Product Guide Find a home for all of your insurance risks with Atlas’ deluxe suite of products
A Letter from the President and CEO Thank you for your interest in Atlas General Insurance Services and taking the time to look over our product guide. We are a full service general insurance agency that offers a wide range of insurance solutions. Atlas has expertise in developing and underwriting specialty programs with a variety of insurance carrier partners. Our knowledgeable staff is committed to providing exceptional service and unique options for our clients. Atlas General Insurance Services offers products in the following divisions:
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Workers Compensation General Commercial Lines Specialty Property Specialty Programs
Please visit our website at www.atlas.us.com for the most up-to-date information regarding our products. We look forward to working with you to grow your business. Sincerely, Bill Trzos President and CEO Atlas General Insurance Services
How to Get Appointed We are always interested in adding great new producing partners to our network of industry leading brokers. To start your appointment process, visit http://atlas.us.com/get-appointed/ and click the yellow box that says “Become an Atlas Producer Partner.” Shortly after you submit your Producer Partner Questionnaire, a member from our Marketing Team will contact you to discuss your appointment further. For more information regarding the appointment process, please email us at marketing@atlas.us.com.
Contact Information Please call us toll free at 877-66-ATLAS or email us at info@atlas.us.com for answers to your inquiries. Toll Free: 877-662-8527 Main Phone: 858-529-6700 General Email: info@atlas.us.com Marketing Email: marketing@atlas.us.com. Visit www.atlas.us.com/contact for more information and a complete company directory.
Corporate Office: 4365 Executive Drive, Suite 400 San Diego, CA 92121 Phone: 858-529-6700
1600 Rosecrans Ave., Floor 4 Manhattan Beach, CA 90266 Phone: 877-662-8527
Additional Locations:
300 N. Forest Blvd., Suite 103 Knoxville, TN 37919 Phone: 865-588-1987
150-B Gum Lane, Suite 101 Auburn, CA 95603 Phone: 877-662-8527
1330 Ave. of Americas, Suite 23A New York, NY 10019 Phone: 877-662-8527 445 Hamilton Ave., Suite 1102 White Plains, NY 10601 Phone: 877-662-8527
Workers Compensation
Atlas General Insurance Services is a workers compensation specialist with access to many “A” rated markets. Whether you have a hard to place account or a quote that needs a second look, Atlas is your workers compensation solution.
Preferred Appetite: • • • • • • • • • • • • • •
Accommodation and Food Service Agriculture Artisan Contractors Automotive Service and Repair Country Club/Golf Course Gaming Operations Healthcare Homemaker Services Hospitality Hotels Light/Medium Manufacturing Mobile Home Tooters Moving and Storage New Auto and Truck Dealers
• • • • • • • • • • • •
Non Emergency Transport Nurseries Nursing Homes Office Professional Services Residential Care Facilities for the Elderly Restaurants Retail/Service Technology Trucking (available in most states) Waste Haulers Wholesale
Please note, all classes of business are not available in all states. Atlas will consider many other types of businesses not specifically mentioned. Please contact your underwriter or call us at 877-66-ATLAS for additional information on our products and underwriting appetite.
Program Highlights • Competitive pricing structure • Competitive commissions • Flexible payment plan options • Loss control services available • Many carriers partner with Sedgwick Claims Management • Lapses in coverage acceptable pursuant to carrier guidelines • New ventures acceptable pursuant to carrier guidelines • High Ex Mod up to 2.00 *Not available in all states • Anti-Fraud programs • Electronic payment options
How to Submit // Contact Information Send your workers compensation risks to submissions@atlas.us.com or fax to 619-814-8920 and be sure to include:
• • •
ACORD 130 Supplemental 4 years currently valued loss runs
Please visit www.atlas.us.com for a complete list of current carrier offerings
General Commercial Lines The Atlas Commercial Division offers insurance solutions that complement our existing workers compensation programs. With a focus on small to medium-sized business throughout the nation, the Commercial Division offers general liability, business owners policies, commercial auto and additional lines of coverage. The Atlas Commercial Division is committed to providing exceptional service and unique options for your clients.
Programs Available: • • • • • •
BOP and Commercial Package Polices Commercial Auto Contractors’ General Liability Garage and Dealers Inland Marine Non-Construction General Liability
BOP and Commercial Package Polices Target Risks: • • • •
Artisan Contractors Auto Services Convenience Stores Habitational (Hotels, Motels, Apartments)
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Processing and Service Occupancies Professional Offices Restaurants and Food Service Retail
Please note, Atlas will consider many other types of businesses not specifically mentioned. Please contact your underwriter or call us at 877-66-ATLAS for additional information on our products and underwriting appetite.
Program Highlights: • • • • • • • • • • • • • • •
Accounts Receivable – Up To $250,000 on Premises Building Limit – Automatic Increase for Inflation Business Interruption – Up to 12 Months, Actual Loss Sustained Business Personal Property – Seasonal Increase Coverage for Tenants Improvements and Betterments Debris Removal Employee Dishonesty Equipment Breakdown Fire Department Service Charge Glass Expenses – Actual Loss Sustained Money and Securities Outdoor Signs Personal Property Off Premises TIV Up to $8.5 Million (Buildings, Structures and Business Personal Property) Valuable Papers and Records
How to Submit // Contact Information Send your BOP and Commercial Package risks to CDsubmissions@atlas. us.com; or fax submissions to 619-814-8920 and be sure to include: • • •
ACORD 125 ACORD 126 ACORD 140
Please visit www.atlas.us.com for a complete list of current carrier offerings
Contractors’ General Liability Target Risks: • • • • • • • • • • • •
Alarm Systems - No Monitoring Appliance Installation Carpentry Concrete Construction Contractors Debris Removal Dry Wall Installation Electrical Excavation Glass Dealers Grading of Land Handyperson
• • • • • • • • • •
Insulation Work Janitorial Services Landscape Gardening Masonry Metal Erection Painting Plumbing Septic Tank Cleaning and Installation Sheet Metal Work Window Cleaning
Please note, Atlas will consider many other types of businesses not specifically mentioned. Please contact your underwriter or call us at 877-66-ATLAS for additional information on our products and underwriting appetite.
Program Highlights: • • • • • • • • •
Artisan Contractors – Up to $3 Million in Receipts General Contractors – Up to $5 Million in Receipts Artisan Contractors – Up to 40% Subcontracted Allowed General Contractors – Up to 100% Subcontracted Allowed Credit Available for 100% Service and Repair Blanket Additional Insured Included (Ongoing Operations) Per Project Aggregate Available Primary/Non-Contributory Wording Available Waiver of Subrogation Available *Not all classes or coverages available in all states
How to Submit // Contact Information Send your Contractor’s General Liability risks to CDsubmissions@atlas.us.com; or fax submissions to 619-814-8920 and be sure to include:
• •
ACORD 125 ACORD 126
Please visit www.atlas.us.com for a complete list of current carrier offerings
Garage and Dealers Target Risks: • •
Service and Repair Used Auto Dealers - Available in AR, IL, PA and TX
Please note, Atlas will consider many other types of businesses not specifically mentioned. Please contact your underwriter or call us at 877-66-ATLAS for additional information on our products and underwriting appetite.
Program Highlights: • • • • • • • • • • • • •
Building and Business Personal Property Dealers – False Pretense Coverage Dealers – Medical Payments Dealers – Uninsured Motorists Coverage Dealers Open Lot Coverage Fence and Signs Coverage Fire Legal Liability Garage Keepers Legal Liability Personal and Advertising Injury Premises Liability Coverage Services and Repair – Employee Dishonesty Service and Repair – Hired/Non-owned Liability Service and Repair – Systems Breakdown Coverage
How to Submit // Contact Information Send your Garage and Dealer risks to CDsubmissions@atlas.us.com; or fax submissions to 619-814-8920 and be sure to include:
• •
ACORD 125 ACORD 126
Please visit www.atlas.us.com for a complete list of current carrier offerings
Non-Construction General Liability Target Risks: • • • • •
Apartments Grocery Stores Homeowner / Condo / Townhome Associations Hotel / Motel Lessors Risk
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Mercantile Office Building Restaurants Vacant Buildings Wholesalers and Distributors
Please note, Atlas will consider many other types of businesses not specifically mentioned. Please contact your underwriter or call us at 877-66-ATLAS for additional information on our products and underwriting appetite.
How to Submit // Contact Information Send your Non-Construction General Liability risks to CDsubmissions@atlas. us.com; or fax submissions to 619-814-8920 and be sure to include:
• •
ACORD 125 ACORD 126
• •
ACORD 128 ACORD 140
Please visit www.atlas.us.com for a complete list of current carrier offerings
The Atlas General Difference Why Partner with Atlas General? At Atlas, we pride ourselves on doing things differently than the standard general insurance agency. Our success is driven by a commitment to the components that have brought us to the leading edge of the industry in a very short time. Atlas General combines proven expertise, superior personal service and a relationship-based approach to provide clients with a trusted insurance partner committed to delivering maximum value. Thank you for taking the time to review our latest product guide and considering Atlas as a current or future partner. We look forward to working with you.
Our success depends upon: • • •
Relationships built on trust Products that win Responsive employees that strive to make the most out of every opportunity.