ÿm]n-°m\pw {Kq∏n\v ]≤-Xnbp-≠v. sNss∂-bn¬ NXp¿ \£{X tlm´emWv as‰mcp ]≤Xn. HºXv \ne-If - n-embn 197 apdn-It- fmsS Hcp-°p∂ tlm´¬ 2011¬ ]q¿Øn-bm-Ipw. sNss∂-bn¬ {ios]-cp-º-Øqcn¬ Hcp NXp¿\-£{X tlm´¬ Bcw-`n-°m\pw ]≤-Xnbp-≠v. Cu ]≤-Xnbpw 2011¬ ]q¿Øn-bm-Ipw. amcm-cn-°p-fØv Db¿∂ {Ib-ti-jn-bp≈ cmPym-¥c hnt\m-Z-k-©m-cn-Isf e£y-an´v 25 G°-dp-I-fnembn dntkm¿´v, hS-°≥ tIc-f-Ønse t_°-en¬ e£z-dn, {]oanbw _o®v dntkm¿´v, Xncp-h-\-¥-]p-cØv tImh-fØv NXp¿\-£{X tlm´¬ F∂n-h-bmWv {Kq∏ns‚ a‰v ]≤Xn-Iƒ. tImh-fsØ XmPv {Ko≥ tImhv dntkm¿´n¬ 60 apdnIƒ, kv]m, dtÃm-d‚ v It^-Iƒ F∂nh IqSp-Xe - mbn XpSßpw. Xncp-h\ - ¥ - ] - p-csØ ]©-\£ - {X tlm´-emb apØq‰v πmk-bn¬ 57 apdn-Ifpw Hcp \o¥¬°p-fhpw ]pXp-Xmbn \n¿an-°m\pw ]≤-Xn-bp-≠v. Xncp-h-\-¥-]p-cØv {]h¿Øn-°p∂ hnam\ tI‰-dnwKv k¿ho-kmb apØq‰v kvssIsN^v Z£n-tW-¥y-bnse a‰v hnam-\-Øm-h-f-ß-fn-te°pw {]h¿Ø\w hn]p-eo-I-cn°m\pw ]≤-Xn-bp-≠v.
apØq‰v {Smh¬ Hm¨sse≥ apØq‰v ]m∏-®≥ Cubn-sS Bcw-`n® kwcw-`-amb apØq‰v {Smh¬ Hm¨sse≥ Fb¿sse≥ _p°nw-Kv, tlm´¬ dnk¿th-j≥, tlmfntU ]mt°-Pp-Iƒ, hmS-I°m-dp-I-fpsS _p°nwKv XpSßnb tkh-\-ß-fmWv D]-t`m‡m-°ƒs°-Øn-°p-∂X - v. {Kq∏ns‚ C¥y-bn-se-ºm-Sp-ap≈ Fgp-∂q-tdmfw imJ-If - neqsS Cu tkh-\ß - ƒ e`y-am-Ipw.
[\w hyh-kmb hmWnPy ssZzhm-cnI z sabv 31 & Pq¨ 15, 2009