At Home: Loveland Edition 08.24.13
Colorado Home and Real Estate. Published in the Loveland Reporter-Herald.
atHome REAL ESTATE News, Open Home Listings, Homes For Sale, Rentals and More! Colorado Home & Real Estate | AtHomeColorado.com High-performance luxury living Sopris Homes announces opening of their newest models at Candlelight Ridge and Harmony Avon, a new ranch model home, now open at Harmony community. Quick Guide To Area Open Homes A comprehensive list of local open homes taking place this weekend from all across the area. . Real Estate Matters Timeshares can cause headaches for heirs Reporter-Herald Battling burglars in the garden Discouraging raccoons from dining in your garden is a long and difficult battle. AUGUST 24, 2013 AT HOME R1 REAL ESTATE Matters Timeshares can cause headaches for heirs By Ilyce Glink and Samuel J. Tamkin, Tribune Media Services Q: I just read an article from 2011 on thinkglink.com where you answered a timeshare questions. In that question, you said that if a person died without any assets, the time-share company would be unable to get anything from that person’s estate and should not be able to get anything from that person’s family. The article also stated that if the owner purchased the timeshare in her name, her debts would not pass on to the heirs. My mom’s timeshare is paid in full. Do the nance fees now stop and is there a difference if the timeshare was placed into a trust? A: You raise some interesting questions.Timeshare expenses continue whether or not a person is living.The timeshare operator continues to maintain the building and grounds and real estate taxes continue to be billed.When you buy a timeshare property, you will incur ownership expenses whether you live in the property or not.The same is true for most any real estate purchase. Even when you own your own home and no longer have a mortgage, you continue to incur expenses associated with the home, including electric, water, gas and other utility expenses. Not only that, the property will always need maintenance and improvements. The death of an owner won’t eliminate those expenses from existing and continuing to accrue. In the question we answered several years ago, the children of a deceased parent couldn’t afford to keep a timeshare and their mother died without any assets other than the timeshare property. In that situation, the relatives could elect not to inherit the timeshare property and the management company for the timeshare development could take the timeshare over to settle any debts owed to it by reselling the timeshare. For that family, the real issue would have been to investigate whether they could have sold the timeshare unit. In some situations, it is quite difﬁcult to sell timeshares, and a couple of years ago, in the midst of the ﬁnancial crisis, that family decided they would not try to sell it and would rather let the unit go. Turning to your situation, if your mom’s timeshare can be sold, you’d want to do that. See what the market is like for sales of timeshares like your mom’s. If you ﬁnd that you no longer want it and can sell it, you’re better off getting money from the sale. However, please understand that your situation is a bit different. When your mom died, her ability to use the timeshare ceased but she actually did not own the timeshare. Her timeshare was owned by a living trust. Living trusts are a great vehicle for estate planning purposes.These trusts allow homes and other assets to avoid probate and to move from owner to owner without having to go to court and get a court’s approval to change the ownership from a relative who has died to survivors. However, for your purposes, your mother might have personally signed documents with the timeshare company and if she had assets and left a will, the executor of her will and the successor trustee under her living trust have an obligation to settle the affairs of the deceased owner. If your mom had substantial assets in her name and those assets were owned by the trust, the trust continues to own the timeshare and continues to have the obligation to pay the assessments and other costs of owning the timeshare. If your mom had wealth that was outside of the living trust that passed to her kids through her will, her executor might have an obligation to settle debts she had. One of those debts could have been the debt relating to the timeshare ownership. Given these circumstances, you might want to talk to an estate attorney further about any specifics that might affect you and your mother’s estate.There may be speciﬁc circumstances that may change your situation that you might discover with that attorney. (If you can talk to the attorney who drafted your mom’s trust, all the better.That attorney may have some idea about what your mom was thinking when she put certain assets into the trust.) Start by seeing if you can sell the timeshare.You should check with the timeshare operator what options you might have to sell it. If the timeshare is part of a large hotel chain, they may be willing to sell it for you and keep a hefty commission.At least you’ll get something out of it. Otherwise, the operator might suggest names of companies you might be able to use to sell it. If you can’t sell it, have you considered using it? Perhaps you could use the time allotted for your timeshare and exchange it for a different property? Depending on the type and quality of timeshare, you might end up seeing a beneﬁt in keeping the timeshare but using other properties that could be of greater interest to you and your relatives. (Ilyce R. Glink’s latest book is “Buy, Close, Move In!” If you have questions, you can call her radio show toll-free (800-972-8255) any Sunday, from 11a-1p EST. Contact Ilyce through her website, www.thinkglink.com.)(c) 2013 ILYCE R. GLINK and Samuel J.Tamkin. distributed By Tribune Content Agency, LLC. atHome Colorado Home and Real Estate ATHOMECOLORADO.COM Visit AtHomeColorado.com for the latest real estate news, home tips, new home listings, area open houses, rentals, featured agents and more. Contributing Writers: Carol O’Meara, Ilyce Glink, Samuel J. Tamkin, L.L. Charles, Mary Beth Breckenridge, Pamela M. Prah Additional Content: McClatchy-Tribune Media Services Editor/Features Coordinator: Misty Kaiser, Greg Stone SEND US YOUR STORY IDEAS: FACEBOOK.COM/ATHOMECOLORADO ‘Like’ our page on Facebook and stay up to date on the latest real estate news and home improvement ideas. At Home welcomes news on hirings, advancements, awards, classes and other information of interest to the local real estate and home community. Submit information to firstname.lastname@example.org. ADVERTISING INFORMATION: For advertising information, contact Don Dana at 970.635.3699. To submit an open home listing, visit athomecolorado.com/submitopenhouseloveland At Home is an advertising feature published by the Loveland Reporter-Herald. ©2013 Prairie Mountain Publishing. R2 AT HOME . Reporter-Herald AUGUST 24, 2013 Battling burglars in the garden We knew better, but the heart wants what it wants. By Carol O’Meara The package Colorado State described the University Extension ears as sweet and blue, while the stalks stay a petite three feet tall. Excited over the prospect of a colorful summer treat, we planted the corn. But a robber has stolen into the yard, a nocturnal beast that’s savaging stalks and ears alike. How low can a gardener go when identifying a thief? Pretty far down, if googling images of animal scat is any benchmark. The fact that there are quite a few photos to look at, some helpfully including rulers or other guides as measurements, is disturbing. Scrolling through the pictures, our culprit became clear: we have a raccoon. The masked marauders wreak havoc in a garden; discovering yours is a catastrophe. Once they realize the bounty extends beyond corn, the potential for calamity is enormous: grapes, vegetables, water plants, koi ﬁsh, fruits, virtually all those a gardener holds dear are headliners in their all-you-can-eat buffet. Clever, cunning, powerful, and vicious – a gardener with their harvest on the line is likely to do anything to stop the animal. Knowing this, information sheets make special mention of the fact that ﬁre- AUGUST 24, 2013 . picking. arms are not a good idea at night or Trapping is an option, but racin a populated area. coons are extraordinarily aggresCreeping through the shadows Colorado State University Extension sive; getting them into the cage of the night, raccoons are rarely provides unbiased, research-based inmight not be as big a problem as noticed until they leave a calling formation about consumer and family letting them out. Where to recard of plant parts and partially issues, horticulture, natural resources, lease them is a problem; you need consumed food. Managing them agriculture and 4-H youth developlandowner permission for private is challenging and should include ment. For more information contact property and governmental permisseveral approaches. Enlist your Extension at www.coopext.colostate. sions for public lands. Should you neighbors in your aide, in case any edu. of them are leaving pet food out or think it’s cute to feed the raccoons. Secure garbage cans and other sources of food in locked buildings or in a rack that prevents them from being toppled over. We’re considering frightening (mention offer when you call) them with water squirting from sprinklers armed with motion The look and feel of Granite without the hassle and cost! detectors, my spouse lining several of these up in a phalanx of terror for any raccoon that hates getting wet. It should work for a few days and give me a good soaking when I forget it’s there. Other scare tactics, such as ﬂashing lights, sound-producing devices, radios, scarecrows, BEFORE ﬂags, and windmills aren’t very effective as the raccoons ignore AFTER them once they realize they aren’t FDA Approved finish for food contact. a threat. Bonded and insured. Local references Repellents aren’t successful and testimonials available on request. either, as most can’t be applied to Locally Owned & Operated food crops and any creature that dines on garbage can overlook a little smell. But we’re trying am303-505-3062 monia soaked rope as a means to move them along. Solar lights that 970-391-9868 glow all night might keep the aniwww.highcaliberfinishes.com finishes.com mals away, or they could spotlight where the corn is to make for easy Reporter-Herald AT HOME R3 choose to trap, check with your local ordinances to make sure it’s allowed, as well as with the Colorado Department of Wildlife. My co-worker has offered her coonhound, Hank, for the job and we’re giving that serious thought. Hank is ever-eager to bay into the night, alerting his farm to anything that moves. There aren’t too many trees in our area suitable for a proper coonhound to chase the raccoon up, but the neighbors have a cherry tree that might do. I’m sure neighbors won’t mind glowing lights, a baying coonhound, motion activated sprinklers, windmills, the stench of repellents, or radios blaring rap music for a few weeks. Corn is a summer treat we all understand. But if it doesn’t work, my friend, Robbie Nagy, gravely told me:“corn is only fourfor-a-dollar at the store.” 10Off % For A first-aid kit of homeownership skills By Mary Beth Breckenridge, Akron Beacon Journal (MCT) seal, and then pull out the plunger. If you’re lucky, the clog will clear. If you’re not, repeat. For really tough clogs, you may need to use a toilet auger. It has a rubberized guard, so it won’t scratch the porcelain the way a regular plumber’s snake might. By the way, you can use a similar technique to unclog a sink, but use a cup plunger. In addition, use a wet rag to plug the overﬂow drain or the second drain in a double kitchen sink. Houses don’t come with instruction manuals. Little emergencies inevitably crop up, and new homeowners aren’t always equipped to deal with them. To help, we’ve put together a list of tasks every homeowner should know how to do.Think of it as you own homeland security strategy. It certainly doesn’t represent everything you’ll need to know about your house, but it’s a good start. We compiled our list with help from Chuck Kester of DC Home Inspection Services, Chris Havlik of BEI Maintenance & Repair, Kenneth S. Parker of H.L. Parker Electric, all of Akron, Ohio, Inspector Sierjie Lash of the Akron Fire Department, www.energystar.gov and the books “Tools” by Steve Dodds and “What’s a Homeowner to Do?” by Stephen Fanuka and Edward Lewine. bits are also invaluable. Cordless drills are convenient but may not have enough torque to handle heavy-duty jobs. Start with a corded drill, and save the purchase of a cordless model for later. It’s worth investing in good-quality tools that feel comfortable in your hand.They’ll last years, maybe even a lifetime. to an outdoor meter or inside the house. Some water meters have two shutoff valves, one on each side. If yours does, use the valve farthest from the street. It’s a good idea to close and open the main shutoff valve once a year to prevent it from corroding and freezing in an open position. When the power goes out in part of your house, it means a circuit breaker has tripped or a fuse has blown, shutting off power to an electrical circuit. Usually the cause is an overload, meaning too many electrical devices are trying to draw power from one circuit. Most homes have electrical panels with circuit breakers, switches that ﬂip when there’s a problem with the circuit. Resetting it isn’t rocket science, but there’s a little trick to it:You have to turn the switch all the way off ﬁrst before you can turn it back on. It’s a good idea to turn off or unplug all the lights, appliances and other devices on the circuit before you reset the circuit breaker.When the power is back on, leave some things shut off, or plug them into a receptacle on a different circuit. Sometimes a circuit shuts off because a ground fault interrupter has tripped on a receptacle.You can ﬁx that by pushing the reset button on the receptacle. (GFI receptacles are usually found near water, such as in bathrooms and kitchens.) If your house has older-style RESET THE ELECTRICAL POWER At the very least, you should own a curved-claw hammer, an adjustable wrench, needle-nose and standard pliers, slotted and Phillips screwdrivers in a couple of sizes and a pair of safety glasses. An electric drill and a set of twist PUT TOGETHER A TOOL KIT When a water pipe leaks, you need to stop it right away. Otherwise the water can do extensive damage to your home and your bank account. Shutoff valves for individual pipes are typically found along supply lines and near ﬁxtures, but those valves can break or freeze up. So it’s important to know how to stop the water supply to the whole house. The main shutoff valve is found where the water supply enters the house, near the water meter. Look along the basement wall nearest the street. If you don’t have a basement, the shutoff is probably near the water heater but might also be under a sink. The valve might be right next FIND MAIN WATER SHUT-OFF Everybody hates this chore, but sometimes you just have to take the plunge — or more accurately, take up the plunger. Use a ﬂange plunger, which has a cone extending from the bottom of the bell. It creates a better seal in a toilet than a cup plunger, so you can create the suction you need to clear the clog. Put on rubber gloves, and if necessary, bail out the toilet bowl until it’s only half-full. (Yeah, we know. It’s gross.) Then position the plunger over the drain hole, and pump up and down a few times to let the air out and create a vacuum seal. Once you feel the resistance that indicates you have a good seal, pump in rapid, short strokes four or ﬁve times without breaking the UNCLOG A TOILET R4 AT HOME . Reporter-Herald AUGUST 24, 2013 fuses, you ﬁx a blown circuit by unscrewing the bad fuse in the electrical panel and screwing in a new one. However, it’s important to use a fuse with the right wire gauge to handle the circuit’s amperage. You can foolproof that process preventively by screwing a Fustat fuse adapter into each fuse socket on your electrical panel. It will change the socket size, so you can’t screw in a fuse that’s the wrong size. If the breaker continues to trip or the fuse keeps blowing even though you’ve reduced the electrical load, you have a bigger problem and a potential safety hazard. Call an electrician. RESTART A GARBAGE DISPOSAL When disposal blades jam, a little force is required to dislodge them. Most units have a hole on the underside of the disposal that an Allen wrench ﬁts into. Check underneath the unit to see if the wrench is attached. If not, you can buy a set of Allen wrenches fairly cheaply. Unplug the disposal, or turn off the power at the electrical panel. Then insert the wrench into the hole and work it back and forth until the blades are freed. Remove the offending debris from the disposal. (You did turn the power off, right?) Press the reset button, which is usually on the bottom of the unit near the point where the electrical cord enters the disposal, and then turn the power back on. If you don’t have one, smother the ﬂames with a lid that covers the pan completely. That will cut off the oxygen that feeds the ﬁre. Turn off the burner if you can do so safely, and don’t touch the pan until it has cooled. Some people recommend pouring on baking soda to smother a grease ﬁre, but you should use that method only if it’s your only recourse. It takes longer for baking soda to stop a ﬁre, and it requires you to come into close contact with the ﬂames. If a ﬁre gets beyond your control, get everyone out of the house immediately and call 911 once you’re outside. No matter how small the ﬁre, you should always call the ﬁre department, even if you’ve managed to put out the ﬂames. Changing the ﬁlter in your furnace doesn’t qualify as an emergency, but it could prevent one. A dirty ﬁlter slows air ﬂow, wastes energy by making your heating and cooling system work harder and lets dirt into the system, which wears out parts and could hasten a breakdown. If Murphy’s Law holds true, that breakdown will happen on a bitterly cold day — and that’s an emergency. Most homeowners know they should change their ﬁlter regularly during heating season, but few realize they should keep right on doing it throughout the summer if they use a central air conditioner. The same ﬁlter works for both the heating and cooling systems. Check it monthly and replace it when it looks dirty — or clean it, if it’s a reusable ﬁlter. You should change or clean the ﬁlter at least every three months. If you have a humidiﬁer, be sure to check that ﬁlter, too. Mold can build up on it and circulate throughout the house. Do that in summer, when you’re not using the furnace and humidiﬁer. Remove the humidiﬁer ﬁlter and let it dry. If it’s clean, put it back in place. If not, replace it. ——— (Mary Beth Breckenridge can be reached at 330-996-3756 or email@example.com. You can also become a fan on Facebook at hhttp://tinyurl.com/mbbreck, follow her on Twitter @MBBreckenridge and read her blog at wwww.ohio.com/blogs/ mary-beth.) atHome athomecolorado.com featured properties Nearly new home, with landscaping, fencing, many builder upgrades include: granite kitchen sink, bathroom sinks, cabinets, door hardware, doors, extended garage, expanded patio, Telecom pkg in basement, kitchen island pendant light, tile in master, fireplace w/fan kit. Back yard view to Open space and pond. MLS 716621 Nancy Baxter • 970-231-7700 Nancy@NancyBaxter.com Open House Sun. 12:30-4:30pm 5043 Ridgewood Drive Johnstown - $335,000 CHANGE YOUR FILTERS Stunning views-city lights, plains & foothills! UPDATED Kitchen(granite,S.S.appliances),refinishedwoodfloors.Amazing deck,lg dining room, vaulted ceiling great room, fireplace, French doors to deck & panorama view. Easy access, 3 car garage. MOTIVATED SELLER! PRICE REDUCED THROUGH AUG. 27TH 7215 W. County Road 24, Loveland $485,000 Duane Penny • 970-290-2220 For a complete listing and map of open homes in the area visit AtHomeColorado.com Welcome Home Welcome Home Cindy Kurtz Broker Associate/Partner 970.962.6832 mobile firstname.lastname@example.org www.Cindy-Kurtz.com HOW TO OPEN GARAGE DOOR WHEN YOUR POWER IS OUT TONS OF SQUARE FEET This one’s easy. There should be a cord — probably red — hanging overhead from part of your garage door opener. When you pull the cord, it disengages the opener. You can then open the garage door by hand. If the door is open when the opener fails, however, don’t try pulling the cord. If could cause the door to come crashing down. The best way to deal with a grease ﬁre is to use an ABC extinguisher, a multipurpose extinguisher that can be used on ﬁres caused by grease, electricity or ordinary combustibles such as paper, plastic and wood. It’s a good idea to buy one and keep it in an easily accessible place in your kitchen. . Lovely two story with tons of square feet. Upper level has four large bedrooms and laundry room. Spread out on the main level with formal living and dining room as well as cozy family room complete with gorgeous gas fireplace. There is also a separate office. Large deck leads out to beautifully landscaped yard. Located only a half a block away from the neighborhood pool. 137 Becker Circle, Johnstown MLS# 717147 • $295,000 PUT OUT A GREASE FIRE Great value on this cute ranch style home decorated with designer colors, maple cabinets, vaulted ceilings, and brushed nickel light fixtures. Central Air and front porch are just a couple of extras. Full unfinished basement for future growth. Spacious fenced yard that backs to greenbelt. Close to neighborhood park and playground. 241 Green Teal Drive, Loveland MLS# 717352 • $225,000 BACKING TO GREEN BELT 5401 StoneLoveland, Creek Circle, Loveland, CO 80538 5401 Stone Creek Circle, CO 80538 www.thegroupinc.com 970.613.0700 970.613.0700 www.thegroupinc.com AUGUST 24, 2013 Reporter-Herald AT HOME R5 COVERPROFILE High-performance luxury living Sopris Homes announces opening of their newest models at Candlelight Ridge and Harmony Teams of painters and decorators are putting the ﬁnal touches on the newest model home by Sopris Homes,The Maybell at Candlelight Ridge in Erie.The two-story luxury home arrives just in time to be showcased in the 2013 Parade of Homes presented by the Home Builders Association of Metro Denver (HBA), which begins August 8. The Maybell, at 2311 Shortridge Court in Erie, features a grand entry with radial stairs, an expansive Morning Room, and many ﬂexible spaces that can be deﬁned by the homeowner to match their own lifestyle.With its seamless blending of the interior and the exterior, The Maybell is sure to be popular By L.L. Charles, At Home Colorado with tour goers – and with active families who appreciate the quality, design and harmony that are hallmarks of all homes by Sopris Homes. Sopris also has ﬁve new ranch plans to choose from. Candlelight Ridge in Erie Situated atop a gently rolling mesa in the town of Erie, the Candlelight Ridge community offers spectacular Front Range views and generous home sites with plenty of space for landscaping and letting the kids roam.“People really like the large lots, with some up to half an acre,” says sales manager Tracie Thede.“Many home sites back to open space and are on cul de sacs. The natural slope allows for a lot of opportunities to include a walkout basement in your new home.” Shopping, the Erie Community Center and Library, and other city amenities are located within minutes of Candlelight Ridge.“We have sold ten homes so far this year,”Thede reports,“but there are still some very desirable lots ready for you to build your dream home.” Homes at Candlelight Ridge start in the upper $500s. For information or to arrange a personal visit, contact Tracie Thede at 303.522.3911 or Tracie@ SoprisDevelopment.com. Harmony in Fort Collins/Timnath Active homeowners who enjoy the “lock and leave” lifestyle will want to see the exciting ranch-style homes at Harmony.All exterior maintenance, landscaping, and trash and snow removal are managed by the community’s HOA, leaving you free to enjoy your independent lifestyle. Situated in the rapidly developing Northern Colorado corridor, the serenity within Harmony is balanced against the conveniences of a lively and dynamic metropolitan area. Five new plans, ranging from 2,200 to 2,700 square feet, capture all the features that make today’s ranch-style home such a perfect ﬁt for many lifestyles. Choose from two-bedroom-plus-study or threebedroom-plus-study ﬂoor plans with three-car garages and full basements (per plan). Harmony is just minutes from the Centerra R6 AT HOME . Reporter-Herald AUGUST 24, 2013 shopping center, Medical Center of the Rockies, and historic Old Town Fort Collins.You are invited to tour the Avon model home at 6780 Clovis Court in Timnath. For more information, contact Terri Johnson at 303.589.8180 or Terri@SoprisDevelopment.com. All across the Front Range Sopris Homes specializes in high performance, Net-Zero energy custom homes priced from the upper $500s to $2 million, and has built hundreds of custom luxury homes along the Front Range.As an industry leader in energy efﬁciency and the ﬁrst Energy Star builder in Colorado, Sopris is one of the ﬁrst Environments for Living builders in Colorado. Using advanced installation methods, sealed cellulose insulation, air-tight casement style low-E windows and tighter construction, Sopris Homes can guarantee your energy usage and comfort.A multi- zone HVAC system ensures that the temperature will not vary more than three degrees from room to room. The superior systems in a Sopris home are complemented by cuttingedge architecture, high-end materials and plenty of built-in ﬂexibility to accommodate many lifestyles. Sopris Homes will also work with your architect to build your custom home on your own lot. Visit a Sopris community today To learn more about Sopris communities, see home plans and get directions, visit www.SoprisHomes. com. For information about Candlelight Ridge, contact Tracie Thede at 303.522.3911 or Tracie@SoprisDevelopment.com. For information about Harmony, contact Terri Johnson at 303.589.8180,Terri@ SoprisDevelopment.com. -Janet AUGUST 24, 2013 . Reporter-Herald AT HOME R7 Housing market recovery uneven in states By Pamela M. Prah, Stateline.org The real estate agent’s mantra of “location, location, location” for setting the value of a home is also determining which housing markets are rebounding the fastest. Housing markets in upstate New York and southwest Florida show some of the strongest signs of recovery while Baltimore and Philadelphia lag behind, a new report shows. RealtyTrac used seven different factors, including unemployment and foreclosure rates, to come up with its ﬁrst “Housing Market Recovery Index.” “We’re experiencing a true recovery” as home prices are consistently rising and foreclosures are falling closer to pre-housing bubble levels, said Daren Blomquist, vice president at RealtyTrac, which follows real estate trends. But, he said, the recovery is uneven across different local markets. Those differences in recovery also exist within a state. The northern California markets of San Jose and San Francisco rank fourth and ﬁfth among the 100 markets RealtyTrac ranked. Both areas outperformed the nation, showing lower unemployment and foreclosure activity, compared to the peak of the housing crisis. But elsewhere in the state, Fresno, Visalia-Porterville and Stockton posted among the 20 lowest scores, largely because they have unemployment rates above 12 percent and a higher percentage of underwater loans, or loans larger than the current market value of their property, RealtyTrac said. The Florida market of Cape Coral and Fort Myers, one of the hardesthit in the past seven years, ranked second-best nationally. But four Florida cities were among the 20 lowest: Pensacola-Ferry Bass-Brent, Tallahassee, Ocala and Port St. Lucie. All four had above-average percentages of underwater loans. Rochester, N.Y., topped the list of markets with the strongest signs of recovery, with Albany ranking third among the top metro markets. Along with New York and California, other states with two metro areas ranking among the top 20 markets leading the recovery were Colorado, Oklahoma, South Carolina and Wisconsin. The Baltimore housing market is performing the worst. Home prices have risen 9 percent there, but that’s well below the 19 percent increase nationally. Foreclosure activity was down 26 percent from its peak in Baltimore, compared to a 65 percent decrease nationwide, RealtyTrac said. Allentown and Philadelphia, both in southeastern Pennsylvania, posted total index scores that ranked among the ﬁve lowest in the report. Home prices in those areas have stalled, and foreclosures have not decreased as much as other locations. Earlier this month, RealtyTrac reported that Maryland saw a 275 percent increase in foreclosure starts in July, because of Maryland’s lengthy foreclosure process, which must go through the courts. Maryland had the nation’s secondhighest state foreclosure rate in July and bank repossessions were up 101 percent. Even though the Cape Coral-Fort Myers area has the second strongest recovery, Florida posted the nation’s highest state foreclosure rate for the third consecutive month in July: 1 in every 328 housing units had a foreclosure ﬁling during the month. That’s more than three times the national average, RealtyTrac reported earlier. RE/MAX Alliance welcomes Julie Swanty to roster in Loveland RE/MAX Alliance is proud to announce the addition of Julie Swanty to their team of experienced commercial & residential Realtors in their ofﬁce in Loveland. Julie is a bright and promising Realtor, eager to get out and serve the people of Northern Colorado with their home buying and selling needs. Julie is a graduate of Colorado State University and has been living in the area for ten years. She is currently mentored by Don A. Riedel of “The Riedel Group”, who has been in the Real Estate business for 38 years. She is also related to Jeff Swanty of Swanty Allstate Insurance in Loveland. Julie is enthusiastic about making sure her clients are treated with care and enjoy their home buying and selling experience. Managing broker in Julie’s ofﬁce, David Powell, said he is thrilled to welcome Julie to RE/MAX Alliance. “We’re always looking to add bright, sharp people to our team here in Loveland and I know Julie is just that”, Powell said.“She’s got the right personality and drive to make her a wonderful and successful Realtor.” RE/MAX Alliance, located at 750 W. Eisenhower Boulevard in Loveland, is home to over 40 professional Realtors serving the real estate needs of Loveland and Northern Colorado. RE/MAX Alliance has a total of 19 ofﬁces spanning the Front Range and over 700 associates, making it the largest privately held real estate company in Colorado. For more information, please contact Julie Swanty at (970) 6691234, or e-mail at jswanty@remax. net. Mortgage Rate Update LOCAL NATIONAL 30-year ﬁxed 15-year ﬁxed 5/1 ARM 4.53% 3.56% 3.20% 4.53% 3.50% 3.18% At Home is produced every Saturday by the Loveland Reporter-Herald. Regional Snapshot for Loveland/Berthoud Residential MAY JUNE JULY Monthly Active Listings Previous Year Active Monthly Listings Sold Median Sales Price Previous Year Median Average Days on Market Previous Year ADOM Year to Date Listings Sold Previous YTD Listings Sold 656 716 210 $239,489 $233,200 100 101 744 599 652 703 221 $260,000 $240,891 96 124 965 796 661 680 221 $242,500 $226,000 93 122 1,186 963 R8 AT HOME . Reporter-Herald AUGUST 24, 2013 Builders spotlight! New NortherN Colorado homes For sale! OPEN - Thurs-Sun 1-4pm The Kennedy Haven Builders at Highpointe Beautiful homes in Highpointe by Haven Builders available now! 3 spec homes to start construction in September and several additional lots to choose from. High quality craftsmanship throughout these homes. Excellent finish quality includes hardwood flooring, granite slab counters, beautiful tile work. Several fantastic floor plans available. Very open 2 BR, 2 BA plan w/great separation of sleeping areas, Study. Granite counters, big pantry & beautiful EZ care Birch hardwood floors Installation of front yard landscape & sprinkler scheduled for completion. Prices from the $400â€™s Beautiful new homes by From Wilson or Taft go west on West 22nd Street to Rio Blanco and Nucla 970-567-3942 email@example.com RESIDENTIAL BROKERAGE 970-667-2707 THE CLIFF JOHNSON TEAM E 37th St. US 287 Seven Lakes Dr. N Madison Ave. E 29th St. POINT at Seven Lakes Four LAKES Ranch Plans available, example $292,800 Laurel ranch available. Over 1800 finished sq. ft., 3 BR, 2 BA, starting at $292,800 11x20 covered patio, oversized 3 car garage 26x32 Call Don an appt. Call at Don970-669-8386 at 970-669-8386 for for an appt. this home is sheetrocked and easy to see!!! AUGUST 24, 2013 . Reporter-Herald AT HOME R9 OpenHomes Quick Guide Visit AtHomeColorado.com for a complete listing and map of open homes in the area. Open House - Saturday 8-24-13 Price: $143,030 $183,000 $242,000 $259,000 $310,000 $329,500 $374,900 $459,000 $579,900 Address: 4905 Hahns Peak Drive 342 Lark Place 785 Pyramid Peak St. 895 Humboldt Peak Ln. 1707 Wales Drive 3120 55th Avenue 906 Prism Cactus Circle 4962 Malibu Drive Location: Loveland Loveland Berthoud Berthoud Berthoud Greeley Loveland Berthoud Time: 11am-3pm 1pm-5pm Office: RE/MAX Alliance Coldwell Banker Agent: Jeremy Johnson Paul Jansen Joshua Sturgis Mitch Benner Renita Martel Sirmula Lansky Maurine Garretson Venna Hillman Kristine Rampone Phone: 970-313-6166 970-567-4757 970-556-5305 970-214-8430 970-290-9965 970-691-0468 970-396-9597 970-590-1832 970-443-4913 1:30pm-3:30pm The Group, Inc. 1:30pm-3:30pm The Group, Inc. 1pm-4pm 1pm-3pm 1:30pm-3pm 12pm-4pm 12pm-3pm Coldwell Banker Coldwell Banker Coldwell Banker ERA Herman Group Century 21, Humpal 1932 Rio Blanco Avenue Loveland Open House - Sunday 8-25-13 Price: $143,030 $183,000 $205,000 $225,000 $255,000 $275,000 $295,000 $310,000 $329,500 $335,000 $359,000 $369,900 $374,900 $399,000 $400,000 $459,000 $497,000 $545,000 $546,500 $570,000 Address: 4905 Hahns Peak Drive 342 Lark Place 2616 Frederick Drive 810 West 7th Street 3425 Widefield 2051 Rodgers Court 137 Becker Circle 1932 Rio Blanco Avenue 1707 Wales Drive 5043 Ridgewood Drive 2015 Arkansas Street 4457 Ribbon Court 3120 55th Avenue 7033 Ruidoso Drive 1920 Massachusetts 906 Prism Cactus Circle 2707 Glade Road 7633 Bison Bluff Street 2538 Farista Drive 309 Habitat Cove Location: Loveland Loveland Loveland Loveland Loveland Loveland Loveland Berthoud Loveland Loveland Greeley Windsor Loveland Loveland Loveland Loveland Loveland Loveland Time: 11am-3pm 1pm-5pm 1pm-4pm 2pm-5pm 1pm-SHARP 1pm-3pm 1pm-4pm 1pm-3pm 12pm-3pm 1pm-3pm 1:30pm-3pm 1pm-3pm 1pm-3pm 12pm-4pm 1pm-3pm 1pm-3pm 11am-1pm 1pm-3pm Office: RE/MAX Alliance Coldwell Banker ERA Herman Group The Group, Inc. RE/MAX Alliance The Group, Inc. The Group, Inc. Coldwell Banker Coldwell Banker Keller Williams,1st Realty The Group, Inc. Coldwell Banker The Group, Inc. RE/MAX Alliance ERA Herman Group The Group, Inc. The Group, Inc. The Group, Inc. The Group, Inc. Agent: Jeremy Johnson Paul Jansen Bob Sprague Beth Bishop Nanci Garnand Alycia Martinez John Cheever Sirmula Lansky Donna Talafuse Tiffany Luthi Maurine Garretson Andy Burnside Lanette Beezley Venna Hillman Brent Sommervold Cindy Kurtz Kim Summitt Janelle Thomas Phone: 970-313-6166 970-567-4757 970-372-8520 970-846-7523 970-622-1846 303-994-6307 970-420-5093 970-691-0468 970-231-7700 970-222-9381 970-691-4838 970-396-9597 970-567-1505 970-213-3603 970-590-1832 303-435-3272 970-962-6832 970-689-6950 970-290-8066 Johnstown 10am-12pm Betsy Gammill-Hayes 719-250-5916 Johnstown 12:30pm-4:30pm C3 Real Estate Solutions Nancy Baxter For information on how a Realtor may add a listing, contact Don Dana at 970-635-3699 or firstname.lastname@example.org. Also appears online at athomecolorado.com starting every Thursday afternoon! R10 AT HOME . Reporter-Herald AUGUST 24, 2013 atHome athomecolorado.com OPEN HOUSE - Sat. and Sun. 1 to 5pm 4-bedrooms / 2-full Baths / 1930 sqft / fire place / large patio / on Derby Hill Now offering A Blue Ribbon Home Warranty!!! Wow Lots of Great Living Space for the $$$$!! Recently Updated with New-Windows & Siding with a transferable warranty. New-Entry Doors, Tile, Entry, Oak Stairs & Upper Floors, Carpet on lower level. Located in a Quiet cul de sac. Eat-in Kitchen, Fenced Backyard, Good Working Wood Fire place downstairs with a Heat Exchanger upstairs to keep the Whole House Warm!! Two Car Garage with Overhead Doors on Front and Back for Access to the backyard, Two Storage Sheds. featured properties 2 bedroom Ranch Style Home with Office currently being built Priced in the low $300,000’s 342 Lark Place $183,000 Paul Jansen 970-567-4757 Member of the Cliff Johnson Team Join me at the Event Center! Mirasol - Senior Active Living 970-227-1327 or 970-622-1846 Nanci@SellsRealEstate.com www.1262IncaDove.com $274,500 Warranty Included!!! Craftsmanship and character are found in this custom home on a cul-de-sac close to trails, golf and shopping. New kitchen appliances and flooring, freshly painted interior, updated lighting and window coverings, wood fireplace, fantastic mud room. 2704 Crestview Court Open Thursday 1:00pm-3:00pm Jan Jordan Reverse Mortgage Consultant Security One Lending (303) 993-7658 • 970-646-8908 • jordanking1@Q.com Kathy Beck • 970-229-2515 SPACIOUS 5000+ SQ. FT. Ranch HOME features 6 bedrooms, 4 baths, main level office, Country kitchen eating area, formal living & dining rooms, family room with fireplace, huge laundry room Covered back patio. HUGE rec room in basement with wood burning fireplace, Views of Devils Back bone and Boedecker Lake 6 BEDROOMS ON 3 ACRES 1518 Covered Wagon Ct Loveland, 80537 NEW CONSTRUCTION Laurel ranch-$292,800 Approximate move-in ready date - 60 days! Over 1800 finished Sq. feet, 3BD, 2BA, 3 car garage, 11x20 covered patio. Built by D.E. Burns Construction Megan Wachtman • 970-217-7977 Call Don at 970-669-8386 for an appt. UN 1–3 OPEN HOUSE SATURDAY & SUNDAY 12:00-4:00PM 906 PRISM CACTUS CIRCLE, 1920 Massachusetts, Loveland PRICE REDUCTION! COME AND GET IT! Fabulous ranch home in NW Loveland. Quick access to Fort Collins, CSU. 4B 3B, Mstr ste w/fpl. Great Yard! Best finished lower level (too nice to call a basement) EVER! Appliances included. $459,000 E OP NS $400,000 | MLS#711258 New floor plan from Buer Homes. 2,228 main level SF-walkout lot. 3 Bedroom/2 baths/study or dining, open floor plan with amazing views, solid granite, hardwood floors, 5 pc. master bath and tons of designer upgrades! Call Lanette Beezley 970-213-3603 Lanette.email@example.com West T-Bone! Maurine Garretson 970-396-9597 Awesome Property You Need To See!! • First Time On Market! • Beautiful Interior • Open Floor Plan • Walk-out Basement • Pool • Fireplace • Open Area To Back Of House • Like Your Own Resort Living! • Don’t Miss It! MLS# 713535. Or call for a time for your own personal showing! Open Sat & Sun 1:30-3:00 pm 3120 55th Ave - Greeley Open House - Saturday 12-3pm 4962 Malibu Drive Berthoud - $579,900 3 Bed 3 Bath Ranch style home on a 2 acre lot. 5 Pc master bath, full unfinished basement for customization. or George Stockum 970-302-2462 Kristine Rampone 970-443-4913 Century 21 Humpal, Inc. AUGUST 24, 2013 For a complete listing and map of open homes in the area visit AtHomeColorado.com . Reporter-Herald AT HOME R11 UTE HWY LONG NGMONT GMONT E ERIE 119 52 S Su rth rt th 7 10 10 1 25 66 CR R 18 TAGE RD FRONT 52 2 Brighto B ton Crossing CO E CO LE TL STL BRIS B d Ridge Ridg COUNTY UNTY RD 32 6 BO OULD O U DER Wyndham Hill Wat r Va Wate V lley lle TOLL ROA D 7 B IGH BRI HTON 12 136th 120th 13 13 HOLLY QU UEBEC K King Ran an nc c 112 2th A 58 5 8 THORN HORNTO R ON 270 H High Po oint in nt 70 0 C 6 70 70 22 25 E 6th E. h AVE AVE. CR 17 9 FIRESTONE B BLVD 8 Moore Farm 5 Bucking Horse Ho Colorado State University 25 2 COLORA ADO BL CR 3 Prairie Village 14 Summerfields HARMONY RD. CR 36 Windshire Park CR 15 Raspberry Hill 2 3 CR 7 C 4 KANSAS A AURORA 25 Copperle Co ons 470 TOLL ROAD STROH RD STRO PA 85 5 US U SA AIR IR RF ACA AC A CA ADE AD DEM WFO VALLEY CROWFOOT Ban annin nin ni nin ng Le PO OWERS RS R MA ARK SHE KSH EMY BLVD. B 25 COLORADO SPRINGS Castle Oaks 23 2 3 O FOUNDERS KWY PKWY 5TH ST. 83 86 R12 AT HOME . Reporter-Herald AUGUST 24, 2013 REAL ESTATE TRANSACTIONS The following information about recent Loveland-area real estate sales is supplied by Weekly Homebuyers List Inc. of Denver; 303744-2020. Listed are the buyer, the property address, the seller and the amount. Berthoud • Gary and Nichole Movellan — 2101 Breckenridge Drive, David G.Alciatore, $47,500. • Robert and Teresa Weston — 3733 W. County Road 8, Shannon McGrath, $197,000. • William and Edith Einspahr — 110 E. Turner Ave.,Tzu Fang Lin, $255,000. • Brett and Deena Hedington — 1723 Exeter St., Sage Homes LLC, $316,900. • Trevor and Tonya Farnam — 107 E. Indiana Ave., Jane Carr Clevenger Living , $370,000. • James Delutes — 2005 Blue Mountain Ave., Timothy and Cathryn Maly, $410,500. • William and Anne Wheeler — 968 N. County Road 19,Alan and Julie Gentz, $1,200,000. • Colleen Coffman — 514 Saint Vrain Lane, No. B,Tim and Danna Ortiz, $163,500. • John and Sally Tessler — 300 Far View Drive, No. B4, David and Judy Sorrell, $264,000. • John Lask — 1961 Baldpate Court,Tony and Paula Hinson, $298,000. • Wade Johnston — 1054 Lexington Lane, John C.Arlene Stucki Declar, $350,000. • Mary Franke — 76 Ridgewood Lane, Graham Hodgin, $359,000. • Robert Kost — 1701 Springmeadows Court, No. C, Roxanne R. Linn, $83,600. • John Schacher — 3526 Hearthﬁre Drive, Hearthﬁre Inc., $95,000. • D.Wells — 1300 W Stuart St., No. 16, Mandy K. Callister, $107,000. • Mary Johnson — 3024 Ross Drive, No. B-14, Richard and Soley Belt, $112,000. • Clint Koerner — 306 Sundance Circle N., No. D, Justin and Carissa Nelson, $114,000. • Jerry and Paula Sutton — 3500 Carlton Ave., No. B6, Lee and Sally Prince, $117,000. • Ryan and James Goodyear — 720 City Park Ave., No. C312, Bret and Julie Cromwell, $118,000. • Ludmila Pokatilova — 3002 W. Elizabeth St., No. 5G,Aaron and Daniel Newman, $125,000. • Abigail Mok — 620 Mathews St., No. 210, Cheryl A. Hood, $125,000. • Karen Norton — 5620 Fossil Creek Parkway, No. 4107, Sara Law, $129,000. • Ashli Parsley — 6615 Desert Willow Way, No. D2, Jarid and Valrie Mansﬁeld, $132,500. • David and Nancy Smith — 1601 W. Swallow Road, No. 2F, Janice A. Prestidge, $135,000. • Alexander Cabrall — 1925 Real Court,Apt. C, Kay E. Cooley, $137,000. • Paul Sullivan — 1024 Oxford Lane, No. 48, Nathaniel D. Hoover, $141,000. • Gwen Wardell — 1904 Adriel Court, Scott and Kimberly Milewski, $143,000. • Corinna Davis — 721 Waterglen Drive, No. I132, Samuel and Soledad Francis, . Estes Park Fort Collins $145,000. • Jeannine Vaughn — 1916 Adriel Court, Jeff Burianek, $145,000. • Oscar and Ruth Cooper — 3945 Landings Drive, No. F2, Janet Mary Summerall, $146,000. • Charles Hofkamp — 4255 Westshore Way, No. G23, Ryan Koenig, $155,000. • Scott and Kimberly Hess — 3002 W. Elizabeth St., No. 13A, Julie and Bernd Herrmann, $159,900. • Brian and Angela Williams — 3537 Westminster Court, Michael R. Hornbacher, $160,600. • David Bridge — 2445 Windrow Drive, No. C208, Megan M. Mitchem, $169,900. • Eric Bertelsen — 3945 Landings Drive, No. F5, Lyn and Jacques Delorimier, $171,000. • Aimee Helminiak — 5420 Fossil Court N., John Higney, $174,700. • Diana and Timothy Anderson — 7755 Golden Prairie Court, Bluebonnet Investments LLC, $175,000. • Justin Daley — 3851 Bonneymoore Drive, Rogena S. Johnson, $178,000. • Jonathan Kading — 3909 Celtic Lane, Nationstar Mortgage LLC, $179,200. • Horacio Sotovargas — 805 Tracey Parkway, Tiffany and James Snow, $179,900. • Dillon Hancock — 3156 Birmingham Drive, Janice L.Yoxtheimer, $182,000. • Erwin Shih — 2851 Kansas Drive, No. B, Jean and Howard Carter, $183,000. • Christopher Block — 3604 Mead St., Katie A. Corman, $183,600. • Carrie Waldron — 616 E. Magnolia St., Gregory and Elizabeth Kueneke, $184,000. • Candace Sweeney — 2702 Rigden Parkway, No. C3, Elaine C. Minor, $185,000. • Bruce Barr — 1327 Village Park Court, Louis Perry, $186,500. • Jessica and Ian Groom — 635 Irish Drive, Carol J. Pfafﬂy, $187,900. • Roger Curtiss — 1609 Person Court, Mary Early, $190,000. • Christopher and Paige Fleener — 3106 Eagle Drive, Saroja C. Ekanayake, $192,900. • Ki Shih — 2925 Virginia Dale Drive, Leslie N. Dawson, $193,000. • Analene Carlisle — 2612 Greenmont Drive,Trust Indenture, $194,500. • Barbara Allan — 700 Clifford Ave., Christopher Blanton, $197,000. • Pamela and Kathleen Barrath — 3844 Gardenwall Court, Jerald and Patricia Samuel, $198,900. • Hannah Kleinhans — 205 Parker St., Julie C. Barnes, $200,000. • Andrea Pedrosa — 2454 Sunstone Drive, Robert and Karen Burgett, $200,000. www.HomesInColorado.com O N PE SA T1 -3 N ! SU RP EN SHA OP.M. P 1 Find your Colorad Colorado home here. OP EN SU N1 -3 (970) 669-1234 | 750 W. Eisenhower Blvd., Loveland Very Well maintained two story with 3 Br 2 1/2 bath, on a corner lot, adjacent to private open space. Full unfinished basement for future expansion.Fenced yard,great neighborhood and close to schools. $209,900 | MLS #716535 4008 Georgetown, Loveland www.3425Widefield.com Keep cool with central air! Master suite with vaulted ceiling and huge walk-in closet. Eat in kitchen with access to covered back patio. $255,000 | MLS# 713738 Brand New Listing!! Don’t miss out on this awesome cedar sided ranch with a walk out basement. 4 bedrooms, 3 baths, decks, workshop/garage and views galore!! Priced to sell @ $399,900. $399,900 | MLS #716802 1612 Cliff Side Dr, Loveland Call Lisa Moore 970-566-4629 firstname.lastname@example.org Call Nanci Garnand 227-1327 | 622-1846 www.LivingInLoveland.com Call Julie Stinson 970-679-8590 email@example.com S JU TL IST ED S JU TL IST ED RARE FIND! Backs to Cattail Golf Course! Pristine & ready to move into. 3BR/2Baths & attached 2 car garage. Huge sunroom on the back to watch the golfers & fireworks from. Inviting front porch w/swing. $264,500 | MLS #717237 2602 Empire Ave, Loveland Charming 3 bdrm, 2 bath ranch w/ open floor plan & vaulted ceilings. Seller offering a $1500 carpet credit + 1 year home warranty. Sprinkler sys, A/C, partially finished bsmnt + all appls stay! $197,800 | MLS #716869 1866 Gemini Ct, Loveland Nicely updated two story with a full unfinished basement. Three bedroom, 2.5 baths, bonus room, granite counter tops and stainless appliances! $245,000 | MLS #711456 168 Cardinal Ave, Loveland Call Mary Ann Ozmina 970-222-9594 firstname.lastname@example.org Call Abby Renner 970-556-0635 email@example.com Call Julie Stinson 970-679-8590 firstname.lastname@example.org P E RIC RE DU CE D LOVELY ranch/walkout w/5BRs & 4 full baths. Energy efficient w/GEO Thermal heat & air. Very spacious & impeccably maintained. Over-sized garage fits all your toys. Fenced yard w/mature landscaping. $479,000 | MLS #711250 965 Norway Maple, Loveland 1840 James Park Trl, Loveland Call Mary Ann Ozmina 970-222-9594 email@example.com Mountain living w/ incredible views. Custom log home 3bd/3ba, 2 car garage w/ shop. Beautiful interior with tongue & groove cedar ceilings. Upstairs private master w/ loft. Good producing well with 1200 gallon cistern. $405,000 | MLS #708736 Greeley Call Bogdan Kaleta 970-215-1067 firstname.lastname@example.org • Jesse Ybarra — 523 N. 78th Ave., Poudre River Ranch LLC, $42,700. • Erika Ortiz — 1910 Eighth St., Hugo Cortes, $80,000. • Joan Camp — 3320 W. Second St., Joyce Ellen Demey, $86,000. • Tyler Onorato — 2702 W. 19th St. Drive, No. 16, Barbara Ann Lukassen, $87,000. • Cody Gaab — 606 23rd Ave., Henry and Deborah Thuener, $105,000. • Christine and Ann Meisel — 452 26th Ave., Gretchen M. Grooms, $107,000. • Cecil and Alma Gingerich — 634 46th Ave. Court, Shaun Tedesco, $110,000. ��� Margaret Rael — 3133 21st Ave., Ryan and Lynsl Hessler, $128,800. • Noe Dominguez — 624 14th St., Greeley Urban Renewal Authority, $129,900. Loveland www.loveland.homesincolorado.com Each office independently owned & operated AUGUST 24, 2013 Reporter-Herald AT HOME R13 • Juan Carmona — 527 E. 24th St., Fannie Mae, $132,900. • Cameron Kokes — 2935 W. 12th St. Road, Fed. Home Loan Mtg. Corp., $134,900. • Sue Davis — 2631 12th Ave., Cecilia and Dale Bonertz, $135,000. • Michael and Teena Slama — 136 44th Ave., Bradford Lee Schreiber, $145,000. • Evan Sherman — 1732 Fairacres Drive, Park View Properties LLC, $146,000. • Richard Chartier — 317 21st Ave. Place, Lacey Vanderloo, $149,500. • Frank and Kimberly Goodrich — 1818 24th Ave. Place, Leonard and Paulette Kooiman, $150,000. • Stacy and Justin Hardy — 501 N. 30th Ave., Sidronio and Yanira Ramirez, $151,800. • Jared and Danyelle Butler — 4328 W. 23rd St., Gregory E. Morris, $159,800. • Edward and Beverly Pringle — 1930 14th St., Stirling Headridge, $160,000. • Sebastian Diazelias — 182 45th Ave. Court, Kerri M. Cunningham, $165,000. • Sky Rhodes — 4723 W. 6th St., Mary E. Nally, $166,500. • Jesse and Stephanie Mullis — 1717 26th Ave. Court, Ryan and Jennifer Walter, $168,000. • Paul and Lynn Gilbert — 1001 43rd Ave., No. 30, Patricia L. Bean Trust, $168,000. • Aaron and Judith Silvey — 6545 W. 18th St. Road, Marie Springer, $168,300. • Jacob Busekrus — 1731 33rd Ave., Efrain Lopez, $169,000. • Harmony Newman — 4710 W. Sixth St. Road, Sreedhar.staci K.Thota, $169,300. • Richard and Kimb Destree — 1838 25th Ave., Robert R. Fessenden, $173,000. • Kevin and Shelly Plowman — 2153 26th Ave., Robert L. Harr, $176,900. • Jason and Nidia Dobson — 2849 40th Ave. Court, Robert Eric Reinsvold, $179,900. • Cheryl Dieck — 904 Charlotte St., Casey Lee Worth, $152,000. • Trina Kelly — 460 Saint Charles Place, Nicole L Hatton, $152,500. • Rhett Osborne — 980 N 1st St., Larry and Patricia Weber, $153,000. • Gary and Sandra Lebsack — 907 N 4th St., Jerry L Forte, $175,000. • Bradley Motherway — 312 Honeysuckle Way, Journey Homes LLC, $191,900. • James and Judith Day — 3912 Blackwood Lane, Stephanie A Voloshin, $195,000. • Michael and Jean Anderson — 50 Bristol Lane, Renate Elfriede Klein, $199,500. • Linda Gomez — 3238 Tamarac Lane, Journey Homes LLC, $201,900. • James Norris — 3373 Shadbush St., JJ Constr. Northern Colo. LLC, $203,800. • Jacob Stucky — 491 Heritage Lane, Baessler Homes Lllp, $205,200. • Gene and Cynthia Rinus — 502 N. Greeley Ave., Jonathan and Brandi Kreutzer, $208,000. • Toby Leinweber — 306 Honeysuckle Way, Journey Homes LLC, $208,500. • Megan McGuigan — 3386 Hackberry Lane, Journey Homes LLC, $209,000. • Lindsey Stinson — 3392 Hackberry Lane, JJ Constr. Northern Colo. LLC, $209,800. • Jeffrey and Jackie Eubank — 3383 Hackberry Lane, Journey Homes LLC, $213,000. Lane, Journey Homes LLC, $213,800. • Luis Delgado — 3379 Shadbush St., JJ Constr. Northern Colo. LLC, $223,000. • Jimmy and Lauren Chapmon — 3383 Shadbush St., JJ Constr. Northern Colo. LLC, $230,000. • Howard Aamold — 3377 Bayberry Lane, JJ Constr. Northern Colo. LLC, $231,400. • Beth Stegman — 1620 Pintail Court, Orlando R. Baca, $240,000. • Larry and Pamela Say — 4042 Flagstone Drive, Jay R. Schimpf Trust, $250,500. • Kimberly Obendorf — 3374 Hackberry Lane, Journey Homes LLC, $260,600. • Roger Perkins — 154 Becker Circle, Wade and Janalee Sexton, $268,000. • Matthew and Krist Carpenter — 1104 N.Third St., Katherine L.Vivanco, $290,000. • Clint and Amber Christensen — 2911 Blue Acona Way, Ryland Group Inc, $292,800. • Russell and Sheila Williams — 606 Jay Ave., Custom On Site Inc, $300,500. • Paul and Deanna Linnebur — 235 Campbell Place,Aaron F. Stanley, $307,000. • Dennis and Laura Stansbury — 1007 N. Sixth St., Ronald and Sonja Townend, $315,000. • Lucio Vasquez — 4407 Arnica Court, Saint Aubyn Homes LLC, $316,400. Loveland Johnstown • Ellen Hansen — 1826 Chesapeake Circle,Adam G. Shaver, $213,700. • Terry and Shelley Hill — 3254 Tamarac • Erin Callaghan Swartz — 985 W. 10th St., No. B5,Amanda Victoria Day, $120,000. • Denise Pesce — 3632 Butternut Drive, Thomas David Steving, $124,000. • Leslie Conklin — 1331 Cleveland Ave., Sas 100 Holdings LLLP, $130,000. • Stacey Taylor — 4715 Hahns Peak Drive, No. 204,Todd M. Bessey, $134,000. • Burk Wild — 1618 W. 15th St., Bentley Family Trust, $140,000. • Bruce Callender — 1140 Washington Ave., FR Development Ltd., $149,900. • Amy Prevedel — 1730 Dove Creek Circle, Valorey H. Heggedahl, $155,500. • Janet Snyder — 1100 Taft Ave., No. 7,Ward and Michelle Estes, $160,500. • James Voyles — 1703 S California Ave., Sean M.Wheeler, $168,000. • Mary Schwindt — 4534 Glen Isle Drive, Kendra D. Frank, $171,400. • Christopher Karlen — 1953 Cheyenne Ave., Craig Matuszek, $174,900. • Pennie Kimes — 615 Radiant Drive, Richard L. Stotts, $179,000. • Stephen Schaeffer — 2208 Van Buren Ave., Carol Reddy Rush, $190,000. • Mark Michels — 3401 White Ash Court, Brenda J. Higgins, $193,000. • Arthur Johnson — 1633 Kennedy Ave., Aaron and Cynthia Reeves, $194,000. • Hanna Soffa — 1408 Dover Ave., James and Betty Hendrix, $194,900. • Robert Gariﬁ — 1657 S. Del Norte Ave., Kelli and Steven Patterson, $196,300. • Kevin Burton — 2550 Kittredge Drive, Bruce W.Wielinga, $200,000. • William Kizer — 2370 Fleming Drive, Christopher and Holly Marolf, $208,000. • Kerry and Evalyn Drake — 140 Brass Court, Boise Village South West LLC, $208,800. • Kevin and Cheryl Brown — 416 E. 27th St., Lakes Point Construction IV , $225,300. • Zachary and Abigail Lamphere — 328 Brittle Bush Drive, Russell and Elisa Dawdy, $226,000. • Jeremiah and Lindsay Votruba — 146 Cobalt Ave., Boise Village South West LLC, $228,600. • Christopher and A.Turner — 3854 Foothills Drive, Heather and TJ Schilling, $229,900. • Jeffrey Rings — 3875 Minturn Court, Daniel and Sarah Hodges, $232,500. • David Anderson — 179 Snow Goose Ave., Rachel and David Eads, $240,000. • James Patakotis — 4044 Avenida Del Sol Drive, Bridgeﬁeld LLC, $245,500. • Alfonso Amparan — 1536 Zinc St., Boise Village South West LLC, $246,700. • Stanley and Laura Ozimek — 3153 Margo Court, Linda and Roy Hult, $248,000. • Arthur and Carol Moore — 2055 Ridgway Court, Nicholas J. Sawchuk, $265,900. • Tami Hennacy — 3162 Michelle Court, Scott and Sue Highland, $273,000. • David Speights — 809 Nyssa Drive, David Haun, $290,000. • Davis Miller — 1350 W. Sixth St., Henry D. Anna T. Jacobsen , $295,000. • Scott Rochon — 3912 Lakefront Drive, Eric S.Varner, $295,000. • Lenore Dudgeon — 1230 Inca Dove Circle, James W. Hermanson, $299,000. • Peter and Linda Schoon — 2688 Eldorado Springs Drive, Jean and Jean Canaiy, $303,000. • James Hermanson — 2511 Eldorado Springs Drive, Louise T. Stone, $360,000. • David Eads — 4718 Valley Oak Drive, Joseph and Carol McKenna, $365,000. • Rebecca Jackson — 3325 Laplata Ave., Kevin and Cheryl Brown, $399,000. • Jerry Godbey — 1031 W. U.S. 34, Jill Smith Buck, $435,000. • Paul and Elisabeth Lane — 903 Prism Cactus Circle, Buer Homes Inc., $457,900. • Anthony and Katherine Palmeri — 1860 Muddy Creek Circle, Richard and Jean Belt, $463,000. • Robert and Alice Brown — 121 Sweet Clover Court, James and Alice Warino, $463,000. • Carlos Beltran — 3801 El Caminito Court, Charles and Carolyn Bouchard, $545,000. • Evan and Tonya Trostel — 361 E. Holly St., Dennis and Cindy Henderson, $190,500. • John and Gary Fuller — 1318 Tiller Lane, Yvonne K. Curran, $195,500. • Joanne Miller — 2465 Birdie Way, David C. Holmes, $210,000. • Joseph and Racheal Edmonds — 2172 Country Club Parkway, Paul and Deanna Linnebur, $423,000. $216,000. • Aaron and Jennifer Krause — 1228 Fairﬁeld Ave., Jose M. Martinez, $242,000. • Randy and Sandra Nutzman — 579 Edenbridge Drive, Julia and Ismael Navarro, $246,000. • Anthony Englert — 604 Oak St.,Tracy Glenda Kastle Family , $259,900. • Zachary Lautenschlager — 380 Saratoga Way, Sage Homes LLC, $264,800. • Bradley and Patricia Keil — 212 Saratoga Drive,Aspen Homes Colo. Inc., $277,600. • Gregory and Kelly Eckhardt — 8100 Northstar Drive, Danny D Molina Revocable Liv., $322,000. • John Boyle — 1712 Clear Creek Court, Jerry and Beverly Diemer, $326,500. • Brandon and Destiny Crum — 639 Clarendon Drive, Melody Homes Inc., $366,400. • Robert and Andrea Lynch — 1700 Dolores River Drive, Brian and Sharon Armstrong, $376,000. • Brett Thomas — 2086 Cape Hatteras Drive, Steven and Angela Schrimpf, $398,000. • Stephanie Romshek — 2009 Seapines Court, Melody Homes Inc., $441,700. • Angela and Mark Beadle — 5654 Summerlyn Court, Saint Aubyn Homes LLC, $458,600. • Andrew and Marci Bagley — 2002 Seapines Court, Melody Homes Inc., $468,100. • Mark and Jennifer Nardin — 352 N. Shore Circle, Richard Dumm, $490,000. • Shawn Davidson — 8146 Admiral Drive, Krismichelle Nohavec, $500,000. • Olivia and David Smith — 7388 Balcarrick Court, Homes Distinction Inc., $585,000. • Christopher and Arin Thomas — 408 Poudre Bay, Mary and Marks Morrison, $590,000. Milliken Windsor • Terry and Paula Balinski — 6742 Murano Court,Tara Pt. LLC, $68,900. • James and Catherine Rose — 35265 Morning Star Court, Robert and Marcy Miller, $120,000. • Brendan Mahoney — 705 Walnut St., Donita K. Brunner, $130,000. • Brandon and Alison Belﬁore — 6068 Stone Chase Court, Highpoint Vista LLC, $152,500. • Jason and Brittany Sullivan — 33 Rose St., Patricia P. Kroetch, $155,000. • Ashlen and Craig Wilkerson — 122 Calabria Drive, Nancy Jo Reed Trust, Loveland-area properties sold at the Weld and Larimer County Public Trustee foreclosure auctions for Aug. 14, 2013, respectively.The listing shows: property address; highest bidder; amount owed; sale bid. • 3007 N. Logan Ave., Loveland; Bank of America, N.A., Successor by Merger to Bac Home Loans Servicing, Lp, FKA Countrywide Home Loans Servicing LP; $159,276.19; $156,825.23 • 8513 Sawtooth Court, Fort Collins; JPMorgan Chase Bank, National Association; $131,351.25; $131,351.25 • 4229 W. Eisenhower Blvd., Loveland; Adams Bank & Trust; $494,223.31; $410,000.00 • 473 Promontory Drive, Loveland; Brice Enterprises, LLC; $363,974.94; $218,000.00 • 920 Fourth St., Greeley; U.S. Bank National Association; $113,940.61; $113,940.61 • 3328 Fourth St. Road, Greeley; JPMorgan Chase Bank, National Association; $113,579.72; $113,579.72 • 3405 W. 23rd St. Road, Greeley; Herbies Homes LLC; $127,093.16; $117,000.00 • 1624 31st Ave., Greeley; Beneﬁcial Financial I Inc.; $173,062.28; $120,000.00 FORECLOSURES R14 AT HOME . Reporter-Herald AUGUST 24, 2013 Real Estate place yoUr ad: 303.466.3636 BoUlder/Broomfield/longmont or 970.635.3650 loveland or frontrangeclassifieds.com 5000 Homes for Sale FAIR HOUSING NOTICE All real estate advertising in this newspaper is subject to the Federal Fair Housing Law which makes it illegal to advertise a preference limitation or discrimination based on race, color, r e l i g i o n , s e x , handicap, familial status, or national origin, or an intention to make any such preferences, limitation or discrimination. This newspaper will not knowingly accept any advertising for real estate which is in violation of the law. Our readers are hereby informed that all dwellings advertised in this newspaper are available on an equal opportunity basis. To complain of discrimination, call The Colorado Civil Rights Office at 1-800-262-4845/ HUD at 1-800-669-9777. 5000 Homes for Sale 5000 Homes for Sale 5003 Condos for Sale 5015 & Tracts 3BR 2.5BA, Downtown Building Lots Loveland: 1700 sq ft, Full Basement, 2 Parking Spaces $159,900. 970-472-9324 Townhomes/ Lots 6000 Homes for Rent 6018 Storage Space for Lease 3.5 acres, Belmont Farms, Severance 970-962-9816 2102 Arron Dr Loveland 3949 sq ft home on 38,000 sq ft lot, Completely Remodeled: kitchen/great rm w/ granite countertops, new appliances, new flooring, formal living rm w/fireplace 4BR 4BA Brick Ranch Classified Ads get Results very, very fast! 5201 Water Rights 5005 Cabins for Sale large deck & pool in fenced backyard. $398,900, FSBO. Contact Kim at distressed4sale.com Free recorded message Bank Foreclosures: Receive a free list with photos of foreclosure properties. DISTRESS SALES Want to purchase minerals and other oil/gas interests. Send details to: P.O. Box 13557, Denver, CO 80201 Water Rights for Sale 7/10 Share Palmerton Consolidated Ditch Company 54 Shares in System Estimated Typical Annual Historic Yield: 70 acre feet +/Comments on Bylaws: Water cannot be sold out of the system OR BEST OFFER Contact: Westfall & Company Terri, Jessica or Terri (719)488-1644 Tired of paying Rent? We can help you buy w/$1000 down Western Plains Realty Ken or Tammy 970 663-5008 westernplainsre.com 12x24 Storage Garage in N Loveland: 1 Year Lease. $100/month. 970-219-1914 TURN USED ITEMS into Quick cash with Classifieds! 6001 Apartments for Rent PLACE YOUR AD. Call 303.466.3636 or 970-635-3650 List your stuff and get it done. Items less than $500: FREE 3 lines, 7 days. Items $500 or more: $10, 5 lines, 30 days. Place your ad. Call 303-466-3636 or 970-635-3650 Or visit FrontRangeClassifieds.com 1BR: $630-$650/mo. Clean, Quiet & Friendly Complex. No pets. Walk-in Closet, Storage. Heat/Water Pd. SELL YOUR STUFF 970-667-8370. Small 10X12 Log Cabin Vault Privey, Small Camper Trailer, Fantastic Views. $94,000 970-663-4211 720-675-3547 1-800-597-1761 ID# 1042 on 5 Acres Near Estes Park: Sealed PLACE YOUR AD. Call 303.466.3636 or 970-635-3650 fnc’d, ht/wtr pd, central loc by Lake Loveland NP/NS. 970-308-7387 PLACE YOUR AD. Call 303.466.3636 or 970-635-3650 List your sale and prepare to purge. $25, 10 lines, 4 days plus a FREE garage sale kit! Place your ad. Call 303-466-3636 or 970-635-3650 Or visit FrontRangeClassifieds.com Spacious 2&3 BR EMPTY YOUR GARAGE PLACE YOUR AD. Call 303.466.3636 or 970-635-3650 $125,000 5007 Mobile Home For Sale 6015 Retail Space for Lease LOVELAND In-Law setup, 2 kitchens Benson Park out back door $299,500, (970) 227-3726. Bring Offer PLACE YOUR AD. Call 303.466.3636 or 970-635-3650 OPEN HOUSE Saturday, 11am-3pm, 221 W. 57th Street Space #97. Won’t last long! Cheapest house in Loveland— $19,500. 2 bedroom, 2 bath, recently refurbished. In nice community. Retail/Office on Hwy 287 at 10th & Lincoln: Second Property at 1021 S Lincoln: Showroom, Shop, 4 Offices, 4760sqft on Large Lot. $2500/mo. Bright & Open, 2724sqft. $1900/mo. 6000 Homes for Rent Carport, small yard, pwr/wtr pd.1225 1/2 E 4th St (on Alley), Lvlnd. $695. 970-443-4072. Small dog negotiable. 720-338-9635 List your sale and prepare to purge. $25, 10 lines, 4 days plus a FREE garage sale kit! Place your ad. Call 303-466-3636 or 970-635-3650 Or visit FrontRangeClassifieds.com EMPTY YOUR GARAGE FIND IT. OWN IT. WORK IT. SELL IT. 303.466.3636 BoUlder/Broomfield/longmont 970.635.3650 loveland AUGUST 24, 2013 . Reporter-Herald AT HOME R15 810 7th Street Awesome 1949 Bungalow with 2013 finishes. Remodeled w/new kit, paint, fixtures, and wood floors. New shingles and updated electrical & plumbing. Large lot. SUNDAY 2-5pM $225,000 MLS# 715994 Beth Bishop (970) 846-7523 785 Pyramid Peak St • Berthoud, 80513 Popular 3 bedroom 2-story in Peakview Meadows. Just completed by Heckel Construction. Main floor features wood floors, tons of cabinets and gas fireplace. Three bedrooms upstairs with private master bath and full guest bath. Unfinished basement, 2 car garage and covered back patio. SATURDAY 1:30-3:30pM 895 Humboldt Peak Ln • Berthoud, 80513 Custom 2-story plan includes dual master bedrooms and an oversized 3 car garage. Interior features include wood floors, a gas fireplace, and lots of light. This home is on a big, corner lot and has a big covered back patio. The basement could be finished for $30 per square foot. Estimated completion date is July 1st. SATURDAY 1:30-3:30pM 2051 Rodgers Court Relax on covered back patio w/hot tub & backing to green belt. 5 bdrm w/main flr mstr. Rich wood finishes incl flring in kitc, dining area, & foyer. Fin bsmnt incl a family rm, bdrm, & plenty of storage space. Oversized 2 car garage. Cul-de-sac w/nearby trails SUNDAY 1-3pM 137 Becker Circle Lovely 2-story w/tons of square feet. 4 large bdrms & laundry rm upstairs. Main lvl has formal liv, dining rm, & fam. rm w/gorgeous gas fplace, and separate office. Large deck. Beautifully landscaped yd. SUNDAY 10AM-12pM 4457 Ribbon Court Immaculate Ranch in desirable Grasslands Sub. Views of Boedecker Lake & Devil’s Backbone. Brand new carpet, granite countertops & most light fixtures. Oversized 3 car garage & RV Parking. Quiet cul-de-sac location. SUNDAY 1-3pM $242,000 MLS# 717029 Joshua Sturgis/Mitch Benner doing OH 970-556-5305 $259,000 MLS# 706316 Mitch Benner (970) 214-8430 $275,000 MLS# 710603 Alycia Martinez (303) 994-6307 $295,000 MLS# 717147 John Cheever (970) 420-5093 $369,900 MLS# 717179 Tiffany Luthi (970) 691-4838 SUNDAY 1-3pM Gorgeous custom 3 bedroom, 2 bath stone/stucco ranch on large professionally landscaped lot walking distance to Highland Meadows Golf Course. Large custom deck & sprawling stamped concrete patio. Designer kitchen & large vaulted master suite with 5 piece luxury custom bath. 2707 Glade Road Loveland, CO 80538 Irrigated (9” Louden Ditch) 2.99 acres close to town on paved roads right up to driveway. All brick sprawling ranch. Covered Patio. Newer 50 yr roof. Central Air. Open Flr Plan, lg kit w/slab granite. Lg inviting rms. 23x16 workshop connected to 25 x 23 barn w/loft. SUNDAY 1-3pM SUNDAY 1-3pM 7633 Bison Bluff Street. Sprawling ranch style home with panoramic views. Open and airy rooms. Spacious Master bedroom features luxurious bath w/jetted tub and fireplace. Deck off master bedroom. Hickory floors and cabinets.Tons of storage and workspace in kitchen. SUNDAY 11AM-1pM 2538 Farisita Drive Loveland, CO 80538 Beautifully updated walkout ranch on Rist Benson Lake. Solar panels help w/utilities bill, newer rf, & high efficiency windows. Views of Longs Peak looking over the lake from your deck. You’ll find fruit trees, garden beds, & sitting areas in the backyard. This home has it all! SUNDAY 1-3pM 309 Habitat Cove - Stately columns make a charming “Welcome” into this lovely, light filled home. South facing windows invite you to step out and enjoy the outdoor living space on the enormous back deck. Finished rec room, additional bedrooms and bath downstairs. Sideload 3-car garage. $399,000 MLS# 707723 Andy Burnside (970) 567-1505 $497,000 MLS# 702987 Brent Sommervold (303) 435-3272 $545,00 MLS# 712956 Cindy Kurtz (970) 962-6832 $546,500 MLS# 717357 Kim Summitt 689-6950 $570,000 MLS# tbd Thomas Janelle 290-8066 R16 AT HOME . Reporter-Herald AUGUST 24, 2013