Front Porch - Sept./Oct. 2013
P. Allen Smith - All about Apples, Farm Bureau Matters, Food for Thought, Taste Arkansas - The Arkansas Black Apple, Garden Home Design - Decorating with apples, Do It Yourself - Build a shooting bench, In The Kitchen - Fresh Apple Cake, Building Wealth - Smart way to do business.
FRONT PORCH Sept.-Oct. 2013 arfb.com All about Apples ~History ~ ~Cooking ~ ~Decorating ~ ~Growing ~ ~Heritage ~ varieties $500 PRivATE OFFER Everett Everett Chevy of Fayetteville Rhodes Hug Smith Gwatney Buick/GMC Bale Allen Tillery Central Stanley Wood George Kell Holly Orr Bull Gwatney Chevy Russell Gerren Everett Smart Farm Bureau members can get a $5001 private offer toward the purchase or lease of most new GM vehicles,including the Chevrolet Silverado 2500hD and 3500hD lineup. Visit fbverify. com for more details. They get tough jobs done with a maximum payload of up to 6,635 lbs.2 and a conventional towing capacity of up to 17,000 lbs.3And through the GM Business Choice Program,4 business owners receive even more when purchasing or leasing an eligible Chevrolet or GMC truck or van for business use. Visit gmbusinesschoice.com for details. 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Exclusive $500 Member Private Offer is Available at any Arkansas Chevy, GMC or Buick Dealer. Offer valid toward the purchase of new 2011, 2012 and 2013 Buick, Chevrolet and GMC models, excluding Chevrolet Volt. 2 Requires Regular Cab model and gas engine. Maximum payload capacity includes weight of driver, passengers, optional equipment and cargo. 3 Requires available 6.6L Duramax® diesel engine. Maximum trailer ratings assume a properly-equipped base vehicle plus driver. See dealer for details. 4 To qualify, vehicles must be used in the day-to-day operation of the business and not solely for transportation purposes. Must provide proof of business. This program may not be compatible with other offers or incentive programs. Consult your local Chevrolet or GMC dealer or visit gmbusinesschoice.com for program compatibility and other restrictions. Take delivery by 4/1/2014. Farm Bureau and the American Farm Bureau Federation® are registered service marks owned by the American Farm Bureau Federation, and are used herein (or by GM) under license.©2011 General Motors LLC 1 Holt Auto Group 905 Unity Rd., Crossett 870-364-4424 www.holtautogroup.net Holly Chevrolet 6601 Interstate 55 N, Marion 870-739-7337 Gwatney Chevrolet Gregory Street Exit Jacksonville 800-697-9586 www.GoGwatney.com Gwatney Buick/GMC 5700 Landers Road, North Little Rock www.GoGwatney.com ® Rhodes Chevrolet 2800 Alma Hwy.Exit 2A/I-540 Van Buren 1-866-679-2438 www.rhodeschevy.com Bale Chevrolet 13101 Chenal Pky Little Rock 800-467-2253 www.balechevrolet.com Now, weâ€™re just a fingertip away. ArFBâ€™s new mobile app gives you tools to stay informed and make the most of your membership. z News Weâ€™ve expanded the scope of our online news operation to offer more stories and more immediate reporting. Being an informed Arkansas Farm Bureau member is now easier than ever. z Member Benefits Handy access to ID numbers and everything else you need to take advantage of our ValuePlus savings. z Events A compilation of all the most important statewide meetings and events. z Quotes Commodity futures and cash market prices are updated every 10 minutes. Our unique interface allows you to customize which commodity prices you get. Pick from corn, cotton, rice, grain sorghum, soybeans or wheat ... cattle, Delmarva broilers, eggs, hogs or national turkeys. 2 Front Porch Get it on z Weather Locationspecific weather reporting from Telvent DTN contains all the agrometeorological metrics a farmer could need, plus five-day forecast and radar. I arf b .com Front Porch September - October 2013 C o v e r Farm Bureau On the Cover — An apple a day keeps the doctor away. Well, it certainly can’t hurt. A medium-size apple with the skin on (95 calories) provides 17 percent of your daily fiber needs, is a good source of vitamin C and is wonderfully flavorful. Send comments to: email@example.com I Matters by Randy Veach President, Arkansas Farm Bureau “I have fought the good fight, I have in fact, went to countless homes and farm shops to increase understanding of how these farmer funded check-off programs could be successful. It was his idea to create the Arkansas Foundation for Agriculture, which brought together various entities to promote the Arkansas farmer and rancher to the general public. And more recently, it was Ewell’s vision that led to the creation of the President’s Leadership Council, a training program that enhances the leadership skills of Farm Bureau members. This doesn’t take into consideration the countless other issues that his wisdom helped guide Arkansas Farm Bureau and other organizations to success. In announcing his plans to employees, Ewell wrote this: “This decision was made after a lot of prayer, reflection and conversation. My wife Deanna and I look forward to doing things we have put off doing for a long time, specifically spending more time with our children and grandchildren. “I am excited for the future of Arkansas Farm Bureau, because I know its mission and purpose will carry on and continue to have a positive impact on our state.” Because of Ewell’s work and leadership, this organization has talented and effective employees, motivated leaders and a stable financial future. I want to extend a sincere thank you to Ewell Welch and a hearty bon voyage to him and his wife Deanna. Ewell has, indeed, fought the good fight, finished the race and kept the faith alive for a meaningful and successful Arkansas Farm Bureau. God bless you and your families. God bless the farmers and ranchers of Arkansas. And God bless Arkansas Farm Bureau. finished the race, I have kept the faith.” – 2 Timothy 4:7 While I have the privilege and honor of carrying the title of president of the Arkansas Farm Bureau, the person who has the most meaningful impact on the dayto-day success of the organization is the executive vice president. Ewell Welch, a close, personal friend of mine and someone whose opinion I seek when dealing with difficult issues, is retiring from that role on Nov. 1, ending 36 years of service to the organization. For the past 11 years, Ewell has served as executive vice president, where his humble leadership and wisdom have aided each of us who enjoy the benefits of Farm Bureau membership. He writes about his pending retirement in his “Food for Thought” column on the next page. With his usual understated style, Ewell’s column is not about him, but rather the principled and meaningful purpose of Farm Bureau, its leaders and employees, and the privilege he’s felt while working for such a well-grounded organization. The willingness to always put others above himself is the sign of a true servant leader and, to me, that’s what made Ewell such an effective leader. Raised in rural Yell County, the son of 6 All aboutApples P. Allen Smith Farm Bureau Matters Randy Veach Food for Thought Ewell Welch Tara Johnson 3 4 14 Taste Arkansas 21 24 26 16 Garden Home Design P. Allen Smith Do It Yourself Monte Burch In the Kitchen P. Allen Smith Building Wealth Will Hileman Rhonda Whitley at firstname.lastname@example.org Arkansas Farm Bureau Federation Farm Bureau Center P.O. Box 31 • Little Rock, AR 72203-0031 Fax: (501) 228-1557 Please provide membership number. For address changes, contact: a vo-ag teacher and FFA advisor, Ewell is a man of incredible integrity – among the most principled I’ve ever been around. He’s a man of his word. While his words are few, when Ewell speaks his words are meaningful. Before moving into executive management, Ewell worked in Farm Bureau’s commodities division. While there, he helped revamp several of the commodity promotion programs. Ewell, Front Porch I pcipublishing.com Created by Publishing Concepts, Inc. For Advertising info contact David Brown • 1-800-561-4686 email@example.com b arf b .com 3 Front Porch Arkansas Farm Bureau © 2013 Official membership publication of Arkansas Farm Bureau Federation. Front Porch is mailed to more than 200,000 member-families. SUBSCRIPTIONS: Included in membership dues. Arkansas Farm Bureau Officers: President Randy Veach Manila Vice President Rich Hillman Carlisle Secretary/Treasurer Tom Jones Pottsville Executive Vice President Ewell Welch Little Rock Directors: Richard Armstrong, Ozark Troy Buck, Alpine Jon Carroll, Moro Joe Christian, Jonesboro Terry Dabbs, Stuttgart Mike Freeze, England Bruce Jackson, Lockesburg Johnny Loftin, El Dorado Gene Pharr, Lincoln Rusty Smith, Des Arc Allen Stewart, Mena Mike Sullivan, Burdette Leo Sutterfield, Mountain View Ex Officio Sherry Felts, Joiner Brent Lassiter, Newport Janice Marsh, McCrory Brian Walker, Horatio Executive Editor: Steve Eddington Editor: Gregg Patterson Contributing Writers: Ken Moore, Keith Sutton, Chris Wilson Research Assistant: Brenda Gregory I Food for Thought by Ewell Welch Executive Vice President, Arkansas Farm Bureau I struggle to find the right words for availability of quality health care in our rural communities, the statewide trauma network, and (still) a quality transportation infrastructure, in addition to the obvious work in the areas of state and national agriculture policy. Our work has been meaningful. And it won’t stop. With an exploding world population and the resources to grow crops and raise animals for food production near capacity, our work to ensure a safe and wholesome food supply will be challenged. While some with confusing and misguided intentions attempt to paint modern farmers and their production methods in an unflattering light, the farmers and ranchers of our state, and this nation, are out working to end world hunger. Let me be clear, our farmers and ranchers aren’t the problem, they’re the solution — and one of the great American success stories of the last century — with history and modern science on their side. It’s been my privilege to work for an organization so grounded in principal and whose mission carries such deep meaning and responsibility. I’ve been especially honored to spend the past 11 years so closely involved with the leadership and direction of the organization. For those who have actively engaged with Farm Bureau, it’s almost as if we can hear the heartbeat of the organization. It’s like a living, breathing being. And it’s special because of what it stands for. It’s important it stays that way. Long live Arkansas Farm Bureau. this my final Food for Thought column. My retirement from Arkansas Farm Bureau, after 36 years, is official Nov. 1. I wish good fortune on this great organization and its members, Rodney Baker, who will be the next executive vice president, and the many volunteer leaders who provide Arkansas Farm Bureau with its collective soul. As I reflect on Arkansas Farm Bureau and what it means, I’m struck with the noble purpose and mission of the organization: to advocate on behalf of the men and women of agriculture. In many ways, that purpose is more meaningful now than in 1935 when Arkansas Farm Bureau was founded. We now have less than 2 percent of Americans engaged in production agriculture, compared to upward of 25 percent of the population in 1935. Because of the limited numbers involved in farming, if we don’t have an advocacy organization like Farm Bureau working on behalf of agriculture, the voice of agriculture is simply lost. Elected officials are much less likely to respond to such a small portion of the population, so it’s imperative we have someone willing to carry that message. That has been, and will continue to be, the mission of Arkansas Farm Bureau. Farm Bureau’s past role in bringing electricity to the countryside, paved farm-to-market roads, universal access to rural phone service and countless other improvements has now given way to present efforts to ensure broadband access to all parts of Arkansas, the ADVERTISING: Contact David Brown at Publishing Concepts, Inc. for advertising rates. firstname.lastname@example.org (501) 221-9986 Fax (501) 225-3735 Front Porch (USPS 019-879) is published bi-monthly by the Arkansas Farm Bureau Federation, 10720 Kanis Rd., Little Rock, AR 72211. Periodicals Postage paid at Little Rock, Ark. POSTMASTER: Send address changes to Front Porch, P.O. Box 31, Little Rock, AR 72203. Issue #88. Publisher assumes no responsibility for any errors or omissions. All rights reserved. Reproduction without permission is prohibited. The Arkansas Farm Bureau Federation reserves the right to accept or reject all advertising requests. b 4 Front Porch I arf b .com Front Porch I arf b .com 5 All about Apples 6 Front Porch I a r fb.co m Fall’s tempting abundance by P. Allen Smith W flavors from which to choose. When you’ve tasted a really good industry became the largest employer in the northwest region of the state. Arkansas was experiencing what was termed “southern apple mania.” But an industry that was largely a monoculture began producing poor apple harvests. Ben Davis, the backbone apple variety of the Arkansas industry, was no longer recommended for planting. Demand for southern apples lessened, and farmers began to diversify. However, the Arkansas Black apple, with its dark-purple, thick skin, is a survivor of those days (see page 14). apple, it’s easy to understand why Eve was tempted by this fruit. My favorite varieties are crisp, sweet and juicy. To me the texture is as important as the flavor. The apple harvest ushers in fall, and heritage apples are garnering more and more attention these days. I’m glad, because there’s such a wide range of Diversity is a good thing Most often when you go to the grocery store these days, you see Red Delicious, Golden Delicious, Gala, maybe Braeburns, Fujis, of course Granny Smith, and that’s about it. However, in the 19th century and even before, there were hundreds of apple varieties from which to choose, each having its own delicious, unique flavor. With all the new interest in these heritage apples, you no longer have to grow the apple trees to enjoy the vintage varieties. Rome Beauty, McIntosh and Jonathan are some of my favorites. Thomas Jefferson loved his apples. Esopus Spitzenburg and Cox’s Orange Pippin were among his favorites. The Buncombe connection While the Arkansas Black may have been the best-known apple in Arkansas, the Buncombe was the best known in my family. I don’t know if you’re like me in this regard, but when I have a childhood memory or think back to something that really made me happy, I want to repeat it. I guess it just comes with maturing. My aunt and uncle had an old apple tree by their dairy barn. It was a Buncombe apple, which comes from the 19th century. My aunt would pick those apples every fall, peel them and dry them, and throughout winter she’d make the most delicious fried pies. As a matter of fact, she still does. She took bud wood off of that very Buncombe tree and grafted some apple trees for me for the heritage apple orchard at my farm. So by selecting heritage varieties for the Garden Home Retreat, I can enjoy some of those flavors of the past, and at the same time, preserve the important bud wood or genetics of the trees for future generations. In addition to my aunt’s Buncombes, we chose 10 varieties of heritage fruit trees rarely found in orchards today. Diversity is a good thing. JAMESON Architects PA and Switch Photo A little history Arkansas was once known for its apple production. In the early 19th century, settlers were moving west and planting their favorite apple varieties. By the middle of the century, northwest Arkansas orchards were booming. Surviving the ravages of the Civil War and with the rapid growth of the railroads, by the late 1800s, the market for apples grew steadily. By the early 1900s, Arkansas orchards were producing millions of bushels of apples each season. Benton and Washington counties alone had a combined total of two million apple trees, and the commercial apple Front Porch I arf b .com 7 Apple varieties planted at the Moss Mountain Farm orchard: Ashmead’s Kernel Calville Blanc Arkansas Black Cox’s Orange Pippin Honeycrisp Hewe’s Virginia Crab Esopus Spitzenburg Magnum Bonum Transcendent Crab 8 F ront P orch I arf b .com Hortus Ltd. You’ll see I’ve also mixed in a few crabapples with the fruitbearing varieties. We’ve all heard of crabapples, but exactly what are they? The main difference between these two is the size of the fruit. Crabapples produce a tiny fruit in fall, but it’s the profusion of springtime blooms that makes them so desirable. Planting apples in your backyard is easier than you think. They love sun, especially in the morning to dry the dew, and good soil with good drainage. With just a few considerations, you can have your own mini apple orchard. Apples require pollen from another variety to set fruit, so you’ll need space to plant at least two varieties that bloom at the same time. Three is even better. Taste is important when choosing varieties but so are disease resistance and chill hours. Don’t forget this. Depending on your space, you can choose rootstocks that will produce full size, semi-dwarf or dwarf trees and strains that are spur type or nonspur type. Spur types and semi-dwarf or dwarf rootstocks are usually better for a home garden. They’re smaller trees and easier to harvest, prune and spray. They also tend to bear fruit at an earlier age. While a tree is young, fertilize yearly with a complete organic fertilizer following package directions and keeping the fertilizer at least 6 inches away from the trunk. After a few years, the trees will only need a nitrogen fertilizer. You should periodically test your soil to determine the need for any other nutrients. Apples (and crabapples) benefit from a later winter pruning. I tackle this job just as the leaf buds are beginning to swell. I don’t take out any major limbs. I just try to clean it up, removing broken, dead or unwanted branches and twigs, and open up the canopy, so all the branches can get more sun and air circulation. Now, I don’t let anything go to waste. All of the twigs I cut off are bundled together for use when grilling. I love to cook chicken over fruit wood. The flavor is excellent. The other task I do in late winter/ early spring is applying dormant oil. This suffocates any insects and keeps fungal problems at bay. Foundation Problems? Call us Today for a FREE Estimate! RESIDENTIAL • COMMERCIAL Locally Owned and Operated SLAB REPAIR • • • • • DuraSteel Piers Pilings Mud Pumping Raising & Leveling Brick Repairs PIER & BEAM • • • • • Sills Replaced Joist Replaced Rotten Floors Replaced Raising & Leveling Termite Damage Repair Piers to Stable Clay Pressed Pilings to Refusal HOME SERVICES INC. Front Porch I Call 870-798-3807 • Toll-Free 1-877-256-7900 • www.homeservicesarkansas.com HOME SERVICES, INC. SAVES YOU MONEY! arf b .com 9 Old world Espalier is a tree-growing technique developed in Europe in the mid 1600s. The tree is trained to grow in a flat plane against a wall or trellis. Itâ€™s an efficient way to grow apple trees in limited garden space like this tree in the Moss Mt. Farm garden. Jane Colclasure 10 Front Porch I arf b .com Space saving espaliers I’ve always had a thing for the effect of causing the plants to produce more fruit. The reasons for growing espaliered trees are still viable today. They’re excellent space savers perfect for small gardens, offer easier access for gardeners with limited mobility and because they’re less susceptible to breaking branches, these trees have an incredible life span. You can find espaliered apple trees around 150 years old that still produce fruit! Enter the honeybee, one of the most important pollinators of apples trees. Honeybees tend to visit flowers in the morning, so activities like spraying or mowing should be put off until later in the day, allowing them to do their job and give you a good apple crop. It’s best not to spray any pesticides on your lawn or in your garden that could possibly harm honeybees until late afternoon or evening when the bees are least likely to be out foraging. I get ready for the harvest as summer days shorten and the apples begin ripening. The pruned twigs get used in the kitchen for cooking, and, of course, the glorious apples are eaten fresh and also dried just like Aunt Genny does. Although I don’t know if I can ever manage to make fried pies like she does. espaliered (pronounced is-palyerd) trees at George Washington’s Mount Vernon. So I made sure to incorporate some into the landscape plan of my farm garden. What I appreciate about them is they’re beautiful and useful. Espalier training in the classic European styles can be traced back to techniques developed in the mid 1600s by Father Legendre of Hanonville, France. The problem he faced was the last frost of the season would kill the fruit buds. He also noted the trees planted nearest the monastery walls always suffered less bud kill. So he planted more trees near walls. He eventually ran into a space problem, so to remedy this he started shearing the trees, which he discovered had the positive Honeybees and apple trees Because apple flowers are not self-fruitful — requiring pollen from another apple or crabapple variety — they also need a means of transport to get the pollen from one flower to the next. With ample pollen, you’ll have more fruit of a higher quality. b Ada Red Arkansas Black Arkansaw (Arkansas Red) Ashton Beach (Lady Pippin) Coffelt (Wandering Spy) Collins Elkhorn Arkansas best Arkansas led the nation in commercial apple production in the early Etris 1900s. Benton County was the leading apple-producing county in the country in Evans 1901 with 2.5 million bushels. Florence Givens (Arkansas Baptist) Mock (Adirondack) Stevenson Pippin (McAfee) Hastings Red Oliver Red (senator) Summer Champion Tull Highfill Rutherford Wilson June Howards Sweet (London Sweet) Shannon King David Springdale Front Porch I arf b .com 11 Courtesy of Rogers Historical Museum, Rogers, Ark. Apples originating in Arkansas Front Porch Magazine #1 Largest Bi-Monthly audited circulation in Arkansas *Statewide 700,000 plus readership *Interesting-Timely-Pertinent *Invest your advertising dollars securely & wisely *Circulation Audited by Verified Audit Circulation For Advertising Information growing tomorrow. Your membership is TASTE ArkAnsAs.com from farm to table Call or e-mail David Brown 1.800.561.4686 email@example.com Our Taste Arkansas food blog connects those interested in food production with the farmers & ranchers who provide an abundance of Arkansas agricultural products. The Fastest, Easiest Way EVER to The patented ATV-Mounted HALT INVASIVE TREES! 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Limited time offer. Call for a FREE DVD and Catalog! TOLL FREE 888-208-5693 DRTreeChopper.com Front Porch www.arfb.com/education-youth/scholarships 12 I arf b .com Safety never felt so good ™ LIFETIME LIMITED WARRANTY MA D N THE U.S.A EI Safe Step Tubs have received the Ease-of-Use Commendation from the Arthritis Foundation W IT H P RID E Financing available with approved credit A Safe Step Walk-In Tub will offer independence to those seeking a safe and easy way to bathe right in the convenience and comfort of their own home. 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For your FREE information kit and DVD, and our Senior Discounts, Call Today Toll-Free 1-888-881-2538 www.MySafeStepWalkinTub.com Front Porch I $750 OFF when you mention this ad for a limited time only Call Toll-Free 1-888-881-2538 13 arf b .com Taste Arkansas From farm to table compiled by Tara Johnson G apple epicenter. And it’s true. apples in open wagons. 14 The Arkansas Black apple Growing up in the Ozarks, I’d always heard the region once was this country’s As early as 1822, the Arkansas Gazette reported a farmer west of Little Rock was growing apples. Farmers grew apples throughout the state, but the climate of the Ozark Plateau region of northwest Arkansas was suited particularly well for apple production. In the early 1800s, most homesteads in northwest Arkansas had kitchen orchards for family use. Then, in 1835 and 1836, nurseries were established at Canehill in Washington County and at Bentonville in Benton County to meet the need for a budding commercial apple industry. Farmers sold excess apples from the expansion of their kitchen orchards to freighters who hauled Of all the numerous southern varieties of apples, Arkansas is best known for the Arkansas Black apple. Early sources indicate a farmer named Mr. Brathwaite developed the Arkansas Black apple in 1870 in his orchard northwest of Bentonville. There weren’t many large orchards of Arkansas Black apples. However, in the late 1800s, the Arkansas Black apple made up 10 to 15 percent of the state’s apple production. At that time, farmers exhibited apple varieties at local, national and international exhibitions. In 1900, the Arkansas Black apple won first prize at an exhibition in Paris, France. By 1920, an infestation of codling moths in apples required spraying, which made growing apples more expensive. Then, the required washing of apples to remove spray residue further increased growing expenses. Drought conditions across several years stressed orchard trees, Tara Johnson is a contributor to Arkansas Farm Bureau’s Taste Arkansas blog. For recipes, videos and farmer profiles, visit tastearkansas.com today. and the Depression of the 1930s reduced the viability of Arkansas’ commercial orchards. The state’s apple industry never recovered. However, the Arkansas Black apple survives to this day, and we’re better off because of it. The Arkansas Black is a round, medium-sized apple. The flesh is yellow, fine grained, crisp and juicy. The skin is dark red to black, and the fruit ripens in October or November. Many enjoy eating Arkansas Blacks fresh, but it’s also a favorite for pies and cobblers. Before widespread refrigeration, many Arkansans dried apples for future use; crushed for juice, cider or vinegar; or canned as apple butter. Farmers still grow Arkansas Blacks. In fact, the Arkansas Black makes up about 3 to 5 percent of Arkansas’ total apple crop. Various apple-producing regions grow Arkansas Black apples throughout the U.S., including California, Washington, Oregon and Ohio. Black is best The Arkansas Black apple is highly flavorful, excellent for baking and stores well. Its name comes from its distinctive dark coloration. 1. When buying apples, look for fruit with a shiny skin. Dull skin indicates a lack of crispness. 2. Apples ripen up to 10 times faster at room temperature than refrigerated. 3. Rub cut apples with lemon juice to keep the slices from turning brown. 4. A pound of apples, cored and sliced, measures about 4 ½ cups. So, buy about 2 pounds of apples for a 9-inch pie. b Front Porch I arf b .com hunter: another word for conservationist Hunters do more to conserve habitat than any other group. And they have achieved great things for wildlife and wild places by supporting conservation organizations like Ducks Unlimited. With their support, Ducks Unlimited has conserved more than 12 million acres of habitat across the continent. Come share our vision of skies filled with waterfowl today, tomorrow, and forever. To find out more go to www.ducks.org NOTICE OF ANNUAL MEETING OF THE MEMBERS OF ARKANSAS FARM BUREAU FEDERATION Notice is hereby given that the annual meeting of the Arkansas Farm Bureau Federation will be at 8 a.m. Friday, Dec. 6, 2013, in the Ballroom of the Marriott Hotel, Little Rock, Ark. The purpose of the meeting will be to elect a Board of Directors for the ensuing year and to transact such other business as may properly come before the members. Ewell R. Welch Executive Vice President NOTICE OF ANNUAL MEETING OF THE MEMBERS OF FARM BUREAU MUTUAL INSURANCE COMPANY OF ARKANSAS, INC. Notice is hereby given that the annual meeting of the members of Farm Bureau Mutual Insurance Company of Arkansas, Inc. will be held at 1 p.m. Friday, Dec. 6, 2013, in the Governor Fulton Room at the Statehouse Convention Center, Little Rock, Ark. The purpose of this meeting is to elect a Board of Directors for the ensuing year and for the transaction of such other business as may properly come before the meeting. Tom Jones Secretary Front Porch I arf b .com 15 Garden Home Design Decorating with apples Fun, easy and beautiful indoor decoration by P. Allen Smith Hortus Ltd. Hortus Ltd. Y and color palette. 16 You donâ€™t have to break the bank to create a spectacular decoration for fall. It can be as close as the produce department of the grocery store or the farmers market. And if apples and orchards are your thing, there are many ways to add just the right touch. Just remember to stick with a central idea The simplest way to begin is to use Apple of my eye Be creative and use apples to decorate areas of your home (top). Apples can also be the subject of a decorative fall theme for mealtime entertaining with friends (below). Coring out the center to hold a tiny bouquet of flowers is a fun and whimsical way to use this diverse fruit. Paired with a lattice ceramic basket of apples, it becomes a decorative bookend for some of my most-oftenused recipe books. In the front parlor, I often use a large apothecary jar filled with apples as a focal point on my library table. the apple as a vase or flower container. Apple totems tablescape With so many varieties of apples available in the fall, using a medley of them in a fun way can enliven an autumn tablescape. Itâ€™s easy with a mixture of colorful varieties like Granny Smith, Red Rome and Pink Lady with some acorns and maize. Here, I used the golds, rusts, burnt reds and browns typical of autumn colors for the placemats and tableware. To make the apple stacks, I use a metal skewer to poke a hole through the apple and wooden skewers to hold the stacks together. Wooden bowls hold the apple arrangements with a bit of corn husk and some acorns sprinkled in. The different colors of the apples offer varied colors to compliment the scape. Finish it off with small votive candles to add a soft glow. Then add dried broom corn for more of the autumn harvest feel. b Front Porch I arf b .com ORKSHOP 2 POULTRY W 10 What it’s about SAT21 SEPT ST 6 AM TO PM AT MOSS IN ROLAND, ARKANSAS ticket price $90 per person MOUNTAIN FARM What you’ll learn Heritage Poultry Define Heritage Poultry Breen Selection Sourcing your Flock How to Get Involved Poultryville Water Fowl Chicken Trailers Poultryville Barn Getting Started and a Formula for Success Starter Kit Basic Materials to Have on Hand Housing and Nutrition Maintenance and Seasonal Care Predator Control The Art of Reproduction and Disease 101 Egg Production Genetics Fertility Incubation Prevention and Treatment Fresh eggs, free fertilizer and friendly companions – three good reasons to raise chickens in your backyard. Come out to P. Allen Smith’s “Backyard Poultry Day” to learn from the experts about how to get a flock started. He’ll also cover topics such as expanding your flock from eggs and heritage breed conservation. Hatching eggs, chicks, and adult poultry for sale. It’s an event for both the newbie and the pro! Who you’ll meet P. Allen Smith Moss Mountain Farm Dr. Mikelle Roeder Ph.D., Nutritionist, Purina Dr. Dustin Clark&Dr. Keith Bramwell University of Arkansas BROU GHT TO Y OU BY THE FOL L OWING PRESENTERS S p a ce i s l i m it e d. Vis it www. PAll en S m i th .co m , e m a i l ga r d e nh o m e @ p a ll e nsm i t h . c o m or call Joyc e at 5 01 .519 .57 9 3 to m a k e yo u r r e se r vati on! Front Porch I arf b .com 17 Arkansas Farm and Ranch Families Provideâ€Ś 24% of Arkansas Jobs Jobs Safe, affordable food Food 75% of Wildlife Habitat Lacy Glover Wildlife Habitat While Protecting the Environment Former Miss Arkansas and Spokesperson for the Arkansas Foundation for Agriculture Arkansas Foundation for Agriculture www.growingarkansas.org 18 Front Porch I arf b .com ATTENTION MOBILE HOME OWNERS INSURANCE CREDIT SHIPPING REDUCED ELECTRIC BILL LIFETIME WARRANTY INCREASED HOME VALUE EXPERT INSTALLATION 36 MONTH FINANCING AVAILABLE * * For details please call or visit online. Limited time offer. STOP LEAKS NO MORE ROOF RUMBLE Rest easy with the DR® LEAF and LAWN VACUUM THE HARD WORKING DR® LEAF and LAWN VACUUM collects leaves, grass clippings, pine needles, pine cones, and twigs with an unstoppable 85 mph suction. What used to be a weekend chore can be accomplished in just a few hours, all from the comfort of your riding mower. • SHREDS AND REDUCES MATERIAL PUT DOWN THAT RAKE! signiﬁcantly reducing the volume of debris. • BUILT-IN CHIPPER Clears your yard of • LIFETIME WARRANTY on our Patented Shark-Tooth® impeller. • OPTIONAL VACUUM HOSE ® for those hard to reach areas. CALL NOW! Get a FREE DVD and Catalog 800.633.8969 roofover.com Since 1983 with complete details including model speciﬁcations, factorydirect prices, and Limited-Time 1-YEAR Hands-On Trial offer! TOLL FREE www.DRleafvac.com 1-888-208-5693 PLUS! Self-Propelled models available! Front Porch I arf b .com 19 80711X © 2013 those nuisance branches up to 2" thick, We believe your sense of security is more important than your sense of humor. It seems insurance ads have just become a way to have a few laughs. But we don’t think there’s anything funny about protecting our members with dependable auto coverage. When it comes to helping you get through the worst life has to offer, we’re all business. Real service. Real people. afbic.com ARAUPR42160 *Farm Bureau® Mutual Insurance Co. of Arkansas, Inc. *Southern Farm Bureau® Casualty Insurance Co. *Southern Farm Bureau® Life Insurance Co., Jackson, MS 20 Front Porch I arf b .com DoItYourself Build a shooting bench Get rifle ready for hunting seasons by Monte Burch all legs to size. Cut the top and bottom stretcher to length. Fasten the stretchers to the front and back table legs using exterior glue and self-starting exterior screws. Check each leg assembly with a carpenter’s square, and make sure they’re assembled square. Cut the short top side stretchers to length. Stand the leg assemblies up on one side, propping them in place. Fasten one short top side stretcher in place over the leg assemblies and to the ends of the front and rear top stretchers. Cut the long bottom stretchers to length. Cut the front short legs to length. Fasten the short legs to the outer ends of the long stretchers, again making sure the joint is square. Then fasten the long leg assembly over the leg assemblies and bottom front and back stretchers. Cut the top boards to length. Fasten in place down on the top stretchers with screws countersunk below the wood surface. Round all corners with a saber saw. Cut the bench seat boards and fasten them in place in the same manner. Sand all rough edges. That’s all it takes. Now you’ve got the stable base needed to properly sight-in your rifle. Good luck this season. Scan QR code below to download schematic drawing of this shooting bench, or get it at http://www.arfb.com/docs/ shootingbench.pdf. Ready, aim, fire A stable platform, like this easy-to-build shooting bench is essential to making sure your rifle is sighted in accurately. b Materials list: • 4 table legs, 2 x 4 x 28½” • 2 bench legs, 2 x 6 x 16½” • 4 front and back stretchers, 2 x 4 x 38½” • 2 upper side stretchers 2 x 4 x 30” • 2 bottom side stretchers 2 x 4 x 48” • 3 tabletop 2 x 6 x 38” • 4 tabletop, cut to fit 2 x 6 x 36” • exterior glue • box of 3” exterior self-starting wood screws Front Porch I w w w .a r fb.co m 21 Monte Burch G Gun sight-in and bench shooting practice require a shooting bench. And the first prerequisite is sturdiness. With a wobbly bench, you’ll end up extremely frustrated with your shooting ability, and your gun won’t be properly sighted-in. The bench shown is made of treated 2 x 4s and 2 x 6s. You can leave it outside without any problem, and it’s easy to build. The first step in construction is to cut DoItYourself Shooting Bench © Monte Burch ® 22 Front Porch I arf b .com West Coast Train Tour 13 Days from $2198* Departs 6/17, 7/15 and 8/12, 2014 Tour San Francisco including Pier 39 and the Golden Gate Bridge. Visit a winery in Sonoma Valley. Board Amtrak’s Coast Starlight train and travel through the Pacific Northwest to Seattle. Board Norwegian Cruise Line’s Jewel for a 7-night cruise through the Inside Passage. Visit Ketchikan, Juneau and Sawyer Glacier. Stop in Skagway and Victoria, British Columbia before disembarking in Seattle for a city tour. Alaska Cruise Share Your Thoughts • www.facebook.com/ArkansasFarmBureau • www.youtube.com/arkansasfarmbureau • twitter.com/ARFB • www.arfb.com (now ‘Share This’ enabled) *Price per person, double occupancy. Includes taxes and services, 7-night cruise, meals onboard, hotels and sightseeing. Add $100 pp for 7/15 departure. Call for low-cost airfare from your closest major airport. For information & reservations call YMT Vacations 1-800-888-8204 Burn SAFELY with the Stainless Steel Portable Burn-Cage™ Perfect For… • Old Leaves and Branches • Sensitive Financial Documents • Burnable House-hold Waste • CLEANER MORE EFFICIENT FIRES. Perforated lid and sidewalls maximize airﬂow and trap burning embers. High burn temperatures mean thorough incineration with less residue and ash. • LIGHT-WEIGHT and portable. • PEACE OF MIND. It’s Folds for he SAFE way easy storage to burn. Optional Ash Catcher available. SPECIAL OFFER for Front Porch Readers: TOLL FREE 888-382-9195 I Use phone # or URL below to save $70 off list price! SAVE $70 DRpower.com/AFB Front Porch arf b .com 80713X © 2013 No more UNSAFE Rusty Barrel! 23 InTheKitchen Kent’s Killer Fresh Apple Cake Moist, delicious, flavor-packed fall classic by P. Allen Smith K that good. Kent, one of my college classmates, came up with this great recipe for apple cake. I think the name says it all. It really is a “to die for” apple cake! You just won’t believe how flavorful and moist it holiday gathering, folks won’t leave you alone until you give them the recipe. It’s Hortus Ltd. is. I guarantee if you take this cake to a Killer cake This apple cake will be a sure hit for your family and entertaining events during the holiday season. Ingredients Directions Preheat the oven to 325°F. Grease and flour a tube pan or Bundt pan. Or spray the pan with a flour-based baking spray such as Baker’s Joy, and set it aside. In a large mixing bowl, combine granulated sugar and brown sugar with vegetable oil. Then stir in the eggs and vanilla. Sift the flour into a separate bowl, and add the baking soda, salt and cinnamon. Add this to the wet mixture. Fold in the nuts, raisins (if using) and apples. The batter will be thick. Spoon the batter into the prepared tube pan, and bake for 75 to 90 minutes or until a knife inserted in the center of the cake comes out clean. Cool the cake in the pan for 10 minutes, then invert onto a cake plate. Top with drizzled butter or whipped cream, if you like, and serve. Serves 12 to 16. 1 cup granulated sugar 1 cup dark brown sugar, packed 1 cup vegetable oil 2 eggs, well beaten 2 teaspoons vanilla extract 2 cups all-purpose flour 1 teaspoon baking soda 1 teaspoon salt 2 teaspoons ground cinnamon 1 cup chopped walnuts or pecans 1 cup raisins or dried cranberries (optional) 4 cups chopped peeled tart apples (such as Granny Smith) Melted butter or whipped cream, for serving (optional) b Recipe from P. Allen Smith’s Seasonal Recipes From The Garden. 24 Front Porch I arf b .com TASTE ArkAnsAs.com from farm to table Food, like nothing else, brings us together. After all, everyone eats. On Taste Arkansas, a food blog by Arkansas Farm Bureau, this simple truth is connecting those interested in food production with the farmers and ranchers who provide us with an abundance of Arkansas agricultural products. Front Porch I arf b .com 25 Building & Wealth Health Safety Strike way Out to Stroke Smart do Health pitch SAVES lives business Smartphone banking gaining popularity by Jennifer Victory B H by Will Hileman Here are some fun, and maybe surprising, facts. years. • More than 57 percent of U.S. banking features. Did you know you can do many you bank. 26 To access your accounts via smartphone, find and install your bank application. Once it’s loaded and open on your phone, you can review your account, move money or even deposit checks with just a few taps. The mobile check deposit feature is simple. Just enter the deposit amount and take pictures of the check being deposited. The process takes less time than driving to the nearest bank branch, filling out a deposit form and waiting for the teller to process it. Plus, you save gas! • The average person spends roughly 90 minutes on their smartphone daily, which translates to 32,850 minutes, 22.8 days annually, or 3.9 Is this new technology safe and secure? Mobile banking is likely safer than what you’re using today. If your phone has a password, it’s much more difficult for hackers to access information from your “mobile wallet” than it is to steal a credit card from your traditional wallet. A mobile phone also enhances the security of your present traditional bank accounts. Many banks support your ability to set up alert text messages or calls based on specific account activities that you identify. Once activated, this service warns you about unusual transactions made or if the balance drops below a certain dollar amount. Without this important mobile banking feature, you may not find out if someone stole your credit or bank card until after you check your account or receive your statement! Want to learn more? As an Arkansas Farm Bureau member you already have direct access to the fine financial products and services Farm Bureau Bank offers. This includes the ability to bank conveniently and securely anytime via farmbureaubank. com and FBBmobile. For more information or to open an account, contact your local Farm Bureau Insurance agent, call 1-800-492-3276 or visit www.farmbureaubank.com today. • In 2010, only 4.3 percent of retail payments in the U.S. were paid with checks, versus 60 percent in 2000. smartphone owners use mobile routine banking services directly and securely from your mobile phone? Just as the mobile phone transformed the way we communicate, shop, listen to music, and watch videos, it can revolutionize the way Wallet or smartphone? Today many customers tie their bank accounts to smartphone applications to make mobile payments instead of using cash, checks or credit cards. For instance, let’s say you want to buy a cup of coffee at Starbucks. Instead of bringing your wallet, you can simply load the appropriate application onto your smartphone and tie the payment option within that app to a bank account. Once the process is complete, just place your order, wave your phone to pay and you’re on your way. It’s simple, convenient and no additional time is spent swiping a credit card or handling change. Mobile banking compared to branch banking Most mobile banking applications allow you to perform the same financial transactions you can do on your personal computer. Among the most popular are checking balances, reviewing account activity and fund transfers. Another great service gaining popularity is depositing checks with a camera-enabled smartphone. b Front Porch I arf b .com ® ® Members Save up to… EXCLUSIVE SAVINGS $2500 America’s #1 Choice for Satellite Internet $500 FOR FARM on the purchase or lease of most new GM vehicles. Certain restrictions apply. Visit www.fbverify.com/gm. BUREAU MEMBERS Members Save up to… Off Select Tractors & Equipment See Complete details at www.arfb.com $500 This unique program from Sears Commercial features — • A private selection consultation, with a professionally trained specialist $ Have your Farm Bureau membership number ready and call 1-877-579-4555. 0 Upfront after $99 instant savings Arkansas Farm Bureau Purchase Program Save up to 20% off at Participating Choice Hotels Arkansas Farm Bureau Purchase Program We make it ~ easy ~ to purchase the latest appliances for your home, particularly if you are remodeling or relocating. In addition, you can select and purchase these additional great products for your home: • Craftsman® Garage Storage • Sealy ® ® 10% Account Number 805-059-599 and Sears-O-Pedic Mattresses discount on Grainger Products • Preferred Affiliate Program Pricing, backed by our Price Matching Plus policy • Program and pricing is only available through Sears Commercial Sales 3 Easy Steps for Farm Bureau Members Step 1: Members simply go to sears.com and find the product(s) they are interested in and write down the product/model number(s). • NordicTrack® Exercise Equipment • Craftsman® Lawn Tractors • Kenmore® Outdoor Grills, Televisions and more! Free Shipping for Online Orders 1-877-202-2594 • www.grainger.com DEPOSIT ACCOUNTS; CREDIT CARDS; AUTO AND EQUIPMENT LOANS • This offer is not available through Sears retail or dealer stores Step 2: Members email the product number(s) to Farm Bureau’s designated contact at Sears Appliance Select : firstname.lastname@example.org for a quote. To receive this pricing a member must include their Farm Bureau membership number and Farm Bureau discount code CU098430 in the email. Step 3: Members can then use a credit card to purchase the discounted item and it will be delivered via a custom freight company. All manufacturer warranties apply with the option to purchase extended Sears Protection Agreements. Installation is not included with delivery. Discounted Pricing not available in retail or dealer Sears stores. Complete details from ron.rowe@searshc. com or Ph. 931-553-2173. Have your Farm Bureau membership number and discount code CUO88430 in your email, or ready if calling. Call 800-258-2847 Mention your State ID# 00223030 Online Booking – www.choicehotels.com enter your ID# FARM BUREAU APPAREL Ofﬁcial Arkansas Farm Bureauidentiﬁed apparel and more now available. for special requests and details contact John Speck 847-622-4892 email@example.com DISCOUNT PRESCRIPTION DRUG PROGRAM For information on program availability www.FBApparel.com call 1-866-292-7822 Hearing Healthcare Beneﬁts Plan Contact Your Local Farm Bureau Agent! 1-800-492-3276 www.farmbureaubank.com BERS ings ustom Fit / 60 Day Trial of Batteries (1 case per instrument) Statewide network of Professional ers are guaranteed Free automatic approval Audiologists and Specialists Professional Audiologists & Specialists -FREE Hearing tests and discounted Discounts on Hearing Instruments hearing instruments for members FREE Osteoporosis screening & 1-888-497-7447 www.clearvaluehearing.com 497-7447 toll free Auto Buying Program Off Hard Surfaces Save time & money on your next new or used car or truck purchase. Program users have seen an average MSRP. savings of Visit FBVerify.com/Drive to get started ® REE membership TODAY! 20-25% 4 Ultrasound screenings only $135 for Members R ACTUAL SAVINGS Screen for Stroke, Aneurysm and Heart Disease. Contact Your County Farm Bureau $25each CHILD BOOSTER SEATS $15each CHILD SAFETY SEATS rvaluehearing.com 20% OFF CARPET 40% SAVE UP TO $2,572 off 866-758-0801 Ext. 203 North Little Rock, AR 72113 Contact: Bill Ross ® To Learn More About These Valuable Member Offers Visit… Front Porch www.arfb.com I arf b .com 27 Grower Direct Grow half-dollar size and Blackberries. We also offer over 200 varieties of Fruit a Nut Trees plus Vine and and Berry Plants. Forage applied materials work within hours. Cost 1/4 of most ground applied materials. Stimulates life in the soil. Organisms farm around the clock. “Let’s Do It Natures Way” “SEA MINERALS” “Do The Math” Apply To Any Growing Forage Muscadines 918-367-5146 free shipping ton lots 918-698-5308 Free Catalog $4 Per Acre • $12 Per Year • $50 Per 50 Lb. Bag • $1,600 A Ton Ison’s Nursery PO Box 190 Brooks, GA 30205 1-800-733-0324 • isons.com Since 1934 Owners: ROOF KING Mobile Home Mobile Home Super Insulated Roof Over Systems 40 Year Warranty Factory Direct From Roof King 1-800-748-0645 Established in 1982 Life is priceless. Insuring it should be affordable. There’s no limit to what you would do for your children. But there is a limit to your budget. We know how to help you with both. Call now for a Get Real Review from your local Farm Bureau Insurance Agent. Rural Reflections Photo Contest 2013 www.sfbli.com LILFPR41005 Southern Farm Bureau Life Insurance Co., Jackson, MS $1,000 in prizes. Complete contest rules at: www.arfb.com/get-involved/contests HARBOR FREIGHT TOOLS Quality Tools at Ridiculously Low Prices FACTORY DIRECT TO YOU! How do we sell high quality tools at the lowest prices? We cut out the middle man and buy direct from the factories who supply other major brands. It’s just that simple! Come see for yourself and use this 25% Off Coupon on one of our 7,000 products*, plus pick up a Free 6 Piece Screwdriver Set, a $4.99 value. We stock Automotive Tools, Power Tools, Air Tools and Compressors, Engines and Generators, Welders, Hand Tools, Tool Storage, Tarps and much more. • • • • • 1 Year Low Price Guarantee No Hassle Return Policy 100% Satisfaction Guaranteed Over 25 Million Satisﬁed Customers 430+ Stores Nationwide R ! PE ON SU UP CO Item 47770 shown LIFETIME WARRANTY ON ALL HAND TOOLS! FREE! WITH ANY PURCHASE R ! PE ON SU UP CO 6 PIECE SCREWDRIVER SET ITEM 47770/61313 REG. PRICE $4.99 LIMIT 1 - Cannot be used with other discount, coupon or prior purchase. Coupon good at our stores, HarborFreight.com or by calling 800-423-2567. Offer good while supplies last. Shipping & Handling charges may apply if not picked up in-store. Non-transferable. Original coupon must be presented. Valid through 12/14/13. Limit one coupon per customer per day. R ! PE ON SU UP CO NOBODY BEATS OUR QUALITY, SERVICE AND PRICE! SAVE 50% Item 95275 shown 3 GALLON, 100 PSI OILLESS PANCAKE AIR COMPRESSOR OFF ANY SINGLE ITEM! LIMIT 1 - Save 25% on any one item purchased at our stores, HarborFreight.com or by calling 800-4232567. *Cannot be used with other discount, coupon, gift cards, Inside Track Club membership, extended service plans or on any of the following: compressors, generators, tool storage or carts, welders, ﬂoor jacks, Towable Ride-On Trencher (Item 65162), open box items, in-store event or parking lot sale items. Not valid on prior purchases after 30 days from original purchase date with original receipt. Non-transferable. Original coupon must be presented. Valid through 12/14/13. Limit one coupon per customer per day. 25% SAVE $80 R ! PE ON SU UP CO 27 LED PORTABLE WORKLIGHT/FLASHLIGHT Requires three AAA batteries (included). $ SAVE 56% LOT NO. 67227/ 69567/60566 Item 67227 shown 3999 LOT NO. 95275/ 60637/69486/61615 REG. PRICE $79.99 LIMIT 4 - Good at our stores, HarborFreight.com or by calling 800-423-2567. Cannot be used with other discount or coupon or prior purchases after 30 days from original purchase with original receipt. Offer good while supplies last. Non-transferable. Original coupon must be presented. Valid through 12/14/13. Limit one coupon per customer per day. $ 59 LIMIT 8 - Good at our stores, HarborFreight.com or by calling 800-423-2567. Cannot be used with other discount or coupon or prior purchases after 30 days from original purchase with original receipt. Offer good while supplies last. Non-transferable. Original coupon must be presented. Valid through 12/14/13. Limit one coupon per customer per day. 2 REG. PRICE $5.99 R ! PE ON SU UP CO 1/2" PROFESSIONAL VARIABLE SPEED REVERSIBLE HAMMER DRILL LOT NO. 68169/67616/60495 R ! PE ON SU UP CO RAPID PUMP® 3 TON HEAVY DUTY STEEL FLOOR JACK R ! PE ON SU UP CO Item 953 shown 5 FT. 6" x 7 FT. 6" ALL PURPOSE WEATHER RESISTANT TARP LOT NO. 953/69136/ 69248/69128/69210 SAVE 50% R ! PE ON SU UP CO $ Item 68169 shown 2499 REG. PRICE $49.99 $ 6999 REG. PRICE $149.99 Item 68048 shown WEIGHS 74 LBS. LOT NO. 68048/ 69227 LIMIT 7 - Good at our stores, HarborFreight.com or by calling 800-423-2567. Cannot be used with other discount or coupon or prior purchases after 30 days from original purchase with original receipt. Offer good while supplies last. Non-transferable. Original coupon must be presented. Valid through 12/14/13. Limit one coupon per customer per day. SAVE 50% $ 99 REG. PRICE $3.99 1 LIMIT 4 - Good at our stores, HarborFreight.com or by calling 800-423-2567. Cannot be used with other discount or coupon or prior purchases after 30 days from original purchase with original receipt. Offer good while supplies last. Non-transferable. Original coupon must be presented. Valid through 12/14/13. Limit one coupon per customer per day. LIMIT 4 - Good at our stores, HarborFreight.com or by calling 800-423-2567. Cannot be used with other discount or coupon or prior purchases after 30 days from original purchase with original receipt. Offer good while supplies last. Non-transferable. Original coupon must be presented. Valid through 12/14/13. Limit one coupon per customer per day. Item 66418 shown MULTI-USE TRANSFER PUMP R ! PE ON SU UP CO 5 SPEED BENCH DRILL PRESS LOT NO. 38119/44506/60238 R ! PE ON SU UP CO Item 69644 shown Includes 3.2V, 600 mAh Li-ion battery pack. 36 LED SOLAR SECURITY LIGHT LOT NO. 98085/ 69644/69890/60498 SAVE 64% LOT NO. 66418/ 61364 SAVE $ 99 28% REG. PRICE $24.99 SAVE $90 800 RATED WATTS/ 900 MAX. WATTS PORTABLE GENERATOR LOT NO. 66619/ 60338/69381 ™ 17 $ 99 REG. PRICE $13.99 LIMIT 5 - Good at our stores, HarborFreight.com or by calling 800-423-2567. Cannot be used with other discount or coupon or prior purchases after 30 days from original purchase with original receipt. Offer good while supplies last. Non-transferable. Original coupon must be presented. Valid through 12/14/13. Limit one coupon per customer per day. 4 SAVE $50 R ! PE ON SU UP CO $ 4999 Item 38119 shown REG. PRICE $99.99 LIMIT 3 - Good at our stores, HarborFreight.com or by calling 800-423-2567. Cannot be used with other discount or coupon or prior purchases after 30 days from original purchase with original receipt. Offer good while supplies last. Non-transferable. Original coupon must be presented. Valid through 12/14/13. Limit one coupon per customer per day. LIMIT 7 - Good at our stores, HarborFreight.com or by calling 800-423-2567. Cannot be used with other discount or coupon or prior purchases after 30 days from original purchase with original receipt. Offer good while supplies last. Non-transferable. Original coupon must be presented. Valid through 12/14/13. Limit one coupon per customer per day. R ! PE ON SU UP CO R ! PE ON SU UP CO Not for overhead lifting. 3/8" x 14 FT. GRADE 43 TOWING CHAIN LOT NO. 97711/60658 Item 97711 shown 1500 WATT DUAL TEMPERATURE HEAT GUN (572°/1112°) LOT NO. 96289 NEW! $ REG. PRICE $179.99 8999 SAVE 45% R ! PE ON SU UP CO $ Item 69381 shown REG. PRICE $34.99 18 99 SAVE 69% R ! PE ON SU UP CO Item 68784 shown $ 99 REG. PRICE $25.99 7 LIMIT 5 - Good at our stores, HarborFreight.com or by calling 800-423-2567. Cannot be used with other discount or coupon or prior purchases after 30 days from original purchase with original receipt. Offer good while supplies last. Non-transferable. Original coupon must be presented. Valid through 12/14/13. Limit one coupon per customer per day. LIMIT 4 - Good at our stores, HarborFreight.com or by calling 800-423-2567. Cannot be used with other discount or coupon or prior purchases after 30 days from original purchase with original receipt. Offer good while supplies last. Non-transferable. Original coupon must be presented. Valid through 12/14/13. Limit one coupon per customer per day. LIMIT 7 - Good at our stores, HarborFreight.com or by calling 800-423-2567. Cannot be used with other discount or coupon or prior purchases after 30 days from original purchase with original receipt. Offer good while supplies last. Non-transferable. Original coupon p must be p presented. Valid through 12/14/13. Limit one coupon per customer per day. R ! PE ON SU UP CO 80 PIECE ROTARY TOOL SET SAVE 72% $ 99 Item 97626 shown LOT NO. 68986/ 97626/69451 REG. PRICE $24.99 6 SAVE $60 LOT NO. 68887/61207 90 AMP FLUX WIRE WELDER NEW! 2900 LB. CAPACITY 44", 13 DRAWER INDUSTRIAL QUALITY ROLLER CABINET LOT NO. 68784/69387 Item 68887 shown $ NO GAS REQUIRED! 8999 REG. PRICE $149.99 WEIGHS 306 LBS. SAVE $290 Fort Smith Jonesboro $ 35999 REG. PRICE $649.99 SUPER HIGH GLOSS FINISH! LIMIT 8 - Good at our stores, HarborFreight.com or by calling 800-423-2567. Cannot be used with other discount or coupon or prior purchases after 30 days from original purchase with original receipt. Offer good while supplies last. Non-transferable. Original coupon must be presented. Valid through 12/14/13. Limit one coupon per customer per day. LIMIT 5 - Good at our stores, HarborFreight.com or by calling 800-423-2567. Cannot be used with other discount or coupon or prior purchases after 30 days from original purchase with original receipt. Offer good while supplies last. Non-transferable. Original coupon must be presented. Valid through 12/14/13. Limit one coupon per customer per day. LIMIT 4 - Good at our stores, HarborFreight.com or by calling 800-423-2567. Cannot be used with other discount or coupon or prior purchases after 30 days from original purchase with original receipt. Offer good while supplies last. Non-transferable. Original coupon must be presented. Valid through 12/14/13. Limit one coupon per customer per day. STORE LOCATIONS Fayetteville Little Rock Take advanTage oF SpeCial MeMBer raTeS On new or used motorcycles, boats, all-terrain & recreational vehicles. Finance or refinance today! • Up to 100% financing* • Same low rate for new & used* • Flexible payment terms up to 72 months TIMe To Travel Contact your Farm Bureau agent today! * Existing Farm Bureau Bank recreational vehicles excluded from this offer. Rates and financing are limited to vehicle models 2004 and newer and subject to change without notice. All loans are subject to credit approval, verification, and collateral evaluation. The minimum loan amount is $5,000. Non-member rates may be 1-3% higher than posted rates. Loans for RVs, motorcycles, trailers, ATVs, watercraft and commercial vehicles may be 0.50% higher than vehicle loan rates. This offer if not available in all states and rates and terms are subject to change without notice. Farm Bureau Bank does not finance totaled, rebuilt or salvaged vehicles. Banking services provided by Farm Bureau Bank, FSB. Farm Bureau, FB, and the FB National Logo are registered service marks owned by, and used by Farm Bureau Bank FSB under license from, the American Farm Bureau Federation. 25