Benefits to You Choice With five portfolios ranging from income to high growth, there’s a portfolio for your needs now – and down the road.
Simplicity One comprehensive investment solution simplifies the investing experience.
Access
Everything you need in one straightforward investment solution Get all the vital components of successful investing and the benefits of a managed asset program in one simple solution with OnCourse Portfolios. Comprised of complementary mutual funds from AGF’s award-winning lineup, OnCourse Portfolios are designed to meet a variety of investor needs.
Expertise
A proven track record
Gain access to a robust investment solution normally reserved for larger portfolios.
OnCourse Portfolios leverage the renowned investment expertise of AGF Investments Inc., a premier Canadian-based investment management firm. Founded over 50 years ago, AGF has a proud history of delivering quality investment management and helping investors succeed.
Predictability
Multi-Level Diversification
A proactive approach to managing risk means a smoother ride on the road to reaching your financial goals.
Seize opportunities – wherever they happen Take advantage of opportunities in Canada, and around the world. Diversified by asset class, investment style and geographic region, each portfolio features an enhanced level of diversification designed to help optimize risk and investment return opportunities.
Hands-On Management
Expertly monitored, regularly rebalanced OnCourse Portfolios are actively monitored using sophisticated techniques typically only available to the largest institutions. With help from a leading independent investment services firm, each portfolio is routinely reviewed, ensuring the risk/return profile is preserved and fine-tuned every quarter to capitalize on specific market opportunities.
Finding Balance Investments as unique as the investor who holds them Whether you’re a conservative investor or more growth oriented, there’s an OnCourse Portfolio that’s right for you. With five portfolios to choose from, each solution offers a unique balance to complement your objectives and risk preference.
Five Portfolios to Choose From Yield Oriented Monthly Income Bond & dividend income Equity
Return Oriented Long-Term Growth Conservative Portfolio
Yield Portfolio
Balanced Portfolio
Growth Portfolio
Global Portfolio
Fixed income
100%
EXPECTED RETURN
20% 60% 40%
40%
100% 80%
60%
EXPECTED RISK
Investment Objective:
Risk Tolerance: Investing Time Horizon:
Steady monthly income Low Medium term
Income more than growth
Balance of income and growth
Growth more than income
Long-term growth
Low to medium
Low to Medium
Medium
Medium
Medium term
Medium term
Medium to long term
Longer term
Investing is a big decision, but you don’t have to do it alone Contact a wealth expert at your credit union for help selecting the portfolio that’s right for you and to learn more about the full suite of OnCourse investments.
Learn more at: oncourseinvestments.com
What’s in a Name? Experience Founded in 1957, AGF’s mission is simple – to help investors succeed. With offices across the globe, AGF has helped more than 1 million families achieve their investment goals.
Expertise A premier Canadian-based asset management firm, AGF delivers award winning investment expertise and innovative solutions.
Reputation Home to some of the industry’s top investment professionals, AGF has built a reputation on discipline, adhering to investment goals – regardless of market trends.
Recognition Here are just some of this global leader’s most recent accomplishments: AGF Emerging Markets Fund (2010) AGF Canadian High Yield Bond Fund (2010, Bronze) AGF Emerging Markets Fund (2009)
Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments and the use of an asset allocation service. Please read the prospectus of the mutual funds in which investment may be made under the asset allocation service before investing. Unless otherwise stated, mutual funds and other securities are not insured nor guaranteed, their values change frequently and past performance may not be repeated. OnCourse Portfolios are made available to investors through ®Credential professionals located at certain credit unions in Canada. ONC 2018 02 .15